Peoples Savings Bank in Bordentown, New Jersey (NJ)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 17, 2007

  • Peoples Savings Bank in Bordentown, New Jersey (NJ)
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Peoples Savings Bank - Overview

  • General
  • FDIC Certificate #: 31572
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Sterling Bank (#33211)
    Federal Reserve ID: 271677
    Date Established: January 01, 1880
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 7195
    FDIC's unique #: 44406
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 26, 1970
    Last Structure Change Effective Date: March 17, 2007
    Last Structure Change Process Date: April 04, 2007
    Last Data Update: April 04, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 789 Farnsworth Avenue, Bordentown, NJ 8505
    County: Burlington
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Jamesburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Camden, NJ (#15804)
  • Financial Summary
  • Total assets: $109.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 31Total employees (full-time equivalent)
  • $109,137Total assets
  • $9,893Cash and due from depository institutions
  • $9,169Interest-bearing balances
  • $20,874Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $74,969Net loans & leases
  • $592Loan loss allowance
  • $0Trading account assets
  • $2,063Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,338All other assets
  • $109,137Total liabilities and capital
  • $101,136Total liabilities
  • $100,235Total deposits
  • $95,102Interest-bearing deposits
  • $100,235Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $635Other borrowed funds
  • $0Subordinated debt
  • $266All other liabilities
  • $8,001Total equity capital
  • $8,001Total bank equity capital
  • $8,001Perpetual preferred stock
  • $0Common stock
  • $10Surplus
  • $3,538Undivided profits
  • Memoranda
  • $4,453Noncurrent loans and leases
  • $6,305Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,131Earning assets
  • $0Long-term assets (5+ years)
  • $488Average Assets, year-to-date
  • $105,012Average Assets, quarterly
  • $0Volatile liabilities
  • $105,877Insider loans
  • $107,836FHLB advances
  • $19,500Loans and leases held for sale
  • $2,001Unused loan commitments
  • $447Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $6,305Total unused commitments
  • $0Restructured Loans and leases
  • $592Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $6,310Total interest income
  • $2,879Total interest expense
  • $3,431Net interest income
  • $98Provision for loan and lease losses
  • $222Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $222Additional noninterest income
  • $3,226Total noninterest expense
  • $1,978Salaries and employee benefits
  • $660Premises and equipment expense
  • $588Additional noninterest expense
  • $329Pre-tax net operating income
  • $5Securities gains (losses)
  • $135Applicable income taxes
  • $199Income before extraordinary items
  • $0Extraordinary gains - net
  • $199Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $72Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.21%Yield on earning assets
  • 2.83%Cost of funding earning assets
  • 3.37%Net interest margin
  • 0.22%Noninterest income to earning assets
  • 3.17%Noninterest expense to earning assets
  • 0.18%Net operating income to assets
  • 0.19%Return on assets (ROA)
  • 0.32%Pretax return on assets
  • 2.54%Return on equity (ROE)
  • 2.54%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 136.11%Credit loss provision to net charge-offs
  • 5.93%Efficiency ratio
  • 88,311Assets per employee
  • 3.52%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.78%Loss allowance to noncurrent loans
  • 52.34%Noncurrent assets plus other real estate owned to assets
  • 1.04%Noncurrent loans to loans
  • 1.50%Net loans and leases to deposits
  • 74.79%Net loans and leases to core deposits
  • 92.13%Equity capital to assets
  • 7.33%Core capital (leverage) ratio
  • 7.68%Tier 1 risk-based capital ratio
  • 12.68%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $105,877Average earning assets
  • $7,838Average equity
  • $101,659Average loans

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