Pioneer Savings Bank, FSB in Roslyn, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 26, 1996

  • Pioneer Savings Bank, FSB in Roslyn, New York (NY)
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Pioneer Savings Bank, FSB - Overview

  • General
  • FDIC Certificate #: 30344
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Dime Svgs. Bank of Williamsburgh (#16012)
    Federal Reserve ID: 128070
    Date Established: January 01, 1885
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 5201
    FDIC's unique #: 43178
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: June 16, 1948
    Last Structure Change Effective Date: June 26, 1996
    Last Structure Change Process Date: August 23, 1996
    Last Data Update: August 23, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 1075 Northern Boulevard, Roslyn, NY 11576
    County: Nassau
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: New York City
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Nassau-Suffolk, NY (#5380)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: Nassau-Suffolk, NY (#35004)
  • Financial Summary
  • Total assets: $475.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $91Total assets
  • $469,559Cash and due from depository institutions
  • $6,031Interest-bearing balances
  • $99Securities
  • $300,057Federal funds sold & reverse repurchase agreements
  • $26,200Net loans & leases
  • $115,928Loan loss allowance
  • $211Trading account assets
  • $0Bank premises and fixed assets
  • $12,445Other real estate owned
  • $576Goodwill and other intangibles
  • $8,322Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $469,559Total liabilities
  • $412,157Total deposits
  • $395,860Interest-bearing deposits
  • $378,476Deposits held in domestic offices
  • 395860.00%% insured (estimated)
  • $99Federal funds purchased & repurchase agreements
  • $10,000Trading liabilities
  • $0Other borrowed funds
  • $2,896Subordinated debt
  • $0All other liabilities
  • $3,401Total equity capital
  • $3,401Total bank equity capital
  • $57,402Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $19,101Undivided profits
  • Memoranda
  • $38,300Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $554Income earned, not collected on loans
  • $788Earning assets
  • $442,284Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $451,536Average Assets, quarterly
  • $477,138Volatile liabilities
  • $40,063Insider loans
  • $1,715FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,445Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $56,969Total risk weighted assets
  • $167,575Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $30,259Total interest expense
  • $17,450Net interest income
  • $12,809Provision for loan and lease losses
  • -$9Total noninterest income
  • $1,150Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $1,150Total noninterest expense
  • $9,767Salaries and employee benefits
  • $4,856Premises and equipment expense
  • $1,836Additional noninterest expense
  • $3,075Pre-tax net operating income
  • $4,201Securities gains (losses)
  • $996Applicable income taxes
  • $2,484Income before extraordinary items
  • $2,713Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,713Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.15%Cost of funding earning assets
  • 4.12%Net interest margin
  • 3.02%Noninterest income to earning assets
  • 0.27%Noninterest expense to earning assets
  • 2.31%Net operating income to assets
  • 0.46%Return on assets (ROA)
  • 0.60%Pretax return on assets
  • 1.15%Return on equity (ROE)
  • 4.93%Retained earnings to average equity (YTD only)
  • 4.93%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 69,969Assets per employee
  • 5.16%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.18%Loss allowance to noncurrent loans
  • 38.09%Noncurrent assets plus other real estate owned to assets
  • 0.17%Noncurrent loans to loans
  • 0.48%Net loans and leases to deposits
  • 29.29%Net loans and leases to core deposits
  • 31.44%Equity capital to assets
  • 12.22%Core capital (leverage) ratio
  • 12.14%Tier 1 risk-based capital ratio
  • 34.00%Total risk-based capital ratio
  • Memoranda
  • $34Average assets
  • $451,536Average earning assets
  • $55,080Average equity
  • $423,486Average loans

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