Roebling Bank in Roebling, New Jersey (NJ)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Roebling Bank in Roebling, New Jersey (NJ)
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Roebling Bank - Overview

  • General
  • FDIC Certificate #: 31419
    Status: Active
    Federal Reserve ID: 413271
    Date Established: January 01, 1923
    WWW: http://www.roeblingbank.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 5 (Domestic: 5, Interstate: No)
    OTS Docket #: 6923
    FDIC's unique #: 44253
    Numeric code: 33
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: July 29, 1964
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: Rt 130 & Delaware Avenue, Roebling, NJ 8554
    County: Burlington
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Jamesburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Camden, NJ (#15804)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $164.4 mil
    Equity capital: $14.9 mil
    Deposits held in domestic offices: $136.9 mil
    Return on assets (ROA): 0.24% ($0.4 mil)
    Quarterly return on assets: 0.26% ($0.4 mil)
    Return on Equity (ROE): 2.74% ($0.4 mil)
    Quarterly return on equity: 2.82% ($0.4 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.38% ($624.9 mil)
    Quarterly Pretax return on assets: 0.40% ($657.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 40Total employees (full-time equivalent)
  • $164,441Total assets
  • $3,520Cash and due from depository institutions
  • $2,678Interest-bearing balances
  • $42,557Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $110,122Net loans & leases
  • $1,074Loan loss allowance
  • $0Trading account assets
  • $3,137Bank premises and fixed assets
  • $1,286Other real estate owned
  • $0Goodwill and other intangibles
  • $164,441Life insurance assets
  • $3,819All other assets
  • $149,492Total liabilities and capital
  • $136,883Total liabilities
  • $113,313Total deposits
  • $136,883Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $11,027Trading liabilities
  • $0Other borrowed funds
  • $1,582Subordinated debt
  • $14,949All other liabilities
  • $14,949Total equity capital
  • $14,949Total bank equity capital
  • $0Perpetual preferred stock
  • $43Common stock
  • $7,922Surplus
  • $6,984Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $903Income earned, not collected on loans
  • $0Earning assets
  • $521Long-term assets (5+ years)
  • $155,357Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $164,911Volatile liabilities
  • $164,155Insider loans
  • $96,232FHLB advances
  • $162,830Loans and leases held for sale
  • $136Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $13,977Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $16,547Restructured Loans and leases
  • $875Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,788Total interest income
  • $1,689Total interest expense
  • $5,099Net interest income
  • -$200Provision for loan and lease losses
  • $388Total noninterest income
  • $0Fiduciary activities
  • $329Service charges on deposit accounts
  • $0Trading account gains & fees
  • $59Additional noninterest income
  • $5,059Total noninterest expense
  • $2,318Salaries and employee benefits
  • $991Premises and equipment expense
  • $1,750Additional noninterest expense
  • $628Pre-tax net operating income
  • $0Securities gains (losses)
  • $229Applicable income taxes
  • $399Income before extraordinary items
  • $0Extraordinary gains - net
  • $399Net income attributable to bank
  • $0Net charge-offs
  • $399Cash dividends
  • -$24Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.36%Yield on earning assets
  • 1.08%Cost of funding earning assets
  • 3.27%Net interest margin
  • 0.25%Noninterest income to earning assets
  • 3.25%Noninterest expense to earning assets
  • 0.24%Net operating income to assets
  • 0.24%Return on assets (ROA)
  • 0.38%Pretax return on assets
  • 2.74%Return on equity (ROE)
  • 2.74%Retained earnings to average equity (YTD only)
  • -0.02%Net charge-offs to loans
  • 833.33%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 92,200Assets per employee
  • 4.11%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.97%Loss allowance to noncurrent loans
  • 118.94%Noncurrent assets plus other real estate owned to assets
  • 1.33%Noncurrent loans to loans
  • 0.81%Net loans and leases to deposits
  • 80.45%Net loans and leases to core deposits
  • 82.07%Equity capital to assets
  • 9.09%Core capital (leverage) ratio
  • 8.58%Tier 1 risk-based capital ratio
  • 14.52%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $164,911Average earning assets
  • $14,584Average equity
  • $155,698Average loans

List of branches

  • 5 New Jersey Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    044253Roebling BankRt 130 & Delaware Avenue, Roebling, NJ 8554January 01, 1923Full Service Brick and Mortar
    100284709Village Branch34 Main St, Roebling, NJ 8554January 01, 1923Full Service Brick and Mortar
    101284710Jacobstown Road Branch8 Jacobstown Road, New Egypt, NJ 8533June 15, 1998Full Service Brick and Mortar
    102461440Westhampton Office1934 Route 541, Westampton, NJ 8060June 30, 2006Full Service Brick and Mortar
    103498685Bridgeboro Road Branch3104 Bridgeboro Road, Delran, NJ 8075September 05, 2006Full Service Brick and Mortar

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