RepublicBankAz, N.A. in Phoenix, Arizona (AZ)
Overview, Financial Summary, Detailed Financial Reports, Branches


RepublicBankAz, N.A. - Overview

  • General
  • FDIC Certificate #: 58271
    Status: Active
    Federal Reserve ID: 3596894
    Date Established: April 30, 2007
    WWW: http://www.republicbankaz.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 445212
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: April 30, 2007
    Last Structure Change Effective Date: July 01, 2010
    Last Structure Change Process Date: July 01, 2010
    Last Data Update: July 01, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 909 East Missouri Avenue, Phoenix, AZ 85014
    County: Maricopa
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Phoenix
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Phoenix-Mesa, AZ (#6200)
    Core Based Statistical Area (CBSA): Phoenix-Mesa-Glendale, AZ (#38060)
    CBSA Metro Statistical Area: Phoenix-Mesa-Glendale, AZ (#38060)
  • Financial Summary
  • Total assets: $65.8 mil
    Equity capital: $7.9 mil
    Deposits held in domestic offices: $53.8 mil
    Return on assets (ROA): 4.20% ($2.8 mil)
    Quarterly return on assets: 10.21% ($6.7 mil)
    Return on Equity (ROE): 42.09% ($3.4 mil)
    Quarterly return on equity: 95.06% ($7.6 mil)
    Net income: $2.5 mil
    Quarterly Net income: $1.7 mil
    Pretax return on assets: 4.20% ($2,763.3 mil)
    Quarterly Pretax return on assets: 10.21% ($6,717.6 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 24Total employees (full-time equivalent)
  • $65,794Total assets
  • $10,043Cash and due from depository institutions
  • $9,442Interest-bearing balances
  • $0Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $53,764Net loans & leases
  • $1,197Loan loss allowance
  • $0Trading account assets
  • $279Bank premises and fixed assets
  • $268Other real estate owned
  • $0Goodwill and other intangibles
  • $65,794Life insurance assets
  • $1,440All other assets
  • $57,929Total liabilities and capital
  • $53,848Total liabilities
  • $41,762Total deposits
  • $53,848Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,750Trading liabilities
  • $0Other borrowed funds
  • $331Subordinated debt
  • $7,865All other liabilities
  • $7,865Total equity capital
  • $7,865Total bank equity capital
  • $0Perpetual preferred stock
  • $1,295Common stock
  • $10,676Surplus
  • $-4,106Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $1,428Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,326Income earned, not collected on loans
  • $0Earning assets
  • $212Long-term assets (5+ years)
  • $63,206Average Assets, year-to-date
  • $16,244Average Assets, quarterly
  • $60,202Volatile liabilities
  • $65,430Insider loans
  • $53,150FHLB advances
  • $67,731Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,865Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,762Restructured Loans and leases
  • $1,080Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,692Total interest income
  • $730Total interest expense
  • $2,962Net interest income
  • -$153Provision for loan and lease losses
  • $2,722Total noninterest income
  • $0Fiduciary activities
  • $73Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,649Additional noninterest income
  • $3,308Total noninterest expense
  • $2,354Salaries and employee benefits
  • $344Premises and equipment expense
  • $610Additional noninterest expense
  • $2,529Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $2,529Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,529Net income attributable to bank
  • $0Net charge-offs
  • $2,529Cash dividends
  • -$316Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.35%Yield on earning assets
  • 1.26%Cost of funding earning assets
  • 5.09%Net interest margin
  • 4.68%Noninterest income to earning assets
  • 5.69%Noninterest expense to earning assets
  • 4.20%Net operating income to assets
  • 4.20%Return on assets (ROA)
  • 4.20%Pretax return on assets
  • 42.09%Return on equity (ROE)
  • 42.09%Retained earnings to average equity (YTD only)
  • -0.63%Net charge-offs to loans
  • 48.42%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 58,198Assets per employee
  • 2.74%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.18%Loss allowance to noncurrent loans
  • 90.27%Noncurrent assets plus other real estate owned to assets
  • 2.42%Noncurrent loans to loans
  • 2.41%Net loans and leases to deposits
  • 99.84%Net loans and leases to core deposits
  • 121.65%Equity capital to assets
  • 11.95%Core capital (leverage) ratio
  • 11.61%Tier 1 risk-based capital ratio
  • 14.80%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $60,202Average earning assets
  • $6,009Average equity
  • $58,142Average loans

List of branches

  • 1 Arizona Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0445212Republicbankaz, N.A.909 East Missouri Avenue, Phoenix, AZ 85014April 30, 2007Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with RepublicBankAz, N.A..
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents