PlainsCapital Bank in Dallas, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


PlainsCapital Bank - Overview

  • General
  • FDIC Certificate #: 17491
    Status: Active
    Federal Reserve ID: 637451
    Bank Holding Company (Regulatory Top Holder): Maedgen & White, Ltd. (RSSDID: 2348470, Location: Dallas, TX)
    Date Established: September 15, 1955
    WWW: http://www.plainscapital.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 33 (Domestic: 33, Interstate: No)
    OTS Docket #: 9986
    FDIC's unique #: 11472
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: Yes
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: September 15, 1955
    Last Structure Change Effective Date: Febuary 06, 2012
    Last Structure Change Process Date: Febuary 06, 2012
    Last Data Update: Febuary 06, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 2323 Victory Avenue, Dallas, TX 75219
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $5,681.5 mil
    Equity capital: $581.9 mil
    Deposits held in domestic offices: $4,256.6 mil
    Return on assets (ROA): 1.31% ($74.4 mil)
    Quarterly return on assets: 1.37% ($77.8 mil)
    Return on Equity (ROE): 12.98% ($75.5 mil)
    Quarterly return on equity: 13.43% ($78.2 mil)
    Net income: $71.6 mil
    Quarterly Net income: $19.5 mil
    Pretax return on assets: 2.04% ($115,902.1 mil)
    Quarterly Pretax return on assets: 2.15% ($122,151.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 3,302Total employees (full-time equivalent)
  • $5,681,476Total assets
  • $344,327Cash and due from depository institutions
  • $237,449Interest-bearing balances
  • $780,796Securities
  • $3,347Federal funds sold & reverse repurchase agreements
  • $4,060,813Net loans & leases
  • $67,495Loan loss allowance
  • $58,957Trading account assets
  • $86,060Bank premises and fixed assets
  • $30,254Other real estate owned
  • $42,953Goodwill and other intangibles
  • $5,681,476Life insurance assets
  • $273,969All other assets
  • $5,097,662Total liabilities and capital
  • $4,256,581Total liabilities
  • $2,994,586Total deposits
  • $4,256,581Interest-bearing deposits
  • $68Deposits held in domestic offices
  • 345139.00%% insured (estimated)
  • $4,592Federal funds purchased & repurchase agreements
  • $156,507Trading liabilities
  • $0Other borrowed funds
  • $334,843Subordinated debt
  • $583,814All other liabilities
  • $581,890Total equity capital
  • $581,890Total bank equity capital
  • $0Perpetual preferred stock
  • $8,856Common stock
  • $316,999Surplus
  • $256,035Undivided profits
  • Memoranda
  • $1,924Noncurrent loans and leases
  • $776,372Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $69,424Income earned, not collected on loans
  • $518Earning assets
  • $16,172Long-term assets (5+ years)
  • $5,141,362Average Assets, year-to-date
  • $1,036,749Average Assets, quarterly
  • $5,453,688Volatile liabilities
  • $5,683,257Insider loans
  • $4,231,871FHLB advances
  • $5,491,199Loans and leases held for sale
  • $22,471Unused loan commitments
  • $6,202Tier 1 (core) risk-based capital
  • $536,247Tier 2 risk-based capital
  • $16,269Total risk weighted assets
  • $0Total unused commitments
  • $908,905Restructured Loans and leases
  • $39,034Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $219,463Total interest income
  • $32,147Total interest expense
  • $187,316Net interest income
  • $21,757Provision for loan and lease losses
  • $462,632Total noninterest income
  • $4,198Fiduciary activities
  • $8,195Service charges on deposit accounts
  • $4,185Trading account gains & fees
  • $446,054Additional noninterest income
  • $511,855Total noninterest expense
  • $330,941Salaries and employee benefits
  • $55,615Premises and equipment expense
  • $125,299Additional noninterest expense
  • $116,336Pre-tax net operating income
  • -$3,787Securities gains (losses)
  • $39,410Applicable income taxes
  • $73,139Income before extraordinary items
  • $0Extraordinary gains - net
  • $71,630Net income attributable to bank
  • $1,509Net charge-offs
  • $73,139Cash dividends
  • $19,431Sale, conversion, retirement of capital stock, net
  • $43,500Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.42%Yield on earning assets
  • 0.65%Cost of funding earning assets
  • 3.78%Net interest margin
  • 9.32%Noninterest income to earning assets
  • 10.32%Noninterest expense to earning assets
  • 1.39%Net operating income to assets
  • 1.31%Return on assets (ROA)
  • 2.04%Pretax return on assets
  • 12.98%Return on equity (ROE)
  • 5.10%Retained earnings to average equity (YTD only)
  • 0.52%Net charge-offs to loans
  • 111.97%Credit loss provision to net charge-offs
  • 7.11%Efficiency ratio
  • 78,437Assets per employee
  • 1.72%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 60.73%Loss allowance to loans
  • 1.63%Loss allowance to noncurrent loans
  • 97.22%Noncurrent assets plus other real estate owned to assets
  • 1.75%Noncurrent loans to loans
  • 1.68%Net loans and leases to deposits
  • 95.40%Net loans and leases to core deposits
  • 122.91%Equity capital to assets
  • 10.24%Core capital (leverage) ratio
  • 9.77%Tier 1 risk-based capital ratio
  • 12.67%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $5,453,688Average earning assets
  • $552,056Average equity
  • $4,961,237Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $605,716Managed Assets
  • 1Number of Accounts
  • $495,137Personal trust and agency accounts
  • $193,471Employee benefit-defined contribution accounts
  • $8,932Employee benefit-defined benefit accounts
  • $8,468Other retirement accounts
  • $26,010Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $217,719Other fiduciary accounts
  • $22,088Fiduciary accounts held in foreign offices
  • $18,449Non-managed Assets
  • 662Number of Accounts
  • $0Personal trust and agency accounts
  • $26,010Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $110,579Other retirement accounts
  • $4,013Corporate trust and agency accounts
  • $26,995Other fiduciary accounts
  • $368Fiduciary accounts held in foreign offices

List of branches

  • 33 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011472Plainscapital Bank2323 Victory Avenue, Dallas, TX 75219September 15, 1955Full Service Brick and Mortar
    1241830Brownsfield Highway Branch4401-A Brownsfield Highway, Lubbock, TX 79407August 05, 1991Full Service Brick and Mortar
    2241831Southwest Lubbock Branch7316 Slide Road, Lubbock, TX 79413August 31, 1994Full Service Brick and Mortar
    3241832Mall Branch6002 Slide Road, Lubbock, TX 79414October 01, 1994Full Service Brick and Mortar
    4241833Mortgage Center Branch4021 84th Street, Lubbock, TX 79423October 24, 1994Limited Service Loan Production
    5241834Methodist Hospital Branch3615 19th Street, Lubbock, TX 79410December 02, 1994Full Service Brick and Mortar
    6241835Downtown Branch1502 Avenue J, Lubbock, TX 79401September 01, 1995Full Service Brick and Mortar
    12241840Turtle Creek Branch2911 Turtle Creek Suite 1300, Dallas, TX 75219January 26, 1999Full Service Brick and Mortar
    14357057North Dallas Branch17304 Preston Road, Suite 430, Dallas, TX 75252January 26, 2000Full Service Brick and Mortar
    1557177City National Bank Branch919 Congress Ave Ste 100, Austin, TX 78701May 27, 1998Full Service Brick and Mortar
    1636598482nd Street Branch5821 82nd Street, Lubbock, TX 79424October 18, 2002Full Service Brick and Mortar
    1716971Whisperwood N Bk/Branch4415 Fourth Street, Lubbock, TX 79416March 04, 1983Full Service Brick and Mortar
    19257317Lubbock Branch2524 82nd Street, Lubbock, TX 79423Febuary 15, 1999Full Service Brick and Mortar
    20422566Frisco Branch2500 Legacy Dr., Ste. 150, Frisco, TX 75034August 19, 2002Full Service Brick and Mortar
    21425187Western Branch, The6000 Western Place, Fort Worth, TX 76107November 03, 2003Full Service Brick and Mortar
    22430155Carrollton Branch1629 Hebron Parkway West, Carrollton, TX 75010March 31, 2004Full Service Brick and Mortar
    23430156Austin Westlake Branch2705 Bee Caves Road, Suite 120, Austin, TX 78746October 06, 2003Full Service Brick and Mortar
    24430157San Antonio Branch70 Nort East Loop 410 Suite 100, San Antonio, TX 78216May 17, 2004Full Service Brick and Mortar
    26442438Fort Worth Downtown Branch777 Taylor Street Ste 102, Fort Worth, TX 76102Febuary 28, 2005Full Service Brick and Mortar
    27442439Roundrock Branch400 Sundance Parkway, Round Rock, TX 78681October 12, 2004Full Service Brick and Mortar
    28450679Lubbock University Avenue Branch803 University Ave., Lubbock, TX 79401April 03, 2006Full Service Brick and Mortar
    29453453Weatherford Branch1001 Santa Fe Drive, Weatherford, TX 76086April 18, 2006Full Service Brick and Mortar
    30466379Preston Center Branch8200 Douglas Ave Ste 100, Dallas, TX 75225November 20, 2006Full Service Brick and Mortar
    31466380San Antonio Stone Oak Branch150 E Sonterra Blvd Ste 150, San Antonio, TX 78258October 02, 2006Full Service Brick and Mortar
    3247914698th & Quaker Branch9802 Quaker, Lubbock, TX 79424November 07, 2007Full Service Brick and Mortar
    33479147Carillon Branch4002 16th St, Lubbock, TX 79416June 02, 2008Full Service Brick and Mortar
    35482927University Avenue Branch5010 University Avenue, Lubbock, TX 79413November 24, 2008Full Service Brick and Mortar
    36486007Republic Center Branch325 North Saint Paul Street, Dallas, TX 75201Febuary 11, 2009Full Service Brick and Mortar
    37490264Arlington Branch1501 North Center Street, Arlington, TX 76011May 07, 2009Full Service Brick and Mortar
    38493386Fort Worth Camp Bowie Branch3707 Camp Bowie Blvd., Ste 100, Fort Worth, TX 76107September 22, 2008Full Service Brick and Mortar
    39493835Victory Cirque Branch2900 Olive Street, Dallas, TX 75215November 03, 2008Full Service Brick and Mortar
    40494735Pcb North Austin Branch12319 North Mopac Expressway, Austin, TX 78758September 01, 2009Full Service Brick and Mortar
    41499261Pcb Fountainhead Branch8200 Ih-10 West, Suite 120, San Antonio, TX 78230December 01, 2009Full Service Brick and Mortar

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