Regency Savings Bank, A FSB in Naperville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2006

  • Regency Savings Bank, A FSB in Naperville, Illinois (IL)
  • Show street view No street view available for this location

Regency Savings Bank, A FSB - Overview

  • General
  • FDIC Certificate #: 27770
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Park National Bank (#11677)
    Federal Reserve ID: 626174
    Date Established: January 01, 1885
    WWW: http://www.regencysavingsbank.com
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 249
    FDIC's unique #: 40604
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: December 30, 1952
    Last Structure Change Effective Date: January 01, 2006
    Last Structure Change Process Date: January 11, 2006
    Last Data Update: January 11, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 24 North Washington Street, Naperville, IL 60566
    County: Dupage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $1,409.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 153Total employees (full-time equivalent)
  • $1,409,729Total assets
  • $19,571Cash and due from depository institutions
  • $1,711Interest-bearing balances
  • $244,617Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $1,068,764Net loans & leases
  • $19,135Loan loss allowance
  • $0Trading account assets
  • $8,766Bank premises and fixed assets
  • $11,346Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $56,665All other assets
  • $1,409,729Total liabilities and capital
  • $1,258,425Total liabilities
  • $1,017,644Total deposits
  • $964,793Interest-bearing deposits
  • $1,017,644Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $224,000Other borrowed funds
  • $0Subordinated debt
  • $16,781All other liabilities
  • $151,304Total equity capital
  • $151,304Total bank equity capital
  • $151,304Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $71,000Undivided profits
  • Memoranda
  • $79,304Noncurrent loans and leases
  • $89,929Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $8,799Earning assets
  • $99Long-term assets (5+ years)
  • $9,200Average Assets, year-to-date
  • $1,315,092Average Assets, quarterly
  • $0Volatile liabilities
  • $1,378,392Insider loans
  • $1,397,360FHLB advances
  • $549,518Loans and leases held for sale
  • $0Unused loan commitments
  • $224,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $89,929Total unused commitments
  • $11,346Restructured Loans and leases
  • $14,950Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $85,243Total interest income
  • $33,758Total interest expense
  • $51,485Net interest income
  • $0Provision for loan and lease losses
  • $7,885Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $7,885Additional noninterest income
  • $17,955Total noninterest expense
  • $10,290Salaries and employee benefits
  • $3,964Premises and equipment expense
  • $3,701Additional noninterest expense
  • $41,415Pre-tax net operating income
  • $212Securities gains (losses)
  • $15,103Applicable income taxes
  • $26,524Income before extraordinary items
  • $0Extraordinary gains - net
  • $26,524Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $105Sale, conversion, retirement of capital stock, net
  • $40,000Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.65%Yield on earning assets
  • 2.63%Cost of funding earning assets
  • 4.02%Net interest margin
  • 0.62%Noninterest income to earning assets
  • 1.40%Noninterest expense to earning assets
  • 1.91%Net operating income to assets
  • 1.92%Return on assets (ROA)
  • 3.02%Pretax return on assets
  • 17.28%Return on equity (ROE)
  • -8.78%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 394.43%Efficiency ratio
  • 30,243Assets per employee
  • 9.21%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 150.81%Loss allowance to loans
  • 1.76%Loss allowance to noncurrent loans
  • 217.47%Noncurrent assets plus other real estate owned to assets
  • 1.43%Noncurrent loans to loans
  • 0.81%Net loans and leases to deposits
  • 105.02%Net loans and leases to core deposits
  • 154.42%Equity capital to assets
  • 10.73%Core capital (leverage) ratio
  • 10.80%Tier 1 risk-based capital ratio
  • 11.74%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $1,378,392Average earning assets
  • $153,496Average equity
  • $1,281,948Average loans
1
Gretchen Thurman
Hi I would like to know who did regis savings bank in Naperville Illinois on Washington St., North 24 they merge with I have a family member that has an account and his spouse with like to get in touch with them as soon as possible

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