Pamplico Bank and Trust Company in Pamplico, South Carolina (SC)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 09, 2007

  • Pamplico Bank and Trust Company in Pamplico, South Carolina (SC)
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Pamplico Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 16301
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Citizens Bank (#15932)
    Federal Reserve ID: 549826
    Date Established: September 04, 1945
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 10489
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 04, 1945
    Last Structure Change Effective Date: June 09, 2007
    Last Structure Change Process Date: June 18, 2007
    Last Data Update: June 18, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Pamplico, SC 29583
    County: Florence
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Columbia Sc
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Florence, SC (#2655)
    Core Based Statistical Area (CBSA): Florence, SC (#22500)
    CBSA Metro Statistical Area: Florence, SC (#22500)
  • Financial Summary
  • Total assets: $20.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $19,034Total assets
  • $1,370Cash and due from depository institutions
  • $0Interest-bearing balances
  • $7,070Securities
  • $3,366Federal funds sold & reverse repurchase agreements
  • $6,902Net loans & leases
  • $143Loan loss allowance
  • $0Trading account assets
  • $84Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $242All other assets
  • $19,034Total liabilities and capital
  • $15,763Total liabilities
  • $15,676Total deposits
  • $11,448Interest-bearing deposits
  • $15,676Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $87All other liabilities
  • $3,271Total equity capital
  • $3,271Total bank equity capital
  • $3,271Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $2,800Undivided profits
  • Memoranda
  • $271Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $97Earning assets
  • $0Long-term assets (5+ years)
  • $63Average Assets, year-to-date
  • $17,338Average Assets, quarterly
  • $4,246Volatile liabilities
  • $19,374Insider loans
  • $19,068FHLB advances
  • $2,576Loans and leases held for sale
  • $91Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $87Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $959Total interest income
  • $245Total interest expense
  • $714Net interest income
  • $50Provision for loan and lease losses
  • $74Total noninterest income
  • $0Fiduciary activities
  • $56Service charges on deposit accounts
  • $0Trading account gains & fees
  • $18Additional noninterest income
  • $661Total noninterest expense
  • $470Salaries and employee benefits
  • $71Premises and equipment expense
  • $120Additional noninterest expense
  • $77Pre-tax net operating income
  • $0Securities gains (losses)
  • $20Applicable income taxes
  • $57Income before extraordinary items
  • $0Extraordinary gains - net
  • $57Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $42Sale, conversion, retirement of capital stock, net
  • $60Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.44%Yield on earning assets
  • 1.39%Cost of funding earning assets
  • 4.05%Net interest margin
  • 0.42%Noninterest income to earning assets
  • 3.75%Noninterest expense to earning assets
  • 0.29%Net operating income to assets
  • 0.29%Return on assets (ROA)
  • 0.40%Pretax return on assets
  • 1.75%Return on equity (ROE)
  • -0.09%Retained earnings to average equity (YTD only)
  • 0.59%Net charge-offs to loans
  • 119.05%Credit loss provision to net charge-offs
  • 3.02%Efficiency ratio
  • 83,883Assets per employee
  • 1.90%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 105.26%Loss allowance to loans
  • 2.03%Loss allowance to noncurrent loans
  • 147.42%Noncurrent assets plus other real estate owned to assets
  • 0.51%Noncurrent loans to loans
  • 1.38%Net loans and leases to deposits
  • 44.03%Net loans and leases to core deposits
  • 52.69%Equity capital to assets
  • 17.19%Core capital (leverage) ratio
  • 16.85%Tier 1 risk-based capital ratio
  • 47.30%Total risk-based capital ratio
  • Memoranda
  • $49Average assets
  • $19,374Average earning assets
  • $3,264Average equity
  • $17,616Average loans

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