Rocky Mountain Bank of Plains in Plains, Montana (MT)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 21, 1994

  • Rocky Mountain Bank of Plains in Plains, Montana (MT)
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Rocky Mountain Bank of Plains - Overview

  • General
  • FDIC Certificate #: 2198
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Rocky Mountain Bank (#20310)
    Federal Reserve ID: 621254
    Date Established: April 01, 1904
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 1456
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 21, 1994
    Last Structure Change Process Date: December 05, 1994
    Last Data Update: December 05, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 108 East Railroad Avenue, Plains, MT 59859
    County: Sanders
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $26.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $13Total assets
  • $26,401Cash and due from depository institutions
  • $899Interest-bearing balances
  • $100Securities
  • $13,011Federal funds sold & reverse repurchase agreements
  • $775Net loans & leases
  • $11,041Loan loss allowance
  • $172Trading account assets
  • $0Bank premises and fixed assets
  • $321Other real estate owned
  • $0Goodwill and other intangibles
  • $354Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $26,401Total liabilities
  • $24,026Total deposits
  • $23,943Interest-bearing deposits
  • $19,992Deposits held in domestic offices
  • 23943.00%% insured (estimated)
  • $88Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $83Total equity capital
  • $83Total bank equity capital
  • $2,375Perpetual preferred stock
  • $0Common stock
  • $600Surplus
  • $1,400Undivided profits
  • Memoranda
  • $375Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $20Income earned, not collected on loans
  • $159Earning assets
  • $24,927Long-term assets (5+ years)
  • $2,982Average Assets, year-to-date
  • $25,637Average Assets, quarterly
  • $25,857Volatile liabilities
  • $2,120Insider loans
  • $90FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,260Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,318Total risk weighted assets
  • $12,672Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,833Total interest expense
  • $681Net interest income
  • $1,152Provision for loan and lease losses
  • $6Total noninterest income
  • $177Fiduciary activities
  • $0Service charges on deposit accounts
  • $107Trading account gains & fees
  • $0Additional noninterest income
  • $70Total noninterest expense
  • $750Salaries and employee benefits
  • $333Premises and equipment expense
  • $96Additional noninterest expense
  • $321Pre-tax net operating income
  • $573Securities gains (losses)
  • $17Applicable income taxes
  • $173Income before extraordinary items
  • $417Extraordinary gains - net
  • $0Net income attributable to bank
  • $417Net charge-offs
  • -$1Cash dividends
  • $414Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.63%Cost of funding earning assets
  • 2.84%Net interest margin
  • 4.80%Noninterest income to earning assets
  • 0.74%Noninterest expense to earning assets
  • 3.12%Net operating income to assets
  • 1.58%Return on assets (ROA)
  • 1.63%Pretax return on assets
  • 2.30%Return on equity (ROE)
  • 17.40%Retained earnings to average equity (YTD only)
  • 0.13%Net charge-offs to loans
  • -0.01%Credit loss provision to net charge-offs
  • -600.00%Efficiency ratio
  • 56,433Assets per employee
  • 2.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 99.28%Loss allowance to loans
  • 1.53%Loss allowance to noncurrent loans
  • 860.00%Noncurrent assets plus other real estate owned to assets
  • 0.08%Noncurrent loans to loans
  • 0.18%Net loans and leases to deposits
  • 46.11%Net loans and leases to core deposits
  • 50.59%Equity capital to assets
  • 9.00%Core capital (leverage) ratio
  • 8.83%Tier 1 risk-based capital ratio
  • 18.29%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $25,637Average earning assets
  • $2,397Average equity
  • $24,013Average loans

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