RepublicBankAz, N.A. in Phoenix, Arizona (AZ)
Overview, Financial Summary, Detailed Financial Reports, Branches


RepublicBankAz, N.A. - Overview

  • General
  • FDIC Certificate #: 58271
    Status: Active
    Federal Reserve ID: 3596894
    Date Established: April 30, 2007
    WWW: http://www.republicbankaz.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 445212
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: April 30, 2007
    Last Structure Change Effective Date: July 01, 2010
    Last Structure Change Process Date: July 01, 2010
    Last Data Update: July 01, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 909 East Missouri Avenue, Phoenix, AZ 85014
    County: Maricopa
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Phoenix
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Phoenix-Mesa, AZ (#6200)
    Core Based Statistical Area (CBSA): Phoenix-Mesa-Glendale, AZ (#38060)
    CBSA Metro Statistical Area: Phoenix-Mesa-Glendale, AZ (#38060)
  • Financial Summary
  • Total assets: $65.8 mil
    Equity capital: $7.9 mil
    Deposits held in domestic offices: $53.8 mil
    Return on assets (ROA): 4.20% ($2.8 mil)
    Quarterly return on assets: 10.21% ($6.7 mil)
    Return on Equity (ROE): 42.09% ($3.4 mil)
    Quarterly return on equity: 95.06% ($7.6 mil)
    Net income: $2.5 mil
    Quarterly Net income: $1.7 mil
    Pretax return on assets: 4.20% ($2,763.3 mil)
    Quarterly Pretax return on assets: 10.21% ($6,717.6 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 24Total employees (full-time equivalent)
  • $65,794Total assets
  • $10,043Cash and due from depository institutions
  • $9,442Interest-bearing balances
  • $0Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $53,764Net loans & leases
  • $1,197Loan loss allowance
  • $0Trading account assets
  • $279Bank premises and fixed assets
  • $268Other real estate owned
  • $0Goodwill and other intangibles
  • $65,794Life insurance assets
  • $1,440All other assets
  • $57,929Total liabilities and capital
  • $53,848Total liabilities
  • $41,762Total deposits
  • $53,848Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,750Trading liabilities
  • $0Other borrowed funds
  • $331Subordinated debt
  • $7,865All other liabilities
  • $7,865Total equity capital
  • $7,865Total bank equity capital
  • $0Perpetual preferred stock
  • $1,295Common stock
  • $10,676Surplus
  • $-4,106Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $1,428Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,326Income earned, not collected on loans
  • $0Earning assets
  • $212Long-term assets (5+ years)
  • $63,206Average Assets, year-to-date
  • $16,244Average Assets, quarterly
  • $60,202Volatile liabilities
  • $65,430Insider loans
  • $53,150FHLB advances
  • $67,731Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,865Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,762Restructured Loans and leases
  • $1,080Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,692Total interest income
  • $730Total interest expense
  • $2,962Net interest income
  • -$153Provision for loan and lease losses
  • $2,722Total noninterest income
  • $0Fiduciary activities
  • $73Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,649Additional noninterest income
  • $3,308Total noninterest expense
  • $2,354Salaries and employee benefits
  • $344Premises and equipment expense
  • $610Additional noninterest expense
  • $2,529Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $2,529Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,529Net income attributable to bank
  • $0Net charge-offs
  • $2,529Cash dividends
  • -$316Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.35%Yield on earning assets
  • 1.26%Cost of funding earning assets
  • 5.09%Net interest margin
  • 4.68%Noninterest income to earning assets
  • 5.69%Noninterest expense to earning assets
  • 4.20%Net operating income to assets
  • 4.20%Return on assets (ROA)
  • 4.20%Pretax return on assets
  • 42.09%Return on equity (ROE)
  • 42.09%Retained earnings to average equity (YTD only)
  • -0.63%Net charge-offs to loans
  • 48.42%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 58,198Assets per employee
  • 2.74%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.18%Loss allowance to noncurrent loans
  • 90.27%Noncurrent assets plus other real estate owned to assets
  • 2.42%Noncurrent loans to loans
  • 2.41%Net loans and leases to deposits
  • 99.84%Net loans and leases to core deposits
  • 121.65%Equity capital to assets
  • 11.95%Core capital (leverage) ratio
  • 11.61%Tier 1 risk-based capital ratio
  • 14.80%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $60,202Average earning assets
  • $6,009Average equity
  • $58,142Average loans

List of branches

  • 1 Arizona Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0445212Republicbankaz, N.A.909 East Missouri Avenue, Phoenix, AZ 85014April 30, 2007Full Service Brick and Mortar

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