Peoples Banking Company of Martins Ferry, Ohio in Martins Ferry, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 30, 1994

  • Peoples Banking Company of Martins Ferry, Ohio in Martins Ferry, Ohio (OH)
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Peoples Banking Company of Martins Ferry, Ohio - Overview

  • General
  • FDIC Certificate #: 761
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: National City Bank, Northeast (#10254)
    Federal Reserve ID: 339924
    Date Established: January 01, 1891
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 7 (Interstate: No)
    FDIC's unique #: 483
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 30, 1994
    Last Structure Change Process Date: June 06, 1994
    Last Data Update: October 18, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 30 South Fourth Street, Martins Ferry, OH 43935
    County: Belmont
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Wheeling, WV-OH (#9000)
    Core Based Statistical Area (CBSA): Wheeling, WV-OH (#48540)
    CBSA Metro Statistical Area: Wheeling, WV-OH (#48540)
  • History of Changes
  • Merger - Without Assistance
  • Financial Summary
  • Total assets: $132.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $64Total assets
  • $147,091Cash and due from depository institutions
  • $5,827Interest-bearing balances
  • $294Securities
  • $9,934Federal funds sold & reverse repurchase agreements
  • $66,115Net loans & leases
  • $56,047Loan loss allowance
  • $2,507Trading account assets
  • $0Bank premises and fixed assets
  • $1,821Other real estate owned
  • $1,095Goodwill and other intangibles
  • $1,264Life insurance assets
  • $4,988All other assets
  • $0Total liabilities and capital
  • $147,091Total liabilities
  • $128,956Total deposits
  • $120,942Interest-bearing deposits
  • $109,683Deposits held in domestic offices
  • 120942.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $4,115Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $3,899Total equity capital
  • $3,899Total bank equity capital
  • $18,135Perpetual preferred stock
  • $0Common stock
  • $1,103Surplus
  • $16,902Undivided profits
  • Memoranda
  • $130Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $424Income earned, not collected on loans
  • $265Earning assets
  • $132,390Long-term assets (5+ years)
  • $18,241Average Assets, year-to-date
  • $145,798Average Assets, quarterly
  • $144,592Volatile liabilities
  • $9,992Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,069Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $13,147Total risk weighted assets
  • $65,195Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,111Total interest expense
  • $931Net interest income
  • $1,180Provision for loan and lease losses
  • $102Total noninterest income
  • $163Fiduciary activities
  • $10Service charges on deposit accounts
  • $85Trading account gains & fees
  • $0Additional noninterest income
  • $68Total noninterest expense
  • $905Salaries and employee benefits
  • $394Premises and equipment expense
  • $31Additional noninterest expense
  • $480Pre-tax net operating income
  • $336Securities gains (losses)
  • $62Applicable income taxes
  • $268Income before extraordinary items
  • $130Extraordinary gains - net
  • $0Net income attributable to bank
  • $130Net charge-offs
  • $4Cash dividends
  • $2,975Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 1.56%Cost of funding earning assets
  • 0.69%Net interest margin
  • 0.87%Noninterest income to earning assets
  • 0.12%Noninterest expense to earning assets
  • 0.67%Net operating income to assets
  • 0.06%Return on assets (ROA)
  • 0.09%Pretax return on assets
  • 0.27%Return on equity (ROE)
  • 0.90%Retained earnings to average equity (YTD only)
  • -19.61%Net charge-offs to loans
  • 0.01%Credit loss provision to net charge-offs
  • 2550.00%Efficiency ratio
  • 62,695Assets per employee
  • 2.30%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 2288.46%Loss allowance to loans
  • 4.28%Loss allowance to noncurrent loans
  • 591.27%Noncurrent assets plus other real estate owned to assets
  • 1.03%Noncurrent loans to loans
  • 0.72%Net loans and leases to deposits
  • 46.34%Net loans and leases to core deposits
  • 48.71%Equity capital to assets
  • 12.33%Core capital (leverage) ratio
  • 9.25%Tier 1 risk-based capital ratio
  • 20.17%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $145,798Average earning assets
  • $14,510Average equity
  • $135,435Average loans

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