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- Pamrapo Savings Bank, SLA
Pamrapo Savings Bank, SLA in Bayonne, New Jersey (NJ)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of July 06, 2010
- Pamrapo Savings Bank, SLA in Bayonne, New Jersey (NJ)
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Pamrapo Savings Bank, SLA - Overview
- General
- FDIC Certificate #: 30579
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: BCB Community Bank (#35541)
Federal Reserve ID: 312271
Date Established: January 01, 1887
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 5584
FDIC's unique #: 43413
Numeric code: 35
Regulator: OTS
Insurance Fund Membership: Deposit Insurance Fund (DIF)
FDIC Insured: Yes
Insured Savings Institution: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: Febuary 18, 1953
Last Structure Change Effective Date: July 06, 2010
Last Structure Change Process Date: July 15, 2010
Last Data Update: July 15, 2010
Data Source Date: April 05, 2012 - Location
- Address: 611 Avenue C, Bayonne, NJ 7002
County: Hudson
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Jamesburg
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Jersey City, NJ (#3640)
Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644) - Financial Summary
- Total assets: $528.6 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2009)
- Dollar figures in thousands
- 87Total employees (full-time equivalent)
- $558,536Total assets
- $21,887Cash and due from depository institutions
- $14,814Interest-bearing balances
- $99,801Securities
- $0Federal funds sold & reverse repurchase agreements
- $421,668Net loans & leases
- $4,288Loan loss allowance
- $0Trading account assets
- $2,615Bank premises and fixed assets
- $384Other real estate owned
- $0Goodwill and other intangibles
- $0Life insurance assets
- $12,181All other assets
- $558,536Total liabilities and capital
- $510,678Total liabilities
- $449,337Total deposits
- $412,256Interest-bearing deposits
- $449,337Deposits held in domestic offices
- 89.77%% insured (estimated)
- $0Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $51,000Other borrowed funds
- $0Subordinated debt
- $10,341All other liabilities
- $47,858Total equity capital
- $47,858Total bank equity capital
- $47,858Perpetual preferred stock
- $0Common stock
- $17Surplus
- $18,474Undivided profits
- Memoranda
- $29,367Noncurrent loans and leases
- $16,856Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $0Income earned, not collected on loans
- $20,248Earning assets
- $0Long-term assets (5+ years)
- $2,651Average Assets, year-to-date
- $536,283Average Assets, quarterly
- $0Volatile liabilities
- $580,100Insider loans
- $565,551FHLB advances
- $145,796Loans and leases held for sale
- $2,963Unused loan commitments
- $51,000Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $0Total risk weighted assets
- $16,856Total unused commitments
- $1,876Restructured Loans and leases
- $4,288Derivatives
Income and Expense (December 31, 2009)
- Dollar figures in thousands
- $31,915Total interest income
- $11,493Total interest expense
- $20,422Net interest income
- $4,025Provision for loan and lease losses
- $1,795Total noninterest income
- $0Fiduciary activities
- $0Service charges on deposit accounts
- $0Trading account gains & fees
- $1,795Additional noninterest income
- $23,610Total noninterest expense
- $8,466Salaries and employee benefits
- $2,629Premises and equipment expense
- $12,515Additional noninterest expense
- -$5,418Pre-tax net operating income
- $0Securities gains (losses)
- -$369Applicable income taxes
- -$5,049Income before extraordinary items
- $0Extraordinary gains - net
- -$5,049Net income attributable to bank
- $0Net charge-offs
- -$5,049Cash dividends
- $3,313Sale, conversion, retirement of capital stock, net
- $0Net operating income
Performance and Condition Ratios (December 31, 2009)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 5.74%Yield on earning assets
- 2.07%Cost of funding earning assets
- 3.67%Net interest margin
- 0.32%Noninterest income to earning assets
- 4.24%Noninterest expense to earning assets
- -0.87%Net operating income to assets
- -0.87%Return on assets (ROA)
- -0.93%Pretax return on assets
- -10.12%Return on equity (ROE)
- -10.12%Retained earnings to average equity (YTD only)
- 0.77%Net charge-offs to loans
- 121.49%Credit loss provision to net charge-offs
- -0.42%Efficiency ratio
- 106,270Assets per employee
- 6.42%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 0.00%Loss allowance to loans
- 1.01%Loss allowance to noncurrent loans
- 21.18%Noncurrent assets plus other real estate owned to assets
- 3.69%Noncurrent loans to loans
- 4.75%Net loans and leases to deposits
- 93.84%Net loans and leases to core deposits
- 118.93%Equity capital to assets
- 8.57%Core capital (leverage) ratio
- 8.89%Tier 1 risk-based capital ratio
- 13.46%Total risk-based capital ratio
- Memoranda
- $15Average assets
- $580,100Average earning assets
- $49,900Average equity
- $556,326Average loans
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- Banks in New Jersey (NJ)
- Pamrapo Savings Bank, SLA
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