Raymond James Bank, National Association - Overview
General
FDIC Certificate #: 33893 Status: Active Federal Reserve ID: 2193616 Date Established: May 06, 1994 WWW:http://www.raymondjamesbank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 12002 FDIC's unique #: 54692 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: May 06, 1994 Last Structure Change Effective Date: Febuary 01, 2012 Last Structure Change Process Date: Febuary 13, 2012 Last Data Update: Febuary 13, 2012 Data Source Date: April 05, 2012
Location
Address: 710 Carillon Parkway, Saint Petersburg, FL 33716 County: Pinellas Quarterly Banking Profile Region: Atlanta FDIC Geographic Region: Atlanta FDIC Supervisory Region: Atlanta FDIC Field Office: Tampa Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: Southeast Metropolitan Statistical Area (MSA): Tampa-St. Petersburg-Clearwater, FL (#8280) Core Based Statistical Area (CBSA): Tampa-St. Petersburg-Clearwater, FL (#45300) CBSA Metro Statistical Area: Tampa-St. Petersburg-Clearwater, FL (#45300)
History of Changes
Name Change
Change in Entity Type
Financial Summary
Total assets: $8,794.5 mil Equity capital: $977.1 mil Deposits held in domestic offices: $7,707.9 mil Return on assets (ROA): 1.40% ($123.1 mil) Quarterly return on assets: 1.50% ($131.9 mil) Return on Equity (ROE): 13.00% ($127.0 mil) Quarterly return on equity: 14.27% ($139.4 mil) Net income: $114.0 mil Quarterly Net income: $33.4 mil Pretax return on assets: 2.20% ($193,479.3 mil) Quarterly Pretax return on assets: 2.38% ($209,309.5 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
116Total employees (full-time equivalent)
$8,794,515Total assets
$1,170,216Cash and due from depository institutions
$1,144,562Interest-bearing balances
$298,171Securities
$0Federal funds sold & reverse repurchase agreements
$7,015,203Net loans & leases
$147,503Loan loss allowance
$54,015Trading account assets
$5,910Bank premises and fixed assets
$12,289Other real estate owned
$279Goodwill and other intangibles
$8,794,515Life insurance assets
$238,432All other assets
$7,817,406Total liabilities and capital
$7,707,869Total liabilities
$7,679,217Total deposits
$7,707,869Interest-bearing deposits
$97Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$109,537Subordinated debt
$977,109All other liabilities
$977,109Total equity capital
$977,109Total bank equity capital
$0Perpetual preferred stock
$10,000Common stock
$700,000Surplus
$267,109Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$111,524Income earned, not collected on loans
$0Earning assets
$17,282Long-term assets (5+ years)
$8,511,951Average Assets, year-to-date
$0Average Assets, quarterly
$8,169,674Volatile liabilities
$8,894,669Insider loans
$7,749,855FHLB advances
$8,826,024Loans and leases held for sale
$44,176Unused loan commitments
$0Tier 1 (core) risk-based capital
$1,008,618Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$2,191,919Restructured Loans and leases
$2,831Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$268,411Total interest income
$12,428Total interest expense
$255,983Net interest income
$29,880Provision for loan and lease losses
$17,623Total noninterest income
$0Fiduciary activities
$8Service charges on deposit accounts
$1,726Trading account gains & fees
$15,889Additional noninterest income
$54,720Total noninterest expense
$15,059Salaries and employee benefits
$2,019Premises and equipment expense
$37,642Additional noninterest expense
$189,006Pre-tax net operating income
-$9,482Securities gains (losses)
$65,526Applicable income taxes
$113,998Income before extraordinary items
$0Extraordinary gains - net
$113,998Net income attributable to bank
$0Net charge-offs
$113,998Cash dividends
$10,787Sale, conversion, retirement of capital stock, net
$25,000Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
3.42%Yield on earning assets
0.16%Cost of funding earning assets
3.26%Net interest margin
0.22%Noninterest income to earning assets
0.70%Noninterest expense to earning assets
1.47%Net operating income to assets
1.40%Return on assets (ROA)
2.20%Pretax return on assets
13.00%Return on equity (ROE)
10.15%Retained earnings to average equity (YTD only)
0.17%Net charge-offs to loans
277.00%Credit loss provision to net charge-offs
20.29%Efficiency ratio
19,927Assets per employee
75.81%Cash dividends to net income (YTD only)
Condition Ratios (%)
21.93%Loss allowance to loans
2.06%Loss allowance to noncurrent loans
132.26%Noncurrent assets plus other real estate owned to assets
1.41%Noncurrent loans to loans
1.56%Net loans and leases to deposits
91.01%Net loans and leases to core deposits
94.29%Equity capital to assets
11.11%Core capital (leverage) ratio
11.43%Tier 1 risk-based capital ratio
13.01%Total risk-based capital ratio
Memoranda
$14Average assets
$8,169,674Average earning assets
$877,023Average equity
$7,847,100Average loans
List of branches
1 Florida Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
54692
Raymond James Bank, National Association
710 Carillon Parkway, Saint Petersburg, FL 33716
May 06, 1994
Full Service Brick and Mortar
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