Platte Valley Bank in city_name, state_name - Detailed Financial Reports, Location

Platte Valley Bank in Torrington, Wyoming (WY)
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Platte Valley Bank routing number info

Platte Valley Bank - Overview

General
FDIC Certificate #: 5442
Status: Active
Federal Reserve ID: 580155
Bank Holding Company (Regulatory Top Holder): Platte Valley Financial Service Companies, Inc. (RSSDID: 2511014, Location: Scottsbluff, NE)
Date Established: January 01, 1925
WWW: http://www.pvbankwy.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 3 (Domestic: 3, Interstate: No)
OTS Docket #: 13869
FDIC's unique #: 3684
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2008
Last Structure Change Process Date: April 09, 2008
Last Data Update: April 09, 2008
Data Source Date: April 05, 2012
Location
Address: 2201 Main Street, Torrington, WY 82240
County: Goshen
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: Kansas City
FDIC Field Office: Billings
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of Changes
Name Change
Change in Primary Regulatory Agency
Change in Supervisory Agency
Financial Summary
Total assets: $201.3 mil
Equity capital: $21.8 mil
Deposits held in domestic offices: $163.8 mil
Return on assets (ROA): 1.35% ($2.7 mil)
Quarterly return on assets: 1.69% ($3.4 mil)
Return on Equity (ROE): 12.91% ($2.8 mil)
Quarterly return on equity: 15.66% ($3.4 mil)
Net income: $2.7 mil
Quarterly Net income: $0.8 mil
Pretax return on assets: 2.00% ($4,026.1 mil)
Quarterly Pretax return on assets: 2.45% ($4,932.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
54Total employees (full-time equivalent)
$201,305Total assets
$4,022Cash and due from depository institutions
$1,841Interest-bearing balances
$11,205Securities
$0Federal funds sold & reverse repurchase agreements
$172,076Net loans & leases
$3,039Loan loss allowance
$0Trading account assets
$6,227Bank premises and fixed assets
$168Other real estate owned
$1,404Goodwill and other intangibles
$201,305Life insurance assets
$6,203All other assets
$179,480Total liabilities and capital
$163,813Total liabilities
$146,163Total deposits
$163,813Interest-bearing deposits
$91Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$14,000Trading liabilities
$0Other borrowed funds
$1,667Subordinated debt
$21,825All other liabilities
$21,825Total equity capital
$21,825Total bank equity capital
$0Perpetual preferred stock
$10Common stock
$14,268Surplus
$7,547Undivided profits
Memoranda
$0Noncurrent loans and leases
$2,197Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,549Income earned, not collected on loans
$0Earning assets
$1,531Long-term assets (5+ years)
$185,122Average Assets, year-to-date
$40,727Average Assets, quarterly
$196,486Volatile liabilities
$198,748Insider loans
$170,729FHLB advances
$197,301Loans and leases held for sale
$1,474Unused loan commitments
$0Tier 1 (core) risk-based capital
$20,436Tier 2 risk-based capital
$0Total risk weighted assets
$1,474Total unused commitments
$19,170Restructured Loans and leases
$2,193Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$12,696Total interest income
$2,254Total interest expense
$10,442Net interest income
$1,073Provision for loan and lease losses
$1,168Total noninterest income
$0Fiduciary activities
$423Service charges on deposit accounts
$0Trading account gains & fees
$745Additional noninterest income
$6,598Total noninterest expense
$3,252Salaries and employee benefits
$730Premises and equipment expense
$2,616Additional noninterest expense
$3,939Pre-tax net operating income
$0Securities gains (losses)
$1,279Applicable income taxes
$2,660Income before extraordinary items
$0Extraordinary gains - net
$2,660Net income attributable to bank
$0Net charge-offs
$2,660Cash dividends
$647Sale, conversion, retirement of capital stock, net
$400Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.05%Yield on earning assets
1.25%Cost of funding earning assets
5.80%Net interest margin
0.65%Noninterest income to earning assets
3.67%Noninterest expense to earning assets
1.35%Net operating income to assets
1.35%Return on assets (ROA)
2.00%Pretax return on assets
12.91%Return on equity (ROE)
10.97%Retained earnings to average equity (YTD only)
0.39%Net charge-offs to loans
165.84%Credit loss provision to net charge-offs
7.75%Efficiency ratio
56,236Assets per employee
3.73%Cash dividends to net income (YTD only)
Condition Ratios (%)
15.04%Loss allowance to loans
1.74%Loss allowance to noncurrent loans
196.19%Noncurrent assets plus other real estate owned to assets
0.85%Noncurrent loans to loans
0.88%Net loans and leases to deposits
105.04%Net loans and leases to core deposits
118.36%Equity capital to assets
10.84%Core capital (leverage) ratio
10.36%Tier 1 risk-based capital ratio
11.97%Total risk-based capital ratio
Memoranda
$13Average assets
$196,486Average earning assets
$20,603Average equity
$180,007Average loans

List of branches

3 Wyoming Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	3684	Platte Valley Bank	2201 Main Street, Torrington, WY 82240	January 01, 1925	Full Service Brick and Mortar
3	276090	Wheatland Branch	200 16th Street, Wheatland, WY 82201	January 01, 1935	Full Service Brick and Mortar
4	489807	Casper Branch	3131 Sw Wyoming Blvd, Casper, WY 82604	March 31, 2009	Full Service Brick and Mortar

Platte Valley Bank in Torrington, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

Platte Valley Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Platte Valley Bank in Torrington, Wyoming (WY)Overview, Financial Summary, Detailed Financial Reports, Branches

Platte Valley Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Platte Valley Bank in Torrington, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches