Promistar Bank in Johnstown, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 15, 2002

  • Promistar Bank in Johnstown, Pennsylvania (PA)
  • Show street view No street view available for this location

Promistar Bank - Overview

  • General
  • FDIC Certificate #: 14501
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank of Pennsylvania (#7888)
    Federal Reserve ID: 672818
    Date Established: May 21, 1934
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 85 (Interstate: No)
    OTS Docket #: 12967
    FDIC's unique #: 9061
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 25, 1934
    Last Structure Change Effective Date: Febuary 15, 2002
    Last Structure Change Process Date: May 07, 2002
    Last Data Update: May 07, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 532-534 Main Street, Johnstown, PA 15907
    County: Cambria
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Wexford
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Johnstown, PA (#3680)
    Core Based Statistical Area (CBSA): Johnstown, PA (#27780)
    CBSA Metro Statistical Area: Johnstown, PA (#27780)
  • Financial Summary
  • Total assets: $2,328.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 750Total employees (full-time equivalent)
  • $2,328,256Total assets
  • $90,901Cash and due from depository institutions
  • $295Interest-bearing balances
  • $461,478Securities
  • $84,000Federal funds sold & reverse repurchase agreements
  • $1,589,367Net loans & leases
  • $23,600Loan loss allowance
  • $0Trading account assets
  • $24,690Bank premises and fixed assets
  • $1,239Other real estate owned
  • $23,379Goodwill and other intangibles
  • $0Life insurance assets
  • $53,202All other assets
  • $2,328,256Total liabilities and capital
  • $2,122,857Total liabilities
  • $1,810,792Total deposits
  • $1,518,674Interest-bearing deposits
  • $1,810,792Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $48,604Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $242,048Other borrowed funds
  • $0Subordinated debt
  • $21,413All other liabilities
  • $205,399Total equity capital
  • $205,399Total bank equity capital
  • $205,399Perpetual preferred stock
  • $0Common stock
  • $4,909Surplus
  • $106,700Undivided profits
  • Memoranda
  • $93,790Noncurrent loans and leases
  • $190,689Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $8,040Earning assets
  • $0Long-term assets (5+ years)
  • $13,161Average Assets, year-to-date
  • $2,135,140Average Assets, quarterly
  • $918,339Volatile liabilities
  • $2,178,917Insider loans
  • $2,352,816FHLB advances
  • $227,291Loans and leases held for sale
  • $53,147Unused loan commitments
  • $238,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $190,689Total unused commitments
  • $881Restructured Loans and leases
  • $20,378Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $152,990Total interest income
  • $73,158Total interest expense
  • $79,832Net interest income
  • $17,739Provision for loan and lease losses
  • $12,859Total noninterest income
  • $0Fiduciary activities
  • $8,864Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,995Additional noninterest income
  • $61,625Total noninterest expense
  • $21,134Salaries and employee benefits
  • $10,642Premises and equipment expense
  • $29,849Additional noninterest expense
  • $13,327Pre-tax net operating income
  • $916Securities gains (losses)
  • $3,169Applicable income taxes
  • $11,074Income before extraordinary items
  • $0Extraordinary gains - net
  • $11,074Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $14,108Sale, conversion, retirement of capital stock, net
  • $19,208Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.55%Yield on earning assets
  • 3.61%Cost of funding earning assets
  • 3.94%Net interest margin
  • 0.63%Noninterest income to earning assets
  • 3.04%Noninterest expense to earning assets
  • 0.48%Net operating income to assets
  • 0.51%Return on assets (ROA)
  • 0.65%Pretax return on assets
  • 5.87%Return on equity (ROE)
  • -4.31%Retained earnings to average equity (YTD only)
  • 0.90%Net charge-offs to loans
  • 125.74%Credit loss provision to net charge-offs
  • 2.20%Efficiency ratio
  • 64,859Assets per employee
  • 3.10%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 173.45%Loss allowance to loans
  • 1.46%Loss allowance to noncurrent loans
  • 293.53%Noncurrent assets plus other real estate owned to assets
  • 0.40%Noncurrent loans to loans
  • 0.50%Net loans and leases to deposits
  • 87.77%Net loans and leases to core deposits
  • 97.14%Equity capital to assets
  • 8.82%Core capital (leverage) ratio
  • 8.11%Tier 1 risk-based capital ratio
  • 11.64%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $2,178,917Average earning assets
  • $188,742Average equity
  • $2,025,090Average loans

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