Pioneer Bank & Trust Company in Shreveport, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 1994

  • Pioneer Bank & Trust Company in Shreveport, Louisiana (LA)
  • Show street view No street view available for this location

Pioneer Bank & Trust Company - Overview

  • General
  • FDIC Certificate #: 16272
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Capital One, National Association (#4297)
    Federal Reserve ID: 699356
    Date Established: June 12, 1945
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 13 (Interstate: No)
    OTS Docket #: 11800
    FDIC's unique #: 10462
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 12, 1945
    Last Structure Change Effective Date: December 31, 1994
    Last Structure Change Process Date: Febuary 02, 1995
    Last Data Update: Febuary 02, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 401 Texas Street, Shreveport, LA 71130
    County: Caddo
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Shreveport
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Shreveport-Bossier City, LA (#7680)
    Combined Statistical Area (CSA): Shreveport-Bossier City-Minden, LA (#508)
    Core Based Statistical Area (CBSA): Shreveport-Bossier City, LA (#43340)
    CBSA Metro Statistical Area: Shreveport-Bossier City, LA (#43340)
  • Financial Summary
  • Total assets: $352.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $242Total assets
  • $353,793Cash and due from depository institutions
  • $20,191Interest-bearing balances
  • $7,223Securities
  • $176,286Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $145,838Loan loss allowance
  • $2,449Trading account assets
  • $0Bank premises and fixed assets
  • $7,386Other real estate owned
  • $227Goodwill and other intangibles
  • $3,865Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $353,793Total liabilities
  • $323,770Total deposits
  • $317,403Interest-bearing deposits
  • $247,544Deposits held in domestic offices
  • 317403.00%% insured (estimated)
  • $86Federal funds purchased & repurchase agreements
  • $2,549Trading liabilities
  • $0Other borrowed funds
  • $46Subordinated debt
  • $0All other liabilities
  • $3,772Total equity capital
  • $3,772Total bank equity capital
  • $30,023Perpetual preferred stock
  • $0Common stock
  • $3,000Surplus
  • $17,000Undivided profits
  • Memoranda
  • $10,023Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,981Income earned, not collected on loans
  • $712Earning assets
  • $329,347Long-term assets (5+ years)
  • $6,640Average Assets, year-to-date
  • $356,585Average Assets, quarterly
  • $356,350Volatile liabilities
  • $16,285Insider loans
  • $2,910FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $19,228Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $30,023Total risk weighted assets
  • $174,366Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $24,260Total interest expense
  • $6,618Net interest income
  • $17,642Provision for loan and lease losses
  • $1,509Total noninterest income
  • $5,831Fiduciary activities
  • $0Service charges on deposit accounts
  • $2,965Trading account gains & fees
  • $0Additional noninterest income
  • $2,866Total noninterest expense
  • $15,160Salaries and employee benefits
  • $7,649Premises and equipment expense
  • $1,852Additional noninterest expense
  • $5,659Pre-tax net operating income
  • $6,804Securities gains (losses)
  • -$73Applicable income taxes
  • $2,308Income before extraordinary items
  • $4,423Extraordinary gains - net
  • $28Net income attributable to bank
  • $4,451Net charge-offs
  • $2,425Cash dividends
  • $3,850Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.46%Cost of funding earning assets
  • 2.04%Net interest margin
  • 5.43%Noninterest income to earning assets
  • 1.79%Noninterest expense to earning assets
  • 4.66%Net operating income to assets
  • 1.25%Return on assets (ROA)
  • 1.25%Pretax return on assets
  • 1.90%Return on equity (ROE)
  • 14.67%Retained earnings to average equity (YTD only)
  • 1.98%Net charge-offs to loans
  • 1.66%Credit loss provision to net charge-offs
  • 62.23%Efficiency ratio
  • 64,585Assets per employee
  • 1.46%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 86.50%Loss allowance to loans
  • 1.65%Loss allowance to noncurrent loans
  • 123.62%Noncurrent assets plus other real estate owned to assets
  • 0.62%Noncurrent loans to loans
  • 1.34%Net loans and leases to deposits
  • 45.95%Net loans and leases to core deposits
  • 48.02%Equity capital to assets
  • 8.49%Core capital (leverage) ratio
  • 8.28%Tier 1 risk-based capital ratio
  • 17.22%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $356,585Average earning assets
  • $30,332Average equity
  • $324,992Average loans

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