Regions Bank of Louisiana in Baton Rouge, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 1997

  • Regions Bank of Louisiana in Baton Rouge, Louisiana (LA)
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Regions Bank of Louisiana - Overview

  • General
  • FDIC Certificate #: 28098
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Regions Bank (#12368)
    Federal Reserve ID: 657972
    Date Established: January 01, 1925
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 66 (Interstate: No)
    OTS Docket #: 896
    FDIC's unique #: 40932
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    SAIF Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 30, 1939
    Last Structure Change Effective Date: December 31, 1997
    Last Structure Change Process Date: January 21, 1998
    Last Data Update: January 21, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 5353 Essen Lane, Suite 150, Baton Rouge, LA 70809
    County: East Baton Rouge
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Baton Rouge, LA (#760)
    Combined Statistical Area (CSA): Baton Rouge-Pierre Part, LA (#132)
    Core Based Statistical Area (CBSA): Baton Rouge, LA (#12940)
    CBSA Metro Statistical Area: Baton Rouge, LA (#12940)
  • Financial Summary
  • Total assets: $2,264.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $880Total assets
  • $2,155,428Cash and due from depository institutions
  • $90,379Interest-bearing balances
  • $160Securities
  • $338,579Federal funds sold & reverse repurchase agreements
  • $24,850Net loans & leases
  • $1,618,355Loan loss allowance
  • $21,047Trading account assets
  • $0Bank premises and fixed assets
  • $37,019Other real estate owned
  • $351Goodwill and other intangibles
  • $41,964Life insurance assets
  • $3,931All other assets
  • $0Total liabilities and capital
  • $2,155,428Total liabilities
  • $1,933,690Total deposits
  • $1,820,186Interest-bearing deposits
  • $1,523,546Deposits held in domestic offices
  • 1820186.00%% insured (estimated)
  • $86Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $93,011Subordinated debt
  • $0All other liabilities
  • $20,493Total equity capital
  • $20,493Total bank equity capital
  • $221,738Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $68,620Undivided profits
  • Memoranda
  • $152,618Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $19,407Income earned, not collected on loans
  • $9,833Earning assets
  • $1,981,944Long-term assets (5+ years)
  • $756,285Average Assets, year-to-date
  • $2,106,158Average Assets, quarterly
  • $2,182,559Volatile liabilities
  • $196,731Insider loans
  • $179FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $184,620Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $214,018Total risk weighted assets
  • $1,478,899Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $158,663Total interest expense
  • $76,884Net interest income
  • $81,779Provision for loan and lease losses
  • $4,467Total noninterest income
  • $13,259Fiduciary activities
  • $2,393Service charges on deposit accounts
  • $7,411Trading account gains & fees
  • $0Additional noninterest income
  • $3,455Total noninterest expense
  • $65,634Salaries and employee benefits
  • $24,159Premises and equipment expense
  • $7,773Additional noninterest expense
  • $33,702Pre-tax net operating income
  • $24,937Securities gains (losses)
  • $128Applicable income taxes
  • $6,519Income before extraordinary items
  • $18,546Extraordinary gains - net
  • $0Net income attributable to bank
  • $18,546Net charge-offs
  • $4,722Cash dividends
  • $20,000Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.24%Cost of funding earning assets
  • 3.99%Net interest margin
  • 4.25%Noninterest income to earning assets
  • 0.69%Noninterest expense to earning assets
  • 3.41%Net operating income to assets
  • 0.88%Return on assets (ROA)
  • 0.88%Pretax return on assets
  • 1.19%Return on equity (ROE)
  • 8.91%Retained earnings to average equity (YTD only)
  • -0.70%Net charge-offs to loans
  • 0.31%Credit loss provision to net charge-offs
  • 94.60%Efficiency ratio
  • 68,641Assets per employee
  • 2.45%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 107.84%Loss allowance to loans
  • 1.28%Loss allowance to noncurrent loans
  • 108.45%Noncurrent assets plus other real estate owned to assets
  • 0.92%Noncurrent loans to loans
  • 1.18%Net loans and leases to deposits
  • 88.91%Net loans and leases to core deposits
  • 97.24%Equity capital to assets
  • 10.29%Core capital (leverage) ratio
  • 10.04%Tier 1 risk-based capital ratio
  • 14.47%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $2,106,158Average earning assets
  • $208,041Average equity
  • $1,925,625Average loans

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