Railroadmen's Federal Savings and Loan Association of Indianapolis in Indianapolis, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 27, 1993

  • Railroadmen's Federal Savings and Loan Association of Indianapolis in Indianapolis, Indiana (IN)
  • Show street view No street view available for this location

Railroadmen's Federal Savings and Loan Association of Indianapolis - Overview

  • General
  • FDIC Certificate #: 27820
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Huntington National Bank of Indiana (#16842)
    Federal Reserve ID: 639370
    Date Established: January 01, 1887
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 343
    FDIC's unique #: 40654
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: June 12, 1936
    Last Structure Change Effective Date: December 27, 1993
    Last Structure Change Process Date: Febuary 08, 1994
    Last Data Update: Febuary 08, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 21 Virginia Ave, Indianapolis, IN 46204
    County: Marion
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Indianapolis, IN (#3480)
    Combined Statistical Area (CSA): Indianapolis-Anderson-Columbus, IN (#294)
    Core Based Statistical Area (CBSA): Indianapolis-Carmel, IN (#26900)
    CBSA Metro Statistical Area: Indianapolis-Carmel, IN (#26900)
  • Financial Summary
  • Total assets: $675.1 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $180Total assets
  • $661,533Cash and due from depository institutions
  • $20,937Interest-bearing balances
  • $12,719Securities
  • $116,654Federal funds sold & reverse repurchase agreements
  • $323Net loans & leases
  • $494,442Loan loss allowance
  • $610Trading account assets
  • $0Bank premises and fixed assets
  • $6,041Other real estate owned
  • $685Goodwill and other intangibles
  • $22,451Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $661,533Total liabilities
  • $623,219Total deposits
  • $408,098Interest-bearing deposits
  • $405,121Deposits held in domestic offices
  • 408098.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $14,359Trading liabilities
  • $0Other borrowed funds
  • $192,701Subordinated debt
  • $0All other liabilities
  • $8,061Total equity capital
  • $8,061Total bank equity capital
  • $38,314Perpetual preferred stock
  • $0Common stock
  • $20Surplus
  • $18,287Undivided profits
  • Memoranda
  • $20,007Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,185Income earned, not collected on loans
  • $2,361Earning assets
  • $624,138Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $631,906Average Assets, quarterly
  • $654,120Volatile liabilities
  • $233,239Insider loans
  • $0FHLB advances
  • $188,728Loans and leases held for sale
  • $0Unused loan commitments
  • $28,801Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $38,314Total risk weighted assets
  • $319,971Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $52,914Total interest expense
  • $34,356Net interest income
  • $18,558Provision for loan and lease losses
  • $361Total noninterest income
  • $2,442Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $2,442Total noninterest expense
  • $11,322Salaries and employee benefits
  • $5,246Premises and equipment expense
  • $2,449Additional noninterest expense
  • $3,627Pre-tax net operating income
  • $9,317Securities gains (losses)
  • $293Applicable income taxes
  • $3,000Income before extraordinary items
  • $6,610Extraordinary gains - net
  • $0Net income attributable to bank
  • $6,610Net charge-offs
  • $166Cash dividends
  • $427Sale, conversion, retirement of capital stock, net
  • $3,555Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.86%Cost of funding earning assets
  • 5.75%Net interest margin
  • 3.11%Noninterest income to earning assets
  • 0.41%Noninterest expense to earning assets
  • 1.90%Net operating income to assets
  • 1.01%Return on assets (ROA)
  • 1.05%Pretax return on assets
  • 1.52%Return on equity (ROE)
  • 18.81%Retained earnings to average equity (YTD only)
  • 17.60%Net charge-offs to loans
  • 0.04%Credit loss provision to net charge-offs
  • 217.47%Efficiency ratio
  • 53,914Assets per employee
  • 3.68%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 6.46%Loss allowance to loans
  • 0.12%Loss allowance to noncurrent loans
  • 27.92%Noncurrent assets plus other real estate owned to assets
  • 0.43%Noncurrent loans to loans
  • 0.44%Net loans and leases to deposits
  • 121.16%Net loans and leases to core deposits
  • 129.46%Equity capital to assets
  • 5.79%Core capital (leverage) ratio
  • 5.79%Tier 1 risk-based capital ratio
  • 11.97%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $631,906Average earning assets
  • $35,138Average equity
  • $597,144Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Railroadmen's Federal Savings and Loan Association of Indianapolis.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents