Platte Valley Bank in Torrington, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Platte Valley Bank in Torrington, Wyoming (WY)
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Platte Valley Bank - Overview

  • General
  • FDIC Certificate #: 5442
    Status: Active
    Federal Reserve ID: 580155
    Bank Holding Company (Regulatory Top Holder): Platte Valley Financial Service Companies, Inc. (RSSDID: 2511014, Location: Scottsbluff, NE)
    Date Established: January 01, 1925
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 13869
    FDIC's unique #: 3684
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2008
    Last Structure Change Process Date: April 09, 2008
    Last Data Update: April 09, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 2201 Main Street, Torrington, WY 82240
    County: Goshen
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Name Change
    Change in Primary Regulatory Agency
    Change in Supervisory Agency
  • Financial Summary
  • Total assets: $201.3 mil
    Equity capital: $21.8 mil
    Deposits held in domestic offices: $163.8 mil
    Return on assets (ROA): 1.35% ($2.7 mil)
    Quarterly return on assets: 1.69% ($3.4 mil)
    Return on Equity (ROE): 12.91% ($2.8 mil)
    Quarterly return on equity: 15.66% ($3.4 mil)
    Net income: $2.7 mil
    Quarterly Net income: $0.8 mil
    Pretax return on assets: 2.00% ($4,026.1 mil)
    Quarterly Pretax return on assets: 2.45% ($4,932.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 54Total employees (full-time equivalent)
  • $201,305Total assets
  • $4,022Cash and due from depository institutions
  • $1,841Interest-bearing balances
  • $11,205Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $172,076Net loans & leases
  • $3,039Loan loss allowance
  • $0Trading account assets
  • $6,227Bank premises and fixed assets
  • $168Other real estate owned
  • $1,404Goodwill and other intangibles
  • $201,305Life insurance assets
  • $6,203All other assets
  • $179,480Total liabilities and capital
  • $163,813Total liabilities
  • $146,163Total deposits
  • $163,813Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $14,000Trading liabilities
  • $0Other borrowed funds
  • $1,667Subordinated debt
  • $21,825All other liabilities
  • $21,825Total equity capital
  • $21,825Total bank equity capital
  • $0Perpetual preferred stock
  • $10Common stock
  • $14,268Surplus
  • $7,547Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $2,197Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,549Income earned, not collected on loans
  • $0Earning assets
  • $1,531Long-term assets (5+ years)
  • $185,122Average Assets, year-to-date
  • $40,727Average Assets, quarterly
  • $196,486Volatile liabilities
  • $198,748Insider loans
  • $170,729FHLB advances
  • $197,301Loans and leases held for sale
  • $1,474Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $20,436Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,474Total unused commitments
  • $19,170Restructured Loans and leases
  • $2,193Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $12,696Total interest income
  • $2,254Total interest expense
  • $10,442Net interest income
  • $1,073Provision for loan and lease losses
  • $1,168Total noninterest income
  • $0Fiduciary activities
  • $423Service charges on deposit accounts
  • $0Trading account gains & fees
  • $745Additional noninterest income
  • $6,598Total noninterest expense
  • $3,252Salaries and employee benefits
  • $730Premises and equipment expense
  • $2,616Additional noninterest expense
  • $3,939Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,279Applicable income taxes
  • $2,660Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,660Net income attributable to bank
  • $0Net charge-offs
  • $2,660Cash dividends
  • $647Sale, conversion, retirement of capital stock, net
  • $400Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.05%Yield on earning assets
  • 1.25%Cost of funding earning assets
  • 5.80%Net interest margin
  • 0.65%Noninterest income to earning assets
  • 3.67%Noninterest expense to earning assets
  • 1.35%Net operating income to assets
  • 1.35%Return on assets (ROA)
  • 2.00%Pretax return on assets
  • 12.91%Return on equity (ROE)
  • 10.97%Retained earnings to average equity (YTD only)
  • 0.39%Net charge-offs to loans
  • 165.84%Credit loss provision to net charge-offs
  • 7.75%Efficiency ratio
  • 56,236Assets per employee
  • 3.73%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 15.04%Loss allowance to loans
  • 1.74%Loss allowance to noncurrent loans
  • 196.19%Noncurrent assets plus other real estate owned to assets
  • 0.85%Noncurrent loans to loans
  • 0.88%Net loans and leases to deposits
  • 105.04%Net loans and leases to core deposits
  • 118.36%Equity capital to assets
  • 10.84%Core capital (leverage) ratio
  • 10.36%Tier 1 risk-based capital ratio
  • 11.97%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $196,486Average earning assets
  • $20,603Average equity
  • $180,007Average loans

List of branches

  • 3 Wyoming Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03684Platte Valley Bank2201 Main Street, Torrington, WY 82240January 01, 1925Full Service Brick and Mortar
    3276090Wheatland Branch200 16th Street, Wheatland, WY 82201January 01, 1935Full Service Brick and Mortar
    4489807Casper Branch3131 Sw Wyoming Blvd, Casper, WY 82604March 31, 2009Full Service Brick and Mortar

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