Public Savings Bank in Huntingdon Valley, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 18, 2011

  • Public Savings Bank in Huntingdon Valley, Pennsylvania (PA)
  • Show street view No street view available for this location

Public Savings Bank - Overview

  • General
  • FDIC Certificate #: 34130
    Status: Inactive
    Closing history: Absorption - Assisted
    Acquiring institution: Capital Bank, National Association (#35278)
    Federal Reserve ID: 476276
    Date Established: January 01, 1984
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 56273
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 12, 1996
    Last Structure Change Effective Date: August 18, 2011
    Last Structure Change Process Date: August 19, 2011
    Last Data Update: August 19, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 2755 Philmont Avenue, Huntingdon Valley, PA 19006
    County: Montgomery
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • Financial Summary
  • Total assets: $46.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2010)

  • Dollar figures in thousands
  • 35Total employees (full-time equivalent)
  • $48,029Total assets
  • $4,077Cash and due from depository institutions
  • $3,014Interest-bearing balances
  • $1,872Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $37,286Net loans & leases
  • $846Loan loss allowance
  • $0Trading account assets
  • $488Bank premises and fixed assets
  • $2,363Other real estate owned
  • $870Goodwill and other intangibles
  • $0Life insurance assets
  • $1,073All other assets
  • $48,029Total liabilities and capital
  • $45,677Total liabilities
  • $45,393Total deposits
  • $26,964Interest-bearing deposits
  • $45,393Deposits held in domestic offices
  • 90.64%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $284All other liabilities
  • $2,352Total equity capital
  • $2,352Total bank equity capital
  • $2,352Perpetual preferred stock
  • $0Common stock
  • $4,765Surplus
  • $0Undivided profits
  • Memoranda
  • $-2,413Noncurrent loans and leases
  • $5,798Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3,034Earning assets
  • $0Long-term assets (5+ years)
  • $211Average Assets, year-to-date
  • $42,172Average Assets, quarterly
  • $4,886Volatile liabilities
  • $51,262Insider loans
  • $50,461FHLB advances
  • $8,111Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $138Total risk weighted assets
  • $5,798Total unused commitments
  • $2,105Restructured Loans and leases
  • $470Derivatives

Income and Expense (December 31, 2010)

  • Dollar figures in thousands
  • $2,677Total interest income
  • $712Total interest expense
  • $1,965Net interest income
  • $907Provision for loan and lease losses
  • $2,354Total noninterest income
  • $0Fiduciary activities
  • $353Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,001Additional noninterest income
  • $5,577Total noninterest expense
  • $2,385Salaries and employee benefits
  • $238Premises and equipment expense
  • $2,954Additional noninterest expense
  • -$2,165Pre-tax net operating income
  • $0Securities gains (losses)
  • $175Applicable income taxes
  • -$2,340Income before extraordinary items
  • $0Extraordinary gains - net
  • -$2,340Net income attributable to bank
  • $0Net charge-offs
  • -$2,340Cash dividends
  • $429Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2010)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.34%Yield on earning assets
  • 1.69%Cost of funding earning assets
  • 4.65%Net interest margin
  • 5.57%Noninterest income to earning assets
  • 13.20%Noninterest expense to earning assets
  • -4.56%Net operating income to assets
  • -4.56%Return on assets (ROA)
  • -4.22%Pretax return on assets
  • -58.51%Return on equity (ROE)
  • -58.51%Retained earnings to average equity (YTD only)
  • 1.12%Net charge-offs to loans
  • 211.42%Credit loss provision to net charge-offs
  • -2.93%Efficiency ratio
  • 129,127Assets per employee
  • 1.37%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.22%Loss allowance to noncurrent loans
  • 27.88%Noncurrent assets plus other real estate owned to assets
  • 11.24%Noncurrent loans to loans
  • 7.96%Net loans and leases to deposits
  • 82.14%Net loans and leases to core deposits
  • 100.01%Equity capital to assets
  • 4.90%Core capital (leverage) ratio
  • 2.99%Tier 1 risk-based capital ratio
  • 3.93%Total risk-based capital ratio
  • Memoranda
  • $5Average assets
  • $51,262Average earning assets
  • $4,000Average equity
  • $42,247Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Public Savings Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents