Plaza Home Mortgage Bank, a Federal Savings Bank in Santa Ana, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 03, 1995

  • Plaza Home Mortgage Bank, a Federal Savings Bank in Santa Ana, California (CA)
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Plaza Home Mortgage Bank, a Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 32378
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Fleet National Bank (#2085)
    Federal Reserve ID: 228176
    Date Established: September 05, 1985
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 8202
    FDIC's unique #: 45212
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: September 05, 1985
    Last Structure Change Effective Date: March 03, 1995
    Last Structure Change Process Date: March 22, 1995
    Last Data Update: March 22, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 2620 South Bristol Avenue, Santa Ana, CA 92704
    County: Orange
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Orange
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Orange County, CA (#5945)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Santa Ana-Anaheim-Irvine, CA (#42044)
  • Financial Summary
  • Total assets: $661.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $585Total assets
  • $661,568Cash and due from depository institutions
  • $5,551Interest-bearing balances
  • $4,761Securities
  • $89,049Federal funds sold & reverse repurchase agreements
  • $25,500Net loans & leases
  • $404,385Loan loss allowance
  • $11,679Trading account assets
  • $71,731Bank premises and fixed assets
  • $10,399Other real estate owned
  • $2,664Goodwill and other intangibles
  • $35,103Life insurance assets
  • $17,186All other assets
  • $0Total liabilities and capital
  • $661,568Total liabilities
  • $639,779Total deposits
  • $197,389Interest-bearing deposits
  • $193,281Deposits held in domestic offices
  • 197389.00%% insured (estimated)
  • $89Federal funds purchased & repurchase agreements
  • $152,851Trading liabilities
  • $0Other borrowed funds
  • $282,939Subordinated debt
  • $0All other liabilities
  • $6,600Total equity capital
  • $6,600Total bank equity capital
  • $21,789Perpetual preferred stock
  • $0Common stock
  • $1,983Surplus
  • $12,612Undivided profits
  • Memoranda
  • $7,194Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $6,692Income earned, not collected on loans
  • $1,349Earning assets
  • $595,426Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $758,841Average Assets, quarterly
  • $805,040Volatile liabilities
  • $465,707Insider loans
  • $0FHLB advances
  • $65,248Loans and leases held for sale
  • $0Unused loan commitments
  • $350,242Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $21,702Total risk weighted assets
  • $348,364Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $42,969Total interest expense
  • $33,605Net interest income
  • $9,364Provision for loan and lease losses
  • $2,710Total noninterest income
  • -$5,562Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$3,107Additional noninterest income
  • -$2,455Total noninterest expense
  • $42,852Salaries and employee benefits
  • $18,164Premises and equipment expense
  • $9,898Additional noninterest expense
  • $14,790Pre-tax net operating income
  • -$41,760Securities gains (losses)
  • -$660Applicable income taxes
  • -$16,272Income before extraordinary items
  • -$26,148Extraordinary gains - net
  • $0Net income attributable to bank
  • -$26,148Net charge-offs
  • $1,807Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $7,514Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.24%Cost of funding earning assets
  • 4.88%Net interest margin
  • 1.36%Noninterest income to earning assets
  • -0.81%Noninterest expense to earning assets
  • 6.22%Net operating income to assets
  • -3.39%Return on assets (ROA)
  • -3.45%Pretax return on assets
  • -5.59%Return on equity (ROE)
  • -77.61%Retained earnings to average equity (YTD only)
  • -77.61%Net charge-offs to loans
  • 0.31%Credit loss provision to net charge-offs
  • 149.97%Efficiency ratio
  • 1,127,091Assets per employee
  • 1.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.81%Loss allowance to noncurrent loans
  • 174.52%Noncurrent assets plus other real estate owned to assets
  • 1.41%Noncurrent loans to loans
  • 1.61%Net loans and leases to deposits
  • 204.87%Net loans and leases to core deposits
  • 241.46%Equity capital to assets
  • 3.29%Core capital (leverage) ratio
  • 2.67%Tier 1 risk-based capital ratio
  • 6.23%Total risk-based capital ratio
  • Memoranda
  • $6Average assets
  • $758,841Average earning assets
  • $33,692Average equity
  • $688,519Average loans

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