Peoples State Bank of Chandlerville in Chandlerville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 30, 2007

  • Peoples State Bank of Chandlerville in Chandlerville, Illinois (IL)
  • Show street view No street view available for this location

Peoples State Bank of Chandlerville - Overview

  • General
  • FDIC Certificate #: 21152
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Petefish, Skiles & Co. (#10829)
    Federal Reserve ID: 394932
    Date Established: July 13, 1973
    WWW: http://www.psbbanking.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 14623
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 13, 1973
    Last Structure Change Effective Date: March 30, 2007
    Last Structure Change Process Date: April 10, 2007
    Last Data Update: April 10, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 3 North Main Street, Chandlerville, IL 62627
    County: Cass
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $40.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $40,658Total assets
  • $1,557Cash and due from depository institutions
  • $0Interest-bearing balances
  • $8,146Securities
  • $265Federal funds sold & reverse repurchase agreements
  • $29,166Net loans & leases
  • $298Loan loss allowance
  • $0Trading account assets
  • $738Bank premises and fixed assets
  • $64Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $722All other assets
  • $40,658Total liabilities and capital
  • $37,713Total liabilities
  • $37,311Total deposits
  • $34,618Interest-bearing deposits
  • $37,311Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $402All other liabilities
  • $2,945Total equity capital
  • $2,945Total bank equity capital
  • $2,945Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $1,250Undivided profits
  • Memoranda
  • $1,395Noncurrent loans and leases
  • $1,420Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $547Earning assets
  • $0Long-term assets (5+ years)
  • $680Average Assets, year-to-date
  • $37,577Average Assets, quarterly
  • $9,690Volatile liabilities
  • $41,757Insider loans
  • $41,267FHLB advances
  • $6,618Loans and leases held for sale
  • $17Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,420Total unused commitments
  • $0Restructured Loans and leases
  • $298Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $2,700Total interest income
  • $1,053Total interest expense
  • $1,647Net interest income
  • $143Provision for loan and lease losses
  • $419Total noninterest income
  • $0Fiduciary activities
  • $304Service charges on deposit accounts
  • $0Trading account gains & fees
  • $115Additional noninterest income
  • $2,055Total noninterest expense
  • $873Salaries and employee benefits
  • $175Premises and equipment expense
  • $1,007Additional noninterest expense
  • -$132Pre-tax net operating income
  • $0Securities gains (losses)
  • $54Applicable income taxes
  • -$186Income before extraordinary items
  • $0Extraordinary gains - net
  • -$186Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $95Sale, conversion, retirement of capital stock, net
  • $457Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.97%Yield on earning assets
  • 2.72%Cost of funding earning assets
  • 4.25%Net interest margin
  • 1.08%Noninterest income to earning assets
  • 5.30%Noninterest expense to earning assets
  • -0.45%Net operating income to assets
  • -0.45%Return on assets (ROA)
  • -0.32%Pretax return on assets
  • -5.29%Return on equity (ROE)
  • -18.29%Retained earnings to average equity (YTD only)
  • 0.32%Net charge-offs to loans
  • 150.53%Credit loss provision to net charge-offs
  • 0.12%Efficiency ratio
  • 99,468Assets per employee
  • 2.39%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -245.70%Loss allowance to loans
  • 1.01%Loss allowance to noncurrent loans
  • 54.48%Noncurrent assets plus other real estate owned to assets
  • 1.50%Noncurrent loans to loans
  • 1.86%Net loans and leases to deposits
  • 78.17%Net loans and leases to core deposits
  • 95.02%Equity capital to assets
  • 7.24%Core capital (leverage) ratio
  • 7.04%Tier 1 risk-based capital ratio
  • 10.86%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $41,757Average earning assets
  • $3,516Average equity
  • $38,743Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Peoples State Bank of Chandlerville.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents