Petefish, Skiles & Co. in Virginia, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


Petefish, Skiles & Co. - Overview

  • General
  • FDIC Certificate #: 10829
    Status: Active
    Federal Reserve ID: 602543
    Bank Holding Company (Regulatory Top Holder): Petefish, Skiles Bancshares, Inc. (RSSDID: 2728652, Location: Virginia, IL)
    Date Established: January 01, 1870
    WWW: http://www.petefishskiles.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 6928
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 04, 2009
    Last Structure Change Process Date: August 04, 2009
    Last Data Update: August 04, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 102 West Beardstown Street, Virginia, IL 62691
    County: Cass
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $179.4 mil
    Equity capital: $22.0 mil
    Deposits held in domestic offices: $153.6 mil
    Return on assets (ROA): 1.50% ($2.7 mil)
    Quarterly return on assets: 1.53% ($2.7 mil)
    Return on Equity (ROE): 13.25% ($2.9 mil)
    Quarterly return on equity: 12.51% ($2.8 mil)
    Net income: $2.7 mil
    Quarterly Net income: $0.7 mil
    Pretax return on assets: 1.53% ($2,744.6 mil)
    Quarterly Pretax return on assets: 1.54% ($2,762.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 40Total employees (full-time equivalent)
  • $179,384Total assets
  • $10,719Cash and due from depository institutions
  • $3,465Interest-bearing balances
  • $59,092Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $101,152Net loans & leases
  • $990Loan loss allowance
  • $0Trading account assets
  • $2,252Bank premises and fixed assets
  • $25Other real estate owned
  • $3,356Goodwill and other intangibles
  • $179,384Life insurance assets
  • $2,788All other assets
  • $157,352Total liabilities and capital
  • $153,560Total liabilities
  • $131,453Total deposits
  • $153,560Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 3361.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $431Subordinated debt
  • $22,032All other liabilities
  • $22,032Total equity capital
  • $22,032Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $7,899Surplus
  • $13,133Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,132Income earned, not collected on loans
  • $0Earning assets
  • $1,608Long-term assets (5+ years)
  • $163,709Average Assets, year-to-date
  • $81,825Average Assets, quarterly
  • $176,463Volatile liabilities
  • $178,421Insider loans
  • $118,053FHLB advances
  • $176,779Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $16,589Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $8,765Restructured Loans and leases
  • $3,648Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,003Total interest income
  • $1,515Total interest expense
  • $6,488Net interest income
  • $370Provision for loan and lease losses
  • $676Total noninterest income
  • $45Fiduciary activities
  • $419Service charges on deposit accounts
  • $0Trading account gains & fees
  • $212Additional noninterest income
  • $4,120Total noninterest expense
  • $2,349Salaries and employee benefits
  • $726Premises and equipment expense
  • $1,045Additional noninterest expense
  • $2,674Pre-tax net operating income
  • $28Securities gains (losses)
  • $47Applicable income taxes
  • $2,655Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,655Net income attributable to bank
  • $0Net charge-offs
  • $2,655Cash dividends
  • $567Sale, conversion, retirement of capital stock, net
  • $1,715Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.94%Yield on earning assets
  • 0.94%Cost of funding earning assets
  • 4.01%Net interest margin
  • 0.42%Noninterest income to earning assets
  • 2.55%Noninterest expense to earning assets
  • 1.49%Net operating income to assets
  • 1.50%Return on assets (ROA)
  • 1.53%Pretax return on assets
  • 13.25%Return on equity (ROE)
  • 4.69%Retained earnings to average equity (YTD only)
  • 0.56%Net charge-offs to loans
  • 65.26%Credit loss provision to net charge-offs
  • 5.37%Efficiency ratio
  • 56,463Assets per employee
  • 4.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 64.60%Loss allowance to loans
  • 0.97%Loss allowance to noncurrent loans
  • 87.46%Noncurrent assets plus other real estate owned to assets
  • 0.64%Noncurrent loans to loans
  • 1.11%Net loans and leases to deposits
  • 65.87%Net loans and leases to core deposits
  • 67.06%Equity capital to assets
  • 12.28%Core capital (leverage) ratio
  • 9.38%Tier 1 risk-based capital ratio
  • 14.05%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $176,463Average earning assets
  • $20,042Average equity
  • $161,862Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $16,375Managed Assets
  • 1Number of Accounts
  • $15,412Personal trust and agency accounts
  • $11,366Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $4,046Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 50Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $963Other retirement accounts
  • $128Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 4 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06928Petefish, Skiles & Co.102 West Beardstown Street, Virginia, IL 62691January 01, 1870Full Service Brick and Mortar
    113293Petersburg Branch121 North 6th Street, Petersburg, IL 62675October 02, 1965Full Service Brick and Mortar
    414623Chandlerville Branch3 North Main Street, Chandlerville, IL 62627July 13, 1973Full Service Brick and Mortar
    5359008Havana Branch400 East Dearborn Street, Havana, IL 62644January 02, 2001Full Service Brick and Mortar

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