Plaza Bank of Miami in Coral Gables, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 02, 1995

  • Plaza Bank of Miami in Coral Gables, Florida (FL)
  • Show street view No street view available for this location

Plaza Bank of Miami - Overview

  • General
  • FDIC Certificate #: 22795
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Republic National Bank of Miami (#19511)
    Federal Reserve ID: 680532
    Date Established: January 30, 1979
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 5 (Interstate: No)
    OTS Docket #: 11459
    FDIC's unique #: 15918
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 30, 1979
    Last Structure Change Effective Date: June 02, 1995
    Last Structure Change Process Date: June 27, 1995
    Last Data Update: September 18, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 3001 Ponce De Leon Boulevard, Coral Gables, FL 33134
    County: Miami-Dade
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: South Florida
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Miami, FL (#5000)
    Consolidated Metropolitan Statistical Area (CMSA): Miami-Fort Lauderdale, FL (#56)
    Core Based Statistical Area (CBSA): Miami-Fort Lauderdale-Pompano Beach, FL (#33100)
    CBSA Metro Statistical Area: Miami-Fort Lauderdale-Pompano Beach, FL (#33100)
    Core Based Statistical Division: Miami-Miami Beach-Kendall, FL (#33124)
  • Financial Summary
  • Total assets: $131.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $61Total assets
  • $122,713Cash and due from depository institutions
  • $11,134Interest-bearing balances
  • $1,000Securities
  • $28,207Federal funds sold & reverse repurchase agreements
  • $13,000Net loans & leases
  • $63,730Loan loss allowance
  • $766Trading account assets
  • $0Bank premises and fixed assets
  • $1,763Other real estate owned
  • $1Goodwill and other intangibles
  • $1,917Life insurance assets
  • $2,961All other assets
  • $0Total liabilities and capital
  • $122,713Total liabilities
  • $111,365Total deposits
  • $97,883Interest-bearing deposits
  • $73,084Deposits held in domestic offices
  • 97883.00%% insured (estimated)
  • $77Federal funds purchased & repurchase agreements
  • $12,503Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $979Total equity capital
  • $979Total bank equity capital
  • $11,348Perpetual preferred stock
  • $0Common stock
  • $60Surplus
  • $11,170Undivided profits
  • Memoranda
  • $118Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $769Income earned, not collected on loans
  • $626Earning assets
  • $105,937Long-term assets (5+ years)
  • $7,768Average Assets, year-to-date
  • $122,948Average Assets, quarterly
  • $120,831Volatile liabilities
  • $20,960Insider loans
  • $616FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,297Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $9,347Total risk weighted assets
  • $67,997Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $7,575Total interest expense
  • $2,165Net interest income
  • $5,410Provision for loan and lease losses
  • $296Total noninterest income
  • $1,040Fiduciary activities
  • $0Service charges on deposit accounts
  • $753Trading account gains & fees
  • $0Additional noninterest income
  • $287Total noninterest expense
  • $5,561Salaries and employee benefits
  • $2,587Premises and equipment expense
  • $1,070Additional noninterest expense
  • $1,904Pre-tax net operating income
  • $593Securities gains (losses)
  • $218Applicable income taxes
  • $291Income before extraordinary items
  • $520Extraordinary gains - net
  • $0Net income attributable to bank
  • $520Net charge-offs
  • $67Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.94%Cost of funding earning assets
  • 1.98%Net interest margin
  • 4.96%Noninterest income to earning assets
  • 0.95%Noninterest expense to earning assets
  • 5.10%Net operating income to assets
  • 0.31%Return on assets (ROA)
  • 0.42%Pretax return on assets
  • 0.66%Return on equity (ROE)
  • 4.45%Retained earnings to average equity (YTD only)
  • 4.45%Net charge-offs to loans
  • 0.12%Credit loss provision to net charge-offs
  • 441.79%Efficiency ratio
  • 81,721Assets per employee
  • 2.01%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.19%Loss allowance to noncurrent loans
  • 99.61%Noncurrent assets plus other real estate owned to assets
  • 0.63%Noncurrent loans to loans
  • 1.19%Net loans and leases to deposits
  • 65.11%Net loans and leases to core deposits
  • 71.27%Equity capital to assets
  • 9.25%Core capital (leverage) ratio
  • 8.06%Tier 1 risk-based capital ratio
  • 13.75%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $122,948Average earning assets
  • $11,683Average equity
  • $109,139Average loans

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