Rippey Savings Bank in Rippey, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 18, 2001

  • Rippey Savings Bank in Rippey, Iowa (IA)
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Rippey Savings Bank - Overview

  • General
  • FDIC Certificate #: 215
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Rolling Hills Bank & Trust (#15334)
    Federal Reserve ID: 291246
    Date Established: March 01, 1905
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 170
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 18, 2001
    Last Structure Change Process Date: July 12, 2001
    Last Data Update: July 12, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Rippey, IA 50235
    County: Greene
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Des Moines
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $24.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $23,862Total assets
  • $1,335Cash and due from depository institutions
  • $0Interest-bearing balances
  • $15,266Securities
  • $2,100Federal funds sold & reverse repurchase agreements
  • $4,696Net loans & leases
  • $182Loan loss allowance
  • $0Trading account assets
  • $1Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $464All other assets
  • $23,862Total liabilities and capital
  • $20,503Total liabilities
  • $20,328Total deposits
  • $19,374Interest-bearing deposits
  • $20,328Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $175All other liabilities
  • $3,359Total equity capital
  • $3,359Total bank equity capital
  • $3,359Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $1,000Undivided profits
  • Memoranda
  • $2,259Noncurrent loans and leases
  • $887Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2Earning assets
  • $0Long-term assets (5+ years)
  • $167Average Assets, year-to-date
  • $22,062Average Assets, quarterly
  • $1,362Volatile liabilities
  • $24,552Insider loans
  • $23,942FHLB advances
  • $1,026Loans and leases held for sale
  • $139Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $887Total unused commitments
  • $0Restructured Loans and leases
  • $97Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $1,558Total interest income
  • $991Total interest expense
  • $567Net interest income
  • $96Provision for loan and lease losses
  • $55Total noninterest income
  • $0Fiduciary activities
  • $14Service charges on deposit accounts
  • $0Trading account gains & fees
  • $41Additional noninterest income
  • $514Total noninterest expense
  • $277Salaries and employee benefits
  • $26Premises and equipment expense
  • $211Additional noninterest expense
  • $12Pre-tax net operating income
  • $0Securities gains (losses)
  • -$44Applicable income taxes
  • $56Income before extraordinary items
  • $0Extraordinary gains - net
  • $56Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $106Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.72%Yield on earning assets
  • 4.28%Cost of funding earning assets
  • 2.45%Net interest margin
  • 0.24%Noninterest income to earning assets
  • 2.22%Noninterest expense to earning assets
  • 0.23%Net operating income to assets
  • 0.23%Return on assets (ROA)
  • 0.05%Pretax return on assets
  • 1.70%Return on equity (ROE)
  • 1.70%Retained earnings to average equity (YTD only)
  • 2.10%Net charge-offs to loans
  • 90.57%Credit loss provision to net charge-offs
  • 1.02%Efficiency ratio
  • 82,637Assets per employee
  • 4.77%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.73%Loss allowance to noncurrent loans
  • 9100.00%Noncurrent assets plus other real estate owned to assets
  • 0.01%Noncurrent loans to loans
  • 0.04%Net loans and leases to deposits
  • 23.10%Net loans and leases to core deposits
  • 24.33%Equity capital to assets
  • 14.08%Core capital (leverage) ratio
  • 13.85%Tier 1 risk-based capital ratio
  • 43.84%Total risk-based capital ratio
  • Memoranda
  • $45Average assets
  • $24,552Average earning assets
  • $3,294Average equity
  • $23,178Average loans

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