Pennview Savings Bank in Souderton, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 18, 2003

  • Pennview Savings Bank in Souderton, Pennsylvania (PA)
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Pennview Savings Bank - Overview

  • General
  • FDIC Certificate #: 29480
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Univest Bank and Trust Co. (#7759)
    Federal Reserve ID: 379573
    Date Established: January 01, 1886
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 7 (Interstate: No)
    OTS Docket #: 3526
    FDIC's unique #: 42314
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 27, 1954
    Last Structure Change Effective Date: January 18, 2003
    Last Structure Change Process Date: Febuary 12, 2003
    Last Data Update: Febuary 12, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 10 West Broad Street, Souderton, PA 18964
    County: Montgomery
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • Financial Summary
  • Total assets: $171.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 50Total employees (full-time equivalent)
  • $171,337Total assets
  • $4,153Cash and due from depository institutions
  • $1,268Interest-bearing balances
  • $74,847Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $77,688Net loans & leases
  • $840Loan loss allowance
  • $0Trading account assets
  • $4,355Bank premises and fixed assets
  • $0Other real estate owned
  • $6,453Goodwill and other intangibles
  • $0Life insurance assets
  • $3,841All other assets
  • $171,337Total liabilities and capital
  • $150,813Total liabilities
  • $108,102Total deposits
  • $100,533Interest-bearing deposits
  • $108,102Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,300Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $31,075Other borrowed funds
  • $0Subordinated debt
  • $9,336All other liabilities
  • $20,524Total equity capital
  • $20,524Total bank equity capital
  • $20,524Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $13,179Undivided profits
  • Memoranda
  • $7,345Noncurrent loans and leases
  • $6,139Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $173Earning assets
  • $38Long-term assets (5+ years)
  • $1,072Average Assets, year-to-date
  • $153,803Average Assets, quarterly
  • $95,760Volatile liabilities
  • $163,390Insider loans
  • $168,388FHLB advances
  • $8,612Loans and leases held for sale
  • $371Unused loan commitments
  • $31,075Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $6,139Total unused commitments
  • $0Restructured Loans and leases
  • $855Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $8,755Total interest income
  • $5,062Total interest expense
  • $3,693Net interest income
  • $15Provision for loan and lease losses
  • $5,146Total noninterest income
  • $0Fiduciary activities
  • $492Service charges on deposit accounts
  • -$28Trading account gains & fees
  • $4,682Additional noninterest income
  • $6,734Total noninterest expense
  • $3,528Salaries and employee benefits
  • $749Premises and equipment expense
  • $2,457Additional noninterest expense
  • $2,090Pre-tax net operating income
  • $0Securities gains (losses)
  • $43Applicable income taxes
  • $2,047Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,047Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $83Sale, conversion, retirement of capital stock, net
  • $400Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.02%Yield on earning assets
  • 3.48%Cost of funding earning assets
  • 2.54%Net interest margin
  • 3.54%Noninterest income to earning assets
  • 4.63%Noninterest expense to earning assets
  • 1.25%Net operating income to assets
  • 1.25%Return on assets (ROA)
  • 1.28%Pretax return on assets
  • 10.77%Return on equity (ROE)
  • 8.66%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 18.07%Credit loss provision to net charge-offs
  • 25.36%Efficiency ratio
  • 75,416Assets per employee
  • 3.43%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 19.54%Loss allowance to loans
  • 1.07%Loss allowance to noncurrent loans
  • 485.55%Noncurrent assets plus other real estate owned to assets
  • 0.10%Noncurrent loans to loans
  • 0.22%Net loans and leases to deposits
  • 71.87%Net loans and leases to core deposits
  • 76.32%Equity capital to assets
  • 11.98%Core capital (leverage) ratio
  • 8.04%Tier 1 risk-based capital ratio
  • 14.75%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $163,390Average earning assets
  • $19,010Average equity
  • $145,543Average loans

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