Provident FSB in city_name, state_name - Detailed Financial Reports, Location

Provident FSB in Lincoln, Nebraska (NE)
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Provident FSB - Overview

General
FDIC Certificate #: 30560
Status: Inactive
Closing history: Corrections
Acquiring institution: Commercial Federal Bank, a Federal Savings Bank (#30341)
Federal Reserve ID: 310174
Date Established: January 01, 1908
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 5552
FDIC's unique #: 43394
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: No
Date of Deposit Insurance: November 21, 1952
Last Structure Change Effective Date: April 04, 1995
Last Structure Change Process Date: April 18, 1995
Last Data Update: January 31, 1996
Data Source Date: April 05, 2012
Location
Address: 440 South 13th St, Lincoln, NE 68509
County: Lancaster
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Lincoln, NE (#4360)
Core Based Statistical Area (CBSA): Lincoln, NE (#30700)
CBSA Metro Statistical Area: Lincoln, NE (#30700)
History of Changes
Merger - Without Assistance
Corrections
Financial Summary
Total assets: $96.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$41Total assets
$93,844Cash and due from depository institutions
$438Interest-bearing balances
$83Securities
$19,366Federal funds sold & reverse repurchase agreements
$75Net loans & leases
$69,553Loan loss allowance
$204Trading account assets
$0Bank premises and fixed assets
$1,521Other real estate owned
$74Goodwill and other intangibles
$2,817Life insurance assets
$0All other assets
$0Total liabilities and capital
$93,844Total liabilities
$88,535Total deposits
$60,706Interest-bearing deposits
$59,830Deposits held in domestic offices
60706.00%% insured (estimated)
$97Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$27,350Subordinated debt
$0All other liabilities
$479Total equity capital
$479Total bank equity capital
$5,309Perpetual preferred stock
$400Common stock
$140Surplus
$572Undivided profits
Memoranda
$4,197Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$379Income earned, not collected on loans
$447Earning assets
$89,077Long-term assets (5+ years)
$0Average Assets, year-to-date
$91,302Average Assets, quarterly
$93,048Volatile liabilities
$30,493Insider loans
$287FHLB advances
$27,350Loans and leases held for sale
$0Unused loan commitments
$1,902Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$5,309Total risk weighted assets
$44,944Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$6,374Total interest expense
$4,098Net interest income
$2,276Provision for loan and lease losses
$37Total noninterest income
$500Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$0Additional noninterest income
$500Total noninterest expense
$2,087Salaries and employee benefits
$1,055Premises and equipment expense
$468Additional noninterest expense
$564Pre-tax net operating income
$652Securities gains (losses)
-$117Applicable income taxes
$201Income before extraordinary items
$334Extraordinary gains - net
$0Net income attributable to bank
$334Net charge-offs
$57Cash dividends
$65Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.32%Cost of funding earning assets
4.70%Net interest margin
2.61%Noninterest income to earning assets
0.57%Noninterest expense to earning assets
2.40%Net operating income to assets
0.45%Return on assets (ROA)
0.37%Pretax return on assets
0.59%Return on equity (ROE)
6.35%Retained earnings to average equity (YTD only)
5.11%Net charge-offs to loans
0.09%Credit loss provision to net charge-offs
64.91%Efficiency ratio
75,180Assets per employee
2.29%Cash dividends to net income (YTD only)
Condition Ratios (%)
19.46%Loss allowance to loans
0.29%Loss allowance to noncurrent loans
53.83%Noncurrent assets plus other real estate owned to assets
0.40%Noncurrent loans to loans
0.54%Net loans and leases to deposits
114.57%Net loans and leases to core deposits
120.83%Equity capital to assets
5.66%Core capital (leverage) ratio
5.66%Tier 1 risk-based capital ratio
11.81%Total risk-based capital ratio
Memoranda
$12Average assets
$91,302Average earning assets
$5,264Average equity
$87,117Average loans

Provident FSB in Lincoln, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

Provident FSB - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Provident FSB in Lincoln, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

Provident FSB - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Provident FSB in Lincoln, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches