RepublicBankAz, N.A. in Phoenix, Arizona (AZ)



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RepublicBankAz, N.A. routing number info

Table of contents:
RepublicBankAz, N.A.
GeneralFDIC Certificate #: 58271
Status: Active
Federal Reserve ID: 3596894
Date Established: April 30, 2007
WWW: http://www.republicbankaz.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 445212
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: April 30, 2007
Last Structure Change Effective Date: July 01, 2010
Last Structure Change Process Date: July 01, 2010
Last Data Update: July 01, 2010
Data Source Date: April 05, 2012
LocationAddress: 909 East Missouri Avenue, Phoenix, AZ 85014
County: Maricopa
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Phoenix
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Phoenix-Mesa, AZ (#6200)
Core Based Statistical Area (CBSA): Phoenix-Mesa-Glendale, AZ (#38060)
CBSA Metro Statistical Area: Phoenix-Mesa-Glendale, AZ (#38060)
Financial SummaryTotal assets: $65.8 mil
Equity capital: $7.9 mil
Deposits held in domestic offices: $53.8 mil
Return on assets (ROA): 4.20% ($2.8 mil)
Quarterly return on assets: 10.21% ($6.7 mil)
Return on Equity (ROE): 42.09% ($3.4 mil)
Quarterly return on equity: 95.06% ($7.6 mil)
Net income: $2.5 mil
Quarterly Net income: $1.7 mil
Pretax return on assets: 4.20% ($2,763.3 mil)
Quarterly Pretax return on assets: 10.21% ($6,717.6 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)24
Total assets$65,794
Cash and due from depository institutions$10,043
Interest-bearing balances$9,442
Securities$0
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$53,764
Loan loss allowance $1,197
Trading account assets$0
Bank premises and fixed assets$279
Other real estate owned$268
Goodwill and other intangibles$0
All other assets$1,440
Life insurance assets$65,794
Total liabilities and capital$57,929
Total liabilities$53,848
Total deposits$41,762
Interest-bearing deposits$53,848
Deposits held in domestic offices$96
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$3,750
Other borrowed funds $0
Subordinated debt $331
All other liabilities $7,865
Total equity capital$7,865
Total bank equity capital$7,865
Perpetual preferred stock$0
Common stock$1,295
Surplus$10,676
Undivided profits $-4,106
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $1,428
Income earned, not collected on loans $1,326
Earning assets $0
Long-term assets (5+ years) $212
Average Assets, year-to-date $63,206
Average Assets, quarterly $16,244
Volatile liabilities $60,202
Insider loans $65,430
FHLB advances $53,150
Loans and leases held for sale $67,731
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $7,865
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $5,762
Derivatives$1,080
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $3,692
Total interest expense $730
Net interest income $2,962
Provision for loan and lease losses -$153
Total noninterest income $2,722
Fiduciary activities $0
Service charges on deposit accounts $73
Trading account gains & fees $0
Additional noninterest income $2,649
Total noninterest expense $3,308
Salaries and employee benefits $2,354
Premises and equipment expense $344
Additional noninterest expense $610
Pre-tax net operating income $2,529
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $2,529
Extraordinary gains - net $0
Net income attributable to bank $2,529
Net charge-offs $0
Cash dividends $2,529
Sale, conversion, retirement of capital stock, net -$316
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets6.35%
Cost of funding earning assets 1.26%
Net interest margin 5.09%
Noninterest income to earning assets 4.68%
Noninterest expense to earning assets 5.69%
Net operating income to assets 4.20%
Return on assets (ROA) 4.20%
Pretax return on assets 4.20%
Return on equity (ROE) 42.09%
Retained earnings to average equity (YTD only) 42.09%
Net charge-offs to loans -0.63%
Credit loss provision to net charge-offs 48.42%
Efficiency ratio0.00%
Assets per employee$58,198
Cash dividends to net income (YTD only)2.74%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 2.18%
Noncurrent assets plus other real estate owned to assets 90.27%
Noncurrent loans to loans 2.42%
Net loans and leases to deposits2.41%
Net loans and leases to core deposits 99.84%
Equity capital to assets 121.65%
Core capital (leverage) ratio 11.95%
Tier 1 risk-based capital ratio 11.61%
Total risk-based capital ratio 14.80%
Memoranda
Average assets$16
Average earning assets$60,202
Average equity $6,009
Average loans $58,142
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1 Arizona Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
0445212Republicbankaz, N.A.909 East Missouri Avenue, Phoenix, AZ 85014April 30, 2007Full Service Brick and Mortar
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