Texas Capital Bank, National Association in Dallas, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Texas Capital Bank, National Association in Dallas, Texas (TX)
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Texas Capital Bank, National Association - Overview

  • General
  • FDIC Certificate #: 34383
    Status: Active
    Federal Reserve ID: 2618780
    Bank Holding Company (Regulatory Top Holder): Texas Capital Bancshares, Inc. (RSSDID: 2706735, Location: Dallas, TX)
    Date Established: October 03, 1997
    WWW: http://www.texascapitalbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 14 (Domestic: 13, Foreign: 1, Interstate: No)
    FDIC's unique #: 57146
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: Yes
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: October 03, 1997
    Last Structure Change Effective Date: June 04, 2010
    Last Structure Change Process Date: June 09, 2010
    Last Data Update: June 09, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 2000 Mckinney Ave, Suite 700, Dallas, TX 75201
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $8,133.1 mil
    Equity capital: $693.6 mil
    Deposits held in domestic offices: $5,097.1 mil
    Return on assets (ROA): 1.13% ($91.9 mil)
    Quarterly return on assets: 1.34% ($109.0 mil)
    Return on Equity (ROE): 13.05% ($90.6 mil)
    Quarterly return on equity: 15.74% ($109.2 mil)
    Net income: $79.5 mil
    Quarterly Net income: $26.5 mil
    Pretax return on assets: 1.77% ($143,955.0 mil)
    Quarterly Pretax return on assets: 2.12% ($172,420.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 783Total employees (full-time equivalent)
  • $8,133,050Total assets
  • $101,258Cash and due from depository institutions
  • $22,010Interest-bearing balances
  • $143,710Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $7,582,550Net loans & leases
  • $70,295Loan loss allowance
  • $20,071Trading account assets
  • $11,457Bank premises and fixed assets
  • $34,077Other real estate owned
  • $20,480Goodwill and other intangibles
  • $8,133,050Life insurance assets
  • $219,447All other assets
  • $7,439,079Total liabilities and capital
  • $5,577,384Total liabilities
  • $3,809,995Total deposits
  • $5,097,111Interest-bearing deposits
  • $49Deposits held in domestic offices
  • 436050.00%% insured (estimated)
  • $20,071Federal funds purchased & repurchase agreements
  • $1,332,066Trading liabilities
  • $0Other borrowed funds
  • $73,508Subordinated debt
  • $693,971All other liabilities
  • $693,566Total equity capital
  • $693,566Total bank equity capital
  • $0Perpetual preferred stock
  • $2,500Common stock
  • $377,886Surplus
  • $313,180Undivided profits
  • Memoranda
  • $405Noncurrent loans and leases
  • $2,080,474Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $60,047Income earned, not collected on loans
  • $4,381Earning assets
  • $19,985Long-term assets (5+ years)
  • $7,748,270Average Assets, year-to-date
  • $132,769Average Assets, quarterly
  • $7,006,630Volatile liabilities
  • $7,917,078Insider loans
  • $7,330,349FHLB advances
  • $7,985,664Loans and leases held for sale
  • $57,767Unused loan commitments
  • $8,785Tier 1 (core) risk-based capital
  • $668,769Tier 2 risk-based capital
  • $45,703Total risk weighted assets
  • $3,279Total unused commitments
  • $1,730,801Restructured Loans and leases
  • $5,000Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $322,497Total interest income
  • $16,091Total interest expense
  • $306,406Net interest income
  • $27,935Provision for loan and lease losses
  • $24,444Total noninterest income
  • $4,219Fiduciary activities
  • $6,480Service charges on deposit accounts
  • $0Trading account gains & fees
  • $13,745Additional noninterest income
  • $178,851Total noninterest expense
  • $99,566Salaries and employee benefits
  • $13,608Premises and equipment expense
  • $65,677Additional noninterest expense
  • $124,064Pre-tax net operating income
  • $11Securities gains (losses)
  • $44,187Applicable income taxes
  • $79,888Income before extraordinary items
  • $0Extraordinary gains - net
  • $79,501Net income attributable to bank
  • $387Net charge-offs
  • $79,888Cash dividends
  • $29,149Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.83%Yield on earning assets
  • 0.24%Cost of funding earning assets
  • 4.59%Net interest margin
  • 0.37%Noninterest income to earning assets
  • 2.68%Noninterest expense to earning assets
  • 1.14%Net operating income to assets
  • 1.13%Return on assets (ROA)
  • 1.77%Pretax return on assets
  • 13.05%Return on equity (ROE)
  • 13.05%Retained earnings to average equity (YTD only)
  • 0.45%Net charge-offs to loans
  • 95.84%Credit loss provision to net charge-offs
  • 5.21%Efficiency ratio
  • 53,911Assets per employee
  • 10.39%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.92%Loss allowance to noncurrent loans
  • 117.07%Noncurrent assets plus other real estate owned to assets
  • 1.16%Noncurrent loans to loans
  • 0.78%Net loans and leases to deposits
  • 135.95%Net loans and leases to core deposits
  • 168.66%Equity capital to assets
  • 8.53%Core capital (leverage) ratio
  • 8.37%Tier 1 risk-based capital ratio
  • 9.12%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $7,006,630Average earning assets
  • $609,357Average equity
  • $6,676,966Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $557,572Managed Assets
  • 1Number of Accounts
  • $506,534Personal trust and agency accounts
  • $80,115Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $73,634Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $351,228Other fiduciary accounts
  • $1,557Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 472Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $51,038Other retirement accounts
  • $41,191Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $3,919Fiduciary accounts held in foreign offices

List of branches

  • 1 Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    12432431George Town BranchGeorge Town, George Town, 0June 30, 2003Full Service Brick and Mortar
  • 13 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    057146Texas Capital Bank, National Association2000 Mckinney Ave, Suite 700, Dallas, TX 75201October 03, 1997Full Service Brick and Mortar
    1290594Midway Branch14131 Midway Road, Suite 100, Addison, TX 75001January 15, 1999Full Service Brick and Mortar
    2290595Fort Worth Tower Branch570 Throckmorton Street, Fort Worth, TX 76102March 22, 1999Full Service Brick and Mortar
    3290596Bank Direct Internet Branch2350 Lakeside Blvd, Suite 800, Richardson, TX 75082May 17, 1999Full Service Cyber
    4290597Plano Branch5800 Granite Parkway, Suite 150, Plano, TX 75024September 27, 1999Full Service Brick and Mortar
    5290598Premier Branch5910 North Central Expy Suite 150, Dallas, TX 75206October 18, 1999Full Service Brick and Mortar
    6290599San Antonio Branch745 East Mulberry Avenue, Suite 150, San Antonio, TX 78212Febuary 04, 2000Full Service Brick and Mortar
    7290600Austin Branch114 W. 7th, Suite 100, Austin, TX 78701Febuary 25, 2000Full Service Brick and Mortar
    11431157Houston1 Riverway, Suite 150, Houston, TX 77056October 14, 2003Full Service Brick and Mortar
    13441157Quarry Heights Branch7373 Broadway, Suite 100, San Antonio, TX 78209May 09, 2005Full Service Brick and Mortar
    14448963Messenger Service Branch - S Texas2000 Mckinney Avenue, Suite 700, Dallas, TX 75201January 30, 2006Limited Service Messenger
    15521898Lakeside Banking Center Branch2350 Lakeside Blvd, Suite 105, Richardson, TX 75082March 14, 2011Full Service Brick and Mortar
    16521899Houston Westway Ii Branch4424 W Sam Houston Pkwy North, Suite 170, Houston, TX 77041June 13, 2011Full Service Brick and Mortar

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