Peoples National Bank in Pasadena, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 1993

  • Peoples National Bank in Pasadena, Texas (TX)
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Peoples National Bank - Overview

  • General
  • FDIC Certificate #: 25887
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Lockwood National Bank of Houston (#17760)
    Federal Reserve ID: 907266
    Date Established: Febuary 14, 1985
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 32130
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: Febuary 14, 1985
    Last Structure Change Effective Date: April 01, 1993
    Last Structure Change Process Date: July 23, 1993
    Last Data Update: July 23, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 722 Fairmont Parkway, Pasadena, TX 77501
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • Financial Summary
  • Total assets: $58.1 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $36Total assets
  • $58,033Cash and due from depository institutions
  • $4,550Interest-bearing balances
  • $0Securities
  • $6,101Federal funds sold & reverse repurchase agreements
  • $3,550Net loans & leases
  • $41,027Loan loss allowance
  • $336Trading account assets
  • $0Bank premises and fixed assets
  • $2,443Other real estate owned
  • $74Goodwill and other intangibles
  • $288Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $58,033Total liabilities
  • $52,457Total deposits
  • $51,875Interest-bearing deposits
  • $35,241Deposits held in domestic offices
  • 51875.00%% insured (estimated)
  • $91Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $194Subordinated debt
  • $0All other liabilities
  • $388Total equity capital
  • $388Total bank equity capital
  • $5,576Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $1,000Undivided profits
  • Memoranda
  • $3,576Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $151Income earned, not collected on loans
  • $130Earning assets
  • $50,678Long-term assets (5+ years)
  • $3,400Average Assets, year-to-date
  • $56,190Average Assets, quarterly
  • $56,975Volatile liabilities
  • $6,758Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,403Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $5,576Total risk weighted assets
  • $44,892Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $5,049Total interest expense
  • $1,186Net interest income
  • $3,863Provision for loan and lease losses
  • $184Total noninterest income
  • $1,151Fiduciary activities
  • $0Service charges on deposit accounts
  • $918Trading account gains & fees
  • $0Additional noninterest income
  • $233Total noninterest expense
  • $2,600Salaries and employee benefits
  • $1,335Premises and equipment expense
  • $289Additional noninterest expense
  • $976Pre-tax net operating income
  • $2,230Securities gains (losses)
  • $125Applicable income taxes
  • $801Income before extraordinary items
  • $1,554Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,554Net charge-offs
  • $260Cash dividends
  • $300Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 10.28%Cost of funding earning assets
  • 2.41%Net interest margin
  • 7.86%Noninterest income to earning assets
  • 2.34%Noninterest expense to earning assets
  • 5.29%Net operating income to assets
  • 2.62%Return on assets (ROA)
  • 2.77%Pretax return on assets
  • 4.19%Return on equity (ROE)
  • 31.10%Retained earnings to average equity (YTD only)
  • 25.10%Net charge-offs to loans
  • 0.68%Credit loss provision to net charge-offs
  • 70.77%Efficiency ratio
  • 51,855Assets per employee
  • 1.61%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 19.31%Loss allowance to loans
  • 0.81%Loss allowance to noncurrent loans
  • 222.52%Noncurrent assets plus other real estate owned to assets
  • 0.39%Noncurrent loans to loans
  • 0.37%Net loans and leases to deposits
  • 79.09%Net loans and leases to core deposits
  • 90.55%Equity capital to assets
  • 9.61%Core capital (leverage) ratio
  • 9.82%Tier 1 risk-based capital ratio
  • 12.42%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $56,190Average earning assets
  • $4,997Average equity
  • $49,133Average loans

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