Pan American Bank, FSB in Burlingame, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 07, 2005

  • Pan American Bank, FSB in Burlingame, California (CA)
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Pan American Bank, FSB - Overview

  • General
  • FDIC Certificate #: 33895
    Status: Inactive
    Federal Reserve ID: 2190802
    Date Established: April 29, 1994
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 11968
    FDIC's unique #: 54751
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: April 29, 1994
    Last Structure Change Effective Date: Febuary 07, 2005
    Last Structure Change Process Date: March 10, 2005
    Last Data Update: March 10, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 1860 El Camino Real, Burlingame, CA 94010
    County: San Mateo
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Francisco, CA (#7360)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
  • History of Changes
  • Other Liquidations and Closings
    Change in Insurance Status
  • Financial Summary
  • Total assets: $84.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 4Total employees (full-time equivalent)
  • $84,792Total assets
  • $1,039Cash and due from depository institutions
  • $121Interest-bearing balances
  • $28,449Securities
  • $42,800Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $0Loan loss allowance
  • $0Trading account assets
  • $0Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $12,504All other assets
  • $84,792Total liabilities and capital
  • $72,404Total liabilities
  • $72,374Total deposits
  • $72,312Interest-bearing deposits
  • $72,374Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $30All other liabilities
  • $12,388Total equity capital
  • $12,388Total bank equity capital
  • $12,388Perpetual preferred stock
  • $0Common stock
  • $12,880Surplus
  • $61,033Undivided profits
  • Memoranda
  • $-61,525Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $71,370Average Assets, quarterly
  • $0Volatile liabilities
  • $1,142,959Insider loans
  • $361,291FHLB advances
  • $6,510Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $132,963Total interest income
  • $23,003Total interest expense
  • $109,960Net interest income
  • $22,718Provision for loan and lease losses
  • $8,325Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $8,325Additional noninterest income
  • $47,854Total noninterest expense
  • $32,773Salaries and employee benefits
  • $6,042Premises and equipment expense
  • $9,039Additional noninterest expense
  • $47,713Pre-tax net operating income
  • $777Securities gains (losses)
  • $19,362Applicable income taxes
  • $29,128Income before extraordinary items
  • $0Extraordinary gains - net
  • $29,128Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $22,446Sale, conversion, retirement of capital stock, net
  • $124,125Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 12.18%Yield on earning assets
  • 2.11%Cost of funding earning assets
  • 10.07%Net interest margin
  • 0.76%Noninterest income to earning assets
  • 4.38%Noninterest expense to earning assets
  • 2.50%Net operating income to assets
  • 2.55%Return on assets (ROA)
  • 4.24%Pretax return on assets
  • 32.85%Return on equity (ROE)
  • -107.14%Retained earnings to average equity (YTD only)
  • 5.94%Net charge-offs to loans
  • 101.21%Credit loss provision to net charge-offs
  • 3.14%Efficiency ratio
  • 40,457Assets per employee
  • 21.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 426.14%Loss allowance to loans
  • 0.00%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 0.00%Net loans and leases to core deposits
  • 0.00%Equity capital to assets
  • 14.61%Core capital (leverage) ratio
  • 14.61%Tier 1 risk-based capital ratio
  • 82.48%Total risk-based capital ratio
  • Memoranda
  • $82Average assets
  • $1,142,959Average earning assets
  • $88,666Average equity
  • $1,092,059Average loans

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