Peoples Bank & Trust Company in Aurora, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 15, 1995

  • Peoples Bank & Trust Company in Aurora, Colorado (CO)
  • Show street view No street view available for this location

Peoples Bank & Trust Company - Overview

  • General
  • FDIC Certificate #: 17799
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Mountain Parks Bank-East (#21840)
    Federal Reserve ID: 886651
    Date Established: June 27, 1957
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 11748
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 16, 1957
    Last Structure Change Effective Date: September 15, 1995
    Last Structure Change Process Date: September 27, 1995
    Last Data Update: September 27, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 9635 Montview Boulevard, Aurora, CO 80010
    County: Adams
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Denver, CO (#2080)
    Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
    Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
    Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
    CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
  • Financial Summary
  • Total assets: $41.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $29Total assets
  • $42,544Cash and due from depository institutions
  • $2,358Interest-bearing balances
  • $0Securities
  • $21,858Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $16,321Loan loss allowance
  • $189Trading account assets
  • $0Bank premises and fixed assets
  • $1,326Other real estate owned
  • $54Goodwill and other intangibles
  • $627Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $42,544Total liabilities
  • $39,872Total deposits
  • $39,454Interest-bearing deposits
  • $29,183Deposits held in domestic offices
  • 39454.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $418Total equity capital
  • $418Total bank equity capital
  • $2,672Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $1,000Undivided profits
  • Memoranda
  • $672Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $51Income earned, not collected on loans
  • $93Earning assets
  • $38,179Long-term assets (5+ years)
  • $4,220Average Assets, year-to-date
  • $41,402Average Assets, quarterly
  • $42,361Volatile liabilities
  • $2,259Insider loans
  • $216FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,874Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,097Total risk weighted assets
  • $22,414Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,921Total interest expense
  • $800Net interest income
  • $2,121Provision for loan and lease losses
  • $10Total noninterest income
  • $841Fiduciary activities
  • $0Service charges on deposit accounts
  • $243Trading account gains & fees
  • $0Additional noninterest income
  • $598Total noninterest expense
  • $1,627Salaries and employee benefits
  • $920Premises and equipment expense
  • $273Additional noninterest expense
  • $434Pre-tax net operating income
  • $1,325Securities gains (losses)
  • $9Applicable income taxes
  • $448Income before extraordinary items
  • $886Extraordinary gains - net
  • $0Net income attributable to bank
  • $886Net charge-offs
  • $19Cash dividends
  • $800Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.91%Cost of funding earning assets
  • 2.17%Net interest margin
  • 5.75%Noninterest income to earning assets
  • 2.28%Noninterest expense to earning assets
  • 4.41%Net operating income to assets
  • 2.13%Return on assets (ROA)
  • 2.14%Pretax return on assets
  • 3.22%Return on equity (ROE)
  • 28.58%Retained earnings to average equity (YTD only)
  • 2.77%Net charge-offs to loans
  • 0.11%Credit loss provision to net charge-offs
  • 52.63%Efficiency ratio
  • 54,929Assets per employee
  • 1.47%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 90.29%Loss allowance to loans
  • 1.14%Loss allowance to noncurrent loans
  • 370.59%Noncurrent assets plus other real estate owned to assets
  • 0.25%Noncurrent loans to loans
  • 0.31%Net loans and leases to deposits
  • 41.37%Net loans and leases to core deposits
  • 43.88%Equity capital to assets
  • 6.28%Core capital (leverage) ratio
  • 7.21%Tier 1 risk-based capital ratio
  • 13.82%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $41,402Average earning assets
  • $3,100Average equity
  • $36,912Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Peoples Bank & Trust Company.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents