Rolling Hills Bank & Trust in Atlantic, Iowa (IA), MN
Overview, Financial Summary, Detailed Financial Reports, Branches

Rolling Hills Bank & Trust - Overview

  • General
  • FDIC Certificate #: 15334
    Status: Active
    Federal Reserve ID: 882242
    Bank Holding Company (Regulatory Top Holder): Anita Bancorporation (RSSDID: 1202838, Location: Atlantic, IA)
    Date Established: July 01, 1876
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 12 (Domestic: 12, Interstate: Yes)
    OTS Docket #: 11869
    FDIC's unique #: 9667
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 13, 1936
    Last Structure Change Effective Date: April 04, 2009
    Last Structure Change Process Date: May 20, 2009
    Last Data Update: May 20, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 1307 East 7th Street, Atlantic, IA 50022
    County: Cass
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Des Moines
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $207.1 mil
    Equity capital: $25.8 mil
    Deposits held in domestic offices: $173.4 mil
    Return on assets (ROA): 0.88% ($1.8 mil)
    Quarterly return on assets: 0.90% ($1.9 mil)
    Return on Equity (ROE): 6.90% ($1.8 mil)
    Quarterly return on equity: 7.12% ($1.9 mil)
    Net income: $1.7 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 1.39% ($2,879.1 mil)
    Quarterly Pretax return on assets: 1.42% ($2,941.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 61Total employees (full-time equivalent)
  • $207,128Total assets
  • $22,425Cash and due from depository institutions
  • $12,489Interest-bearing balances
  • $6,780Securities
  • $3,498Federal funds sold & reverse repurchase agreements
  • $156,541Net loans & leases
  • $2,020Loan loss allowance
  • $0Trading account assets
  • $4,297Bank premises and fixed assets
  • $0Other real estate owned
  • $7,401Goodwill and other intangibles
  • $207,128Life insurance assets
  • $6,186All other assets
  • $181,293Total liabilities and capital
  • $173,408Total liabilities
  • $127,130Total deposits
  • $173,408Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $6,185Trading liabilities
  • $0Other borrowed funds
  • $1,700Subordinated debt
  • $25,835All other liabilities
  • $25,835Total equity capital
  • $25,835Total bank equity capital
  • $0Perpetual preferred stock
  • $260Common stock
  • $19,050Surplus
  • $6,525Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $186Income earned, not collected on loans
  • $88Earning assets
  • $1,434Long-term assets (5+ years)
  • $179,308Average Assets, year-to-date
  • $10,885Average Assets, quarterly
  • $197,059Volatile liabilities
  • $202,007Insider loans
  • $177,064FHLB advances
  • $200,921Loans and leases held for sale
  • $2,874Unused loan commitments
  • $1,328Tier 1 (core) risk-based capital
  • $18,428Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,546Total unused commitments
  • $37,045Restructured Loans and leases
  • $352Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,088Total interest income
  • $1,108Total interest expense
  • $6,980Net interest income
  • $0Provision for loan and lease losses
  • $1,093Total noninterest income
  • $7Fiduciary activities
  • $455Service charges on deposit accounts
  • $0Trading account gains & fees
  • $631Additional noninterest income
  • $5,337Total noninterest expense
  • $3,130Salaries and employee benefits
  • $1,055Premises and equipment expense
  • $1,152Additional noninterest expense
  • $2,736Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,008Applicable income taxes
  • $1,728Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,728Net income attributable to bank
  • $0Net charge-offs
  • $1,728Cash dividends
  • -$408Sale, conversion, retirement of capital stock, net
  • $150Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.69%Yield on earning assets
  • 0.64%Cost of funding earning assets
  • 4.05%Net interest margin
  • 0.63%Noninterest income to earning assets
  • 3.09%Noninterest expense to earning assets
  • 0.88%Net operating income to assets
  • 0.88%Return on assets (ROA)
  • 1.39%Pretax return on assets
  • 6.90%Return on equity (ROE)
  • 6.30%Retained earnings to average equity (YTD only)
  • -0.28%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 64,586Assets per employee
  • 3.40%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 8.68%Loss allowance to loans
  • 1.27%Loss allowance to noncurrent loans
  • 1086.02%Noncurrent assets plus other real estate owned to assets
  • 0.09%Noncurrent loans to loans
  • 0.12%Net loans and leases to deposits
  • 90.27%Net loans and leases to core deposits
  • 90.73%Equity capital to assets
  • 12.47%Core capital (leverage) ratio
  • 9.17%Tier 1 risk-based capital ratio
  • 10.41%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $197,059Average earning assets
  • $25,059Average equity
  • $172,547Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $3,327Managed Assets
  • 1Number of Accounts
  • $3,079Personal trust and agency accounts
  • $3,079Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 62Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $248Other retirement accounts
  • $248Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 10 Iowa Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09667Rolling Hills Bank & Trust1307 East 7th Street, Atlantic, IA 50022July 01, 1876Full Service Brick and Mortar
    1233710Anita Branch701 Main Street, Anita, IA 50020October 02, 1989Full Service Brick and Mortar
    28964Griswold Branch600 Main Street, Griswold, IA 51535May 10, 1934Full Service Brick and Mortar
    3170Rippey Savings Branch214 Main Street, Rippey, IA 50235March 01, 1905Full Service Brick and Mortar
    4419479Carson Branch418 S. Commercial Street, Carson, IA 51525April 28, 2003Full Service Brick and Mortar
    59396Walnut Branch300 Antique City Drive, Walnut, IA 51577September 26, 1923Full Service Brick and Mortar
    611432Stuart Branch615 South Division Street, Stuart, IA 50250April 25, 1955Full Service Brick and Mortar
    7241716Menlo Branch501 Sherman Street, Menlo, IA 50164October 01, 1969Full Service Brick and Mortar
    8241717Casey Branch101 East Logan, Casey, IA 50048Febuary 21, 1995Full Service Brick and Mortar
    11493114Adair Branch502 Broad Street, Adair, IA 50002September 15, 2008Full Service Brick and Mortar
  • 2 Minnesota Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    93411Brewster Branch224 10th St, Brewster, MN 56119January 01, 1917Full Service Brick and Mortar
    10207106Worthington Branch229 Tenth Street, Worthington, MN 56187November 06, 1984Full Service Brick and Mortar

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