Rocky Mountain Bank of Plains in Plains, Montana (MT)

Show street view No street view available for this location
Table of contents:
Rocky Mountain Bank of Plains
GeneralFDIC Certificate #: 2198
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Rocky Mountain Bank (#20310)
Federal Reserve ID: 621254
Date Established: April 01, 1904
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 1 (Interstate: No)
FDIC's unique #: 1456
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: November 21, 1994
Last Structure Change Process Date: December 05, 1994
Last Data Update: December 05, 1994
Data Source Date: April 05, 2012
LocationAddress: 108 East Railroad Avenue, Plains, MT 59859
County: Sanders
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Billings
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial SummaryTotal assets: $26.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)
(Dollar figures in thousands)
Total employees (full-time equivalent)0
Total assets$13
Cash and due from depository institutions$26,401
Interest-bearing balances$899
Federal funds sold & reverse repurchase agreements$13,011
Net loans & leases$775
Loan loss allowance $11,041
Trading account assets$172
Bank premises and fixed assets$0
Other real estate owned$321
Goodwill and other intangibles$0
All other assets$0
Life insurance assets$354
Total liabilities and capital$0
Total liabilities$26,401
Total deposits$24,026
Interest-bearing deposits$23,943
Deposits held in domestic offices$19,992
% insured (estimated)23943.00%
Federal funds purchased & repurchase agreements $88
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $0
All other liabilities $0
Total equity capital$83
Total bank equity capital$83
Perpetual preferred stock$2,375
Common stock$0
Undivided profits $1,400
Noncurrent loans and leases $375
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $20
Earning assets $159
Long-term assets (5+ years) $24,927
Average Assets, year-to-date $2,982
Average Assets, quarterly $25,637
Volatile liabilities $25,857
Insider loans $2,120
FHLB advances $90
Loans and leases held for sale $0
Unused loan commitments $0
Tier 1 (core) risk-based capital $1,260
Tier 2 risk-based capital $0
Total risk weighted assets $2,318
Total unused commitments $12,672
Restructured Loans and leases $0
Back to page top, Back to table top

Income and Expense (December 31, 1993)
(Dollar figures in thousands)
Total interest income $0
Total interest expense $1,833
Net interest income $681
Provision for loan and lease losses $1,152
Total noninterest income $6
Fiduciary activities $177
Service charges on deposit accounts $0
Trading account gains & fees $107
Additional noninterest income $0
Total noninterest expense $70
Salaries and employee benefits $750
Premises and equipment expense $333
Additional noninterest expense $96
Pre-tax net operating income $321
Securities gains (losses) $573
Applicable income taxes $17
Income before extraordinary items $173
Extraordinary gains - net $417
Net income attributable to bank $0
Net charge-offs $417
Cash dividends -$1
Sale, conversion, retirement of capital stock, net $414
Net operating income $0
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 1993)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets0.00%
Cost of funding earning assets 7.63%
Net interest margin 2.84%
Noninterest income to earning assets 4.80%
Noninterest expense to earning assets 0.74%
Net operating income to assets 3.12%
Return on assets (ROA) 1.58%
Pretax return on assets 1.63%
Return on equity (ROE) 2.30%
Retained earnings to average equity (YTD only) 17.40%
Net charge-offs to loans 0.13%
Credit loss provision to net charge-offs -0.01%
Efficiency ratio-600.00%
Assets per employee$56,433
Cash dividends to net income (YTD only)2.03%
Condition Ratios (%)
Loss allowance to loans 99.28%
Loss allowance to noncurrent loans 1.53%
Noncurrent assets plus other real estate owned to assets 860.00%
Noncurrent loans to loans 0.08%
Net loans and leases to deposits0.18%
Net loans and leases to core deposits 46.11%
Equity capital to assets 50.59%
Core capital (leverage) ratio 9.00%
Tier 1 risk-based capital ratio 8.83%
Total risk-based capital ratio 18.29%
Average assets$20
Average earning assets$25,637
Average equity $2,397
Average loans $24,013
Back to page top, Back to table top

User Contributions:

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Rocky Mountain Bank of Plains.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.