Poudre Valley Bank in Fort Collins, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 1998

  • Poudre Valley Bank in Fort Collins, Colorado (CO)
  • Show street view No street view available for this location

Poudre Valley Bank - Overview

  • General
  • FDIC Certificate #: 23147
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community First National Bank (#14297)
    Federal Reserve ID: 293259
    Date Established: July 02, 1980
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 16217
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 02, 1980
    Last Structure Change Effective Date: July 01, 1998
    Last Structure Change Process Date: July 22, 1998
    Last Data Update: July 22, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 1520 East Mulberry Street, Fort Collins, CO 80524
    County: Larimer
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Fort Collins-Loveland, CO (#2670)
    Core Based Statistical Area (CBSA): Fort Collins-Loveland, CO (#22660)
    CBSA Metro Statistical Area: Fort Collins-Loveland, CO (#22660)
  • Financial Summary
  • Total assets: $43.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $41,798Total assets
  • $2,548Cash and due from depository institutions
  • $0Interest-bearing balances
  • $11,121Securities
  • $1,400Federal funds sold & reverse repurchase agreements
  • $25,572Net loans & leases
  • $248Loan loss allowance
  • $0Trading account assets
  • $554Bank premises and fixed assets
  • $0Other real estate owned
  • $152Goodwill and other intangibles
  • $0Life insurance assets
  • $451All other assets
  • $41,798Total liabilities and capital
  • $39,234Total liabilities
  • $38,651Total deposits
  • $31,346Interest-bearing deposits
  • $38,651Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $482Other borrowed funds
  • $0Subordinated debt
  • $101All other liabilities
  • $2,564Total equity capital
  • $2,564Total bank equity capital
  • $2,564Perpetual preferred stock
  • $0Common stock
  • $650Surplus
  • $656Undivided profits
  • Memoranda
  • $1,258Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $188Earning assets
  • $0Long-term assets (5+ years)
  • $143Average Assets, year-to-date
  • $38,093Average Assets, quarterly
  • $10,506Volatile liabilities
  • $34,866Insider loans
  • $39,982FHLB advances
  • $9,419Loans and leases held for sale
  • $421Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $462Total risk weighted assets
  • $4,924Total unused commitments
  • $0Restructured Loans and leases
  • $29,501Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $2,883Total interest income
  • $1,286Total interest expense
  • $1,597Net interest income
  • $74Provision for loan and lease losses
  • $264Total noninterest income
  • $0Fiduciary activities
  • $205Service charges on deposit accounts
  • $0Trading account gains & fees
  • $59Additional noninterest income
  • $1,306Total noninterest expense
  • $639Salaries and employee benefits
  • $205Premises and equipment expense
  • $462Additional noninterest expense
  • $481Pre-tax net operating income
  • $3Securities gains (losses)
  • $151Applicable income taxes
  • $333Income before extraordinary items
  • $0Extraordinary gains - net
  • $333Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $63Sale, conversion, retirement of capital stock, net
  • $80Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.10%Yield on earning assets
  • 4.06%Cost of funding earning assets
  • 5.04%Net interest margin
  • 0.83%Noninterest income to earning assets
  • 4.12%Noninterest expense to earning assets
  • 0.95%Net operating income to assets
  • 0.96%Return on assets (ROA)
  • 1.39%Pretax return on assets
  • 13.62%Return on equity (ROE)
  • 10.35%Retained earnings to average equity (YTD only)
  • 0.28%Net charge-offs to loans
  • 117.46%Credit loss provision to net charge-offs
  • 8.81%Efficiency ratio
  • 69,425Assets per employee
  • 1.99%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 24.02%Loss allowance to loans
  • 0.96%Loss allowance to noncurrent loans
  • 131.91%Noncurrent assets plus other real estate owned to assets
  • 0.45%Noncurrent loans to loans
  • 0.73%Net loans and leases to deposits
  • 66.16%Net loans and leases to core deposits
  • 86.06%Equity capital to assets
  • 6.13%Core capital (leverage) ratio
  • 6.00%Tier 1 risk-based capital ratio
  • 8.02%Total risk-based capital ratio
  • Memoranda
  • $9Average assets
  • $34,866Average earning assets
  • $2,445Average equity
  • $31,694Average loans

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