Pennsylvania State Bank in Camp Hill, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 25, 2007

  • Pennsylvania State Bank in Camp Hill, Pennsylvania (PA)
  • Show street view No street view available for this location

Pennsylvania State Bank - Overview

  • General
  • FDIC Certificate #: 27517
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: BLC Bank N. A. (#7768)
    Federal Reserve ID: 1391415
    Date Established: April 24, 1989
    WWW: http://www.pastatebank.com
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 6 (Interstate: No)
    OTS Docket #: 9958
    FDIC's unique #: 40250
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 24, 1989
    Last Structure Change Effective Date: May 25, 2007
    Last Structure Change Process Date: June 06, 2007
    Last Data Update: June 06, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 2148 Market Street, Camp Hill, PA 17011
    County: Cumberland
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Harrisburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Harrisburg-Lebanon-Carlisle, PA (#3240)
    Combined Statistical Area (CSA): Harrisburg-Carlisle-Lebanon, PA (#276)
    Core Based Statistical Area (CBSA): Harrisburg-Carlisle, PA (#25420)
    CBSA Metro Statistical Area: Harrisburg-Carlisle, PA (#25420)
  • Financial Summary
  • Total assets: $307.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 41Total employees (full-time equivalent)
  • $296,809Total assets
  • $8,160Cash and due from depository institutions
  • $368Interest-bearing balances
  • $37,417Securities
  • $7,540Federal funds sold & reverse repurchase agreements
  • $192,692Net loans & leases
  • $2,151Loan loss allowance
  • $0Trading account assets
  • $5,128Bank premises and fixed assets
  • $0Other real estate owned
  • $36,061Goodwill and other intangibles
  • $4,211Life insurance assets
  • $9,811All other assets
  • $296,809Total liabilities and capital
  • $239,360Total liabilities
  • $210,021Total deposits
  • $176,796Interest-bearing deposits
  • $210,021Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,021Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $24,530Other borrowed funds
  • $0Subordinated debt
  • $2,788All other liabilities
  • $57,449Total equity capital
  • $57,449Total bank equity capital
  • $57,449Perpetual preferred stock
  • $0Common stock
  • $5,250Surplus
  • $49,954Undivided profits
  • Memoranda
  • $2,245Noncurrent loans and leases
  • $43,810Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,589Earning assets
  • $0Long-term assets (5+ years)
  • $1,140Average Assets, year-to-date
  • $238,017Average Assets, quarterly
  • $72,717Volatile liabilities
  • $287,125Insider loans
  • $297,364FHLB advances
  • $38,906Loans and leases held for sale
  • $11,344Unused loan commitments
  • $24,530Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $825Total risk weighted assets
  • $43,810Total unused commitments
  • $0Restructured Loans and leases
  • $2,195Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $15,350Total interest income
  • $7,282Total interest expense
  • $8,068Net interest income
  • $1,041Provision for loan and lease losses
  • $1,067Total noninterest income
  • $0Fiduciary activities
  • $347Service charges on deposit accounts
  • $0Trading account gains & fees
  • $720Additional noninterest income
  • $6,963Total noninterest expense
  • $2,394Salaries and employee benefits
  • $620Premises and equipment expense
  • $3,949Additional noninterest expense
  • $1,131Pre-tax net operating income
  • $0Securities gains (losses)
  • $242Applicable income taxes
  • $889Income before extraordinary items
  • $0Extraordinary gains - net
  • $889Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $694Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.76%Yield on earning assets
  • 3.21%Cost of funding earning assets
  • 3.55%Net interest margin
  • 0.47%Noninterest income to earning assets
  • 3.07%Noninterest expense to earning assets
  • 0.31%Net operating income to assets
  • 0.31%Return on assets (ROA)
  • 0.39%Pretax return on assets
  • 1.57%Return on equity (ROE)
  • 1.57%Retained earnings to average equity (YTD only)
  • 0.36%Net charge-offs to loans
  • 150.00%Credit loss provision to net charge-offs
  • 3.13%Efficiency ratio
  • 76,223Assets per employee
  • 7.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.10%Loss allowance to noncurrent loans
  • 135.37%Noncurrent assets plus other real estate owned to assets
  • 0.54%Noncurrent loans to loans
  • 0.82%Net loans and leases to deposits
  • 91.75%Net loans and leases to core deposits
  • 104.87%Equity capital to assets
  • 19.36%Core capital (leverage) ratio
  • 8.63%Tier 1 risk-based capital ratio
  • 10.86%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $287,125Average earning assets
  • $56,447Average equity
  • $226,993Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Pennsylvania State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents