Placer Sierra Bank in Auburn, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 22, 2007

  • Placer Sierra Bank in Auburn, California (CA)
  • Show street view No street view available for this location

Placer Sierra Bank - Overview

  • General
  • FDIC Certificate #: 30307
    Status: Inactive
    Closing history: Absorption - Without Assistance
    Acquiring institution: Wells Fargo Bank, National Association (#3511)
    Federal Reserve ID: 33772
    Date Established: January 01, 1946
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 53 (Interstate: No)
    OTS Docket #: 5143
    FDIC's unique #: 43141
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 29, 1948
    Last Structure Change Effective Date: September 22, 2007
    Last Structure Change Process Date: October 02, 2007
    Last Data Update: October 02, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 949 Lincoln Way, Auburn, CA 95603
    County: Placer
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Sacramento
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Sacramento, CA (#6920)
    Consolidated Metropolitan Statistical Area (CMSA): Sacramento-Yolo, CA (#82)
    Combined Statistical Area (CSA): Sacramento-Arden-Arcade-Yuba City, CA-NV (#472)
    Core Based Statistical Area (CBSA): Sacramento-Arden-Arcade-Roseville, CA (#40900)
    CBSA Metro Statistical Area: Sacramento-Arden-Arcade-Roseville, CA (#40900)
  • Financial Summary
  • Total assets: $2,504.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 593Total employees (full-time equivalent)
  • $2,635,111Total assets
  • $184,118Cash and due from depository institutions
  • $334Interest-bearing balances
  • $151,167Securities
  • $111,100Federal funds sold & reverse repurchase agreements
  • $1,827,516Net loans & leases
  • $22,328Loan loss allowance
  • $0Trading account assets
  • $21,579Bank premises and fixed assets
  • $2,991Other real estate owned
  • $239,771Goodwill and other intangibles
  • $54,349Life insurance assets
  • $96,869All other assets
  • $2,635,111Total liabilities and capital
  • $2,207,024Total liabilities
  • $2,167,369Total deposits
  • $1,254,540Interest-bearing deposits
  • $2,167,369Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $11,518Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $28,137All other liabilities
  • $428,087Total equity capital
  • $428,087Total bank equity capital
  • $428,087Perpetual preferred stock
  • $0Common stock
  • $113,050Surplus
  • $277,603Undivided profits
  • Memoranda
  • $37,434Noncurrent loans and leases
  • $592,997Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $13,838Earning assets
  • $0Long-term assets (5+ years)
  • $12,038Average Assets, year-to-date
  • $2,090,117Average Assets, quarterly
  • $873,439Volatile liabilities
  • $2,349,886Insider loans
  • $2,646,571FHLB advances
  • $232,534Loans and leases held for sale
  • $570Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,115Total risk weighted assets
  • $592,997Total unused commitments
  • $0Restructured Loans and leases
  • $22,760Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $137,295Total interest income
  • $29,502Total interest expense
  • $107,793Net interest income
  • $0Provision for loan and lease losses
  • $17,674Total noninterest income
  • $0Fiduciary activities
  • $7,908Service charges on deposit accounts
  • $0Trading account gains & fees
  • $9,766Additional noninterest income
  • $70,882Total noninterest expense
  • $33,259Salaries and employee benefits
  • $14,381Premises and equipment expense
  • $23,242Additional noninterest expense
  • $54,585Pre-tax net operating income
  • -$1,701Securities gains (losses)
  • $20,758Applicable income taxes
  • $32,126Income before extraordinary items
  • $0Extraordinary gains - net
  • $32,126Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$639Sale, conversion, retirement of capital stock, net
  • $27,000Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.23%Yield on earning assets
  • 1.55%Cost of funding earning assets
  • 5.67%Net interest margin
  • 0.93%Noninterest income to earning assets
  • 3.73%Noninterest expense to earning assets
  • 1.41%Net operating income to assets
  • 1.37%Return on assets (ROA)
  • 2.25%Pretax return on assets
  • 8.97%Return on equity (ROE)
  • 1.43%Retained earnings to average equity (YTD only)
  • -0.04%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 54,526Assets per employee
  • 4.44%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 84.04%Loss allowance to loans
  • 1.21%Loss allowance to noncurrent loans
  • 161.35%Noncurrent assets plus other real estate owned to assets
  • 0.53%Noncurrent loans to loans
  • 0.75%Net loans and leases to deposits
  • 84.32%Net loans and leases to core deposits
  • 93.89%Equity capital to assets
  • 16.25%Core capital (leverage) ratio
  • 8.31%Tier 1 risk-based capital ratio
  • 9.86%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $2,349,886Average earning assets
  • $358,225Average equity
  • $1,899,715Average loans

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Placer Sierra Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents