Roosevelt Bank in Chesterfield, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 25, 1996

  • Roosevelt Bank in Chesterfield, Missouri (MO)
  • Show street view No street view available for this location

Roosevelt Bank - Overview

  • General
  • FDIC Certificate #: 31746
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Roosevelt Bank (#28753)
    Federal Reserve ID: 340470
    Date Established: January 01, 1895
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 7416
    FDIC's unique #: 44580
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 27, 1975
    Last Structure Change Effective Date: October 25, 1996
    Last Structure Change Process Date: January 10, 1997
    Last Data Update: November 15, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 900 Roosevelt Parkway, Chesterfield, MO 63017
    County: St. Louis
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $9,056.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $1,207Total assets
  • $9,074,429Cash and due from depository institutions
  • $101,588Interest-bearing balances
  • $82,381Securities
  • $5,001,092Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $3,580,930Loan loss allowance
  • $18,231Trading account assets
  • $0Bank premises and fixed assets
  • $52,213Other real estate owned
  • $14,904Goodwill and other intangibles
  • $278,627Life insurance assets
  • $45,075All other assets
  • $0Total liabilities and capital
  • $9,074,429Total liabilities
  • $8,559,074Total deposits
  • $5,036,803Interest-bearing deposits
  • $4,886,185Deposits held in domestic offices
  • 5036803.00%% insured (estimated)
  • $97Federal funds purchased & repurchase agreements
  • $1,082,814Trading liabilities
  • $0Other borrowed funds
  • $2,396,653Subordinated debt
  • $0All other liabilities
  • $42,804Total equity capital
  • $42,804Total bank equity capital
  • $515,355Perpetual preferred stock
  • $0Common stock
  • $6Surplus
  • $305,450Undivided profits
  • Memoranda
  • $209,899Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $27,995Income earned, not collected on loans
  • $22,379Earning assets
  • $8,664,403Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $1,995,834Average Assets, quarterly
  • $4,651,358Volatile liabilities
  • $3,780,865Insider loans
  • $836FHLB advances
  • $2,377,138Loans and leases held for sale
  • $0Unused loan commitments
  • $289,476Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $477,100Total risk weighted assets
  • $3,394,859Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $140,538Total interest expense
  • $97,933Net interest income
  • $42,605Provision for loan and lease losses
  • $260Total noninterest income
  • $7,592Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $7,592Total noninterest expense
  • $27,580Salaries and employee benefits
  • $8,722Premises and equipment expense
  • $4,305Additional noninterest expense
  • $14,553Pre-tax net operating income
  • $22,357Securities gains (losses)
  • -$29,449Applicable income taxes
  • -$4,146Income before extraordinary items
  • -$2,946Extraordinary gains - net
  • $0Net income attributable to bank
  • -$2,946Net charge-offs
  • $789Cash dividends
  • $185Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.36%Cost of funding earning assets
  • 5.13%Net interest margin
  • 2.23%Noninterest income to earning assets
  • 0.40%Noninterest expense to earning assets
  • 1.45%Net operating income to assets
  • 0.80%Return on assets (ROA)
  • -0.15%Pretax return on assets
  • -0.36%Return on equity (ROE)
  • -2.31%Retained earnings to average equity (YTD only)
  • -2.46%Net charge-offs to loans
  • 0.09%Credit loss provision to net charge-offs
  • 32.95%Efficiency ratio
  • 54,147Assets per employee
  • 7.52%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -6.28%Loss allowance to loans
  • 0.51%Loss allowance to noncurrent loans
  • 65.12%Noncurrent assets plus other real estate owned to assets
  • 0.47%Noncurrent loans to loans
  • 0.78%Net loans and leases to deposits
  • 71.10%Net loans and leases to core deposits
  • 75.62%Equity capital to assets
  • 5.68%Core capital (leverage) ratio
  • 5.28%Tier 1 risk-based capital ratio
  • 14.05%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $1,995,834Average earning assets
  • $127,473Average equity
  • $1,908,540Average loans

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