Peoples Bank of California in Los Angeles, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 13, 2001

  • Peoples Bank of California in Los Angeles, California (CA)
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Peoples Bank of California - Overview

  • General
  • FDIC Certificate #: 32433
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: California National Bank (#34659)
    Federal Reserve ID: 2132651
    Date Established: June 07, 1985
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 8258
    FDIC's unique #: 45267
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: June 07, 1985
    Last Structure Change Effective Date: November 13, 2001
    Last Structure Change Process Date: December 07, 2001
    Last Data Update: December 07, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 5900 Wilshire Boulevard, 16th Floor, Los Angeles, CA 90036
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Los Angeles (West)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • Financial Summary
  • Total assets: $2,555.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 371Total employees (full-time equivalent)
  • $3,307,102Total assets
  • $35,828Cash and due from depository institutions
  • $400Interest-bearing balances
  • $506,118Securities
  • $121,800Federal funds sold & reverse repurchase agreements
  • $2,474,779Net loans & leases
  • $20,751Loan loss allowance
  • $0Trading account assets
  • $10,805Bank premises and fixed assets
  • $949Other real estate owned
  • $22,949Goodwill and other intangibles
  • $0Life insurance assets
  • $133,874All other assets
  • $3,307,102Total liabilities and capital
  • $3,087,317Total liabilities
  • $2,037,428Total deposits
  • $1,923,006Interest-bearing deposits
  • $2,037,428Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $133,061Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $871,000Other borrowed funds
  • $0Subordinated debt
  • $45,828All other liabilities
  • $219,785Total equity capital
  • $219,785Total bank equity capital
  • $219,785Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $231,845Undivided profits
  • Memoranda
  • $-12,061Noncurrent loans and leases
  • $73,092Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $12,151Earning assets
  • $0Long-term assets (5+ years)
  • $13,335Average Assets, year-to-date
  • $3,103,097Average Assets, quarterly
  • $0Volatile liabilities
  • $3,424,067Insider loans
  • $3,292,609FHLB advances
  • $1,579,216Loans and leases held for sale
  • $27Unused loan commitments
  • $871,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $73,092Total unused commitments
  • $21,218Restructured Loans and leases
  • $20,751Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $248,080Total interest income
  • $177,119Total interest expense
  • $70,961Net interest income
  • $8,963Provision for loan and lease losses
  • $9,584Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $9,584Additional noninterest income
  • $47,180Total noninterest expense
  • $19,581Salaries and employee benefits
  • $14,166Premises and equipment expense
  • $13,433Additional noninterest expense
  • $24,402Pre-tax net operating income
  • -$7,661Securities gains (losses)
  • -$19,135Applicable income taxes
  • $35,876Income before extraordinary items
  • $0Extraordinary gains - net
  • $35,876Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $8,666Sale, conversion, retirement of capital stock, net
  • $3,480Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.68%Yield on earning assets
  • 5.48%Cost of funding earning assets
  • 2.20%Net interest margin
  • 0.30%Noninterest income to earning assets
  • 1.46%Noninterest expense to earning assets
  • 1.27%Net operating income to assets
  • 1.05%Return on assets (ROA)
  • 0.49%Pretax return on assets
  • 17.16%Return on equity (ROE)
  • 15.50%Retained earnings to average equity (YTD only)
  • 0.34%Net charge-offs to loans
  • 103.43%Credit loss provision to net charge-offs
  • 3.85%Efficiency ratio
  • 55,924Assets per employee
  • 8.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 9.70%Loss allowance to loans
  • 0.83%Loss allowance to noncurrent loans
  • 170.78%Noncurrent assets plus other real estate owned to assets
  • 0.40%Noncurrent loans to loans
  • 0.49%Net loans and leases to deposits
  • 121.47%Net loans and leases to core deposits
  • 169.24%Equity capital to assets
  • 6.65%Core capital (leverage) ratio
  • 6.82%Tier 1 risk-based capital ratio
  • 10.50%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $3,424,067Average earning assets
  • $209,041Average equity
  • $3,229,863Average loans

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