Peak National Bank in Nederland, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 30, 2007

  • Peak National Bank in Nederland, Colorado (CO)
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Peak National Bank - Overview

  • General
  • FDIC Certificate #: 26751
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Mutual of Omaha Bank (#32325)
    Federal Reserve ID: 96254
    Date Established: August 01, 1986
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 7 (Interstate: No)
    OTS Docket #: 17325
    FDIC's unique #: 35867
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: August 01, 1986
    Last Structure Change Effective Date: October 30, 2007
    Last Structure Change Process Date: November 16, 2007
    Last Data Update: November 16, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 26 South Highway 119, Nederland, CO 80466
    County: Boulder
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Boulder-Longmont, CO (#1125)
    Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
    Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
    Core Based Statistical Area (CBSA): Boulder, CO (#14500)
    CBSA Metro Statistical Area: Boulder, CO (#14500)
  • Financial Summary
  • Total assets: $211.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 78Total employees (full-time equivalent)
  • $207,613Total assets
  • $6,287Cash and due from depository institutions
  • $454Interest-bearing balances
  • $38,503Securities
  • $3,500Federal funds sold & reverse repurchase agreements
  • $148,582Net loans & leases
  • $1,536Loan loss allowance
  • $0Trading account assets
  • $7,150Bank premises and fixed assets
  • $489Other real estate owned
  • $425Goodwill and other intangibles
  • $0Life insurance assets
  • $2,677All other assets
  • $207,613Total liabilities and capital
  • $187,192Total liabilities
  • $185,559Total deposits
  • $145,158Interest-bearing deposits
  • $185,559Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $433Other borrowed funds
  • $0Subordinated debt
  • $1,200All other liabilities
  • $20,421Total equity capital
  • $20,421Total bank equity capital
  • $20,421Perpetual preferred stock
  • $0Common stock
  • $526Surplus
  • $2,138Undivided profits
  • Memoranda
  • $17,757Noncurrent loans and leases
  • $24,293Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,491Earning assets
  • $0Long-term assets (5+ years)
  • $1,390Average Assets, year-to-date
  • $191,039Average Assets, quarterly
  • $19,460Volatile liabilities
  • $218,017Insider loans
  • $207,872FHLB advances
  • $25,090Loans and leases held for sale
  • $2,406Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $24,293Total unused commitments
  • $0Restructured Loans and leases
  • $1,536Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $17,117Total interest income
  • $4,847Total interest expense
  • $12,270Net interest income
  • $49Provision for loan and lease losses
  • $1,384Total noninterest income
  • $0Fiduciary activities
  • $738Service charges on deposit accounts
  • $0Trading account gains & fees
  • $646Additional noninterest income
  • $7,760Total noninterest expense
  • $4,521Salaries and employee benefits
  • $1,110Premises and equipment expense
  • $2,129Additional noninterest expense
  • $5,845Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $5,845Income before extraordinary items
  • $0Extraordinary gains - net
  • $5,845Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $12Sale, conversion, retirement of capital stock, net
  • $2,649Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.50%Yield on earning assets
  • 2.41%Cost of funding earning assets
  • 6.09%Net interest margin
  • 0.69%Noninterest income to earning assets
  • 3.85%Noninterest expense to earning assets
  • 2.68%Net operating income to assets
  • 2.68%Return on assets (ROA)
  • 2.68%Pretax return on assets
  • 31.17%Return on equity (ROE)
  • 17.04%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 408.33%Credit loss provision to net charge-offs
  • 491.17%Efficiency ratio
  • 56,833Assets per employee
  • 2.66%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 45.32%Loss allowance to loans
  • 1.02%Loss allowance to noncurrent loans
  • 61.66%Noncurrent assets plus other real estate owned to assets
  • 1.44%Noncurrent loans to loans
  • 1.66%Net loans and leases to deposits
  • 80.07%Net loans and leases to core deposits
  • 92.59%Equity capital to assets
  • 9.84%Core capital (leverage) ratio
  • 9.67%Tier 1 risk-based capital ratio
  • 12.59%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $218,017Average earning assets
  • $18,753Average equity
  • $201,333Average loans

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