Peoples Federal Savings and Loan Association in Massillon, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 03, 2002

  • Peoples Federal Savings and Loan Association in Massillon, Ohio (OH)
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Peoples Federal Savings and Loan Association - Overview

  • General
  • FDIC Certificate #: 30110
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank (#6667)
    Federal Reserve ID: 989271
    Date Established: January 01, 1892
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 4768
    FDIC's unique #: 42944
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: January 09, 1943
    Last Structure Change Effective Date: April 03, 2002
    Last Structure Change Process Date: April 16, 2002
    Last Data Update: April 16, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 211 Lincoln Way East, Massillon, OH 44646
    County: Stark
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Canton-Massillon, OH (#1320)
    Core Based Statistical Area (CBSA): Canton-Massillon, OH (#15940)
    CBSA Metro Statistical Area: Canton-Massillon, OH (#15940)
  • Financial Summary
  • Total assets: $103.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 25Total employees (full-time equivalent)
  • $106,174Total assets
  • $11,763Cash and due from depository institutions
  • $11,496Interest-bearing balances
  • $7,230Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $84,148Net loans & leases
  • $242Loan loss allowance
  • $0Trading account assets
  • $1,521Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,512All other assets
  • $106,174Total liabilities and capital
  • $96,335Total liabilities
  • $76,374Total deposits
  • $74,131Interest-bearing deposits
  • $76,374Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $19,000Other borrowed funds
  • $0Subordinated debt
  • $961All other liabilities
  • $9,839Total equity capital
  • $9,839Total bank equity capital
  • $9,839Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $6,744Undivided profits
  • Memoranda
  • $3,095Noncurrent loans and leases
  • $7,357Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $443Earning assets
  • $0Long-term assets (5+ years)
  • $317Average Assets, year-to-date
  • $102,874Average Assets, quarterly
  • $0Volatile liabilities
  • $105,837Insider loans
  • $107,536FHLB advances
  • $28,037Loans and leases held for sale
  • $335Unused loan commitments
  • $19,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $7,357Total unused commitments
  • $0Restructured Loans and leases
  • $341Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $7,600Total interest income
  • $4,883Total interest expense
  • $2,717Net interest income
  • $12Provision for loan and lease losses
  • $241Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $241Additional noninterest income
  • $2,505Total noninterest expense
  • $1,200Salaries and employee benefits
  • $538Premises and equipment expense
  • $767Additional noninterest expense
  • $441Pre-tax net operating income
  • $377Securities gains (losses)
  • $287Applicable income taxes
  • $531Income before extraordinary items
  • $0Extraordinary gains - net
  • $531Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $8Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.42%Yield on earning assets
  • 4.77%Cost of funding earning assets
  • 2.65%Net interest margin
  • 0.24%Noninterest income to earning assets
  • 2.45%Noninterest expense to earning assets
  • 0.27%Net operating income to assets
  • 0.50%Return on assets (ROA)
  • 0.77%Pretax return on assets
  • 5.48%Return on equity (ROE)
  • 5.48%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 150.00%Credit loss provision to net charge-offs
  • 56.63%Efficiency ratio
  • 84,686Assets per employee
  • 4.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.29%Loss allowance to noncurrent loans
  • 54.63%Noncurrent assets plus other real estate owned to assets
  • 0.42%Noncurrent loans to loans
  • 0.52%Net loans and leases to deposits
  • 110.18%Net loans and leases to core deposits
  • 124.97%Equity capital to assets
  • 9.27%Core capital (leverage) ratio
  • 9.12%Tier 1 risk-based capital ratio
  • 16.43%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $105,837Average earning assets
  • $9,698Average equity
  • $102,392Average loans

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