Rose Hill Bank in Rose Hill, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

Rose Hill Bank - Overview

  • General
  • FDIC Certificate #: 13881
    Status: Active
    Federal Reserve ID: 190451
    Bank Holding Company (Regulatory Top Holder): American State Bancshares, Inc. (RSSDID: 1066441, Location: Great Bend, KS)
    Date Established: May 17, 1906
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 10883
    FDIC's unique #: 8678
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 12, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: June 16, 2010
    Last Data Update: June 16, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 107 N Rose Hill Rd, Rose Hill, KS 67133
    County: Butler
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
    Change in Location
  • Financial Summary
  • Total assets: $267.3 mil
    Equity capital: $28.6 mil
    Deposits held in domestic offices: $237.0 mil
    Return on assets (ROA): 0.27% ($0.7 mil)
    Quarterly return on assets: 1.06% ($2.8 mil)
    Return on Equity (ROE): 2.69% ($0.8 mil)
    Quarterly return on equity: 9.99% ($2.9 mil)
    Net income: $0.7 mil
    Quarterly Net income: $0.7 mil
    Pretax return on assets: 0.41% ($1,096.0 mil)
    Quarterly Pretax return on assets: 1.57% ($4,197.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 72Total employees (full-time equivalent)
  • $267,326Total assets
  • $16,473Cash and due from depository institutions
  • $13,145Interest-bearing balances
  • $71,111Securities
  • $10,234Federal funds sold & reverse repurchase agreements
  • $156,052Net loans & leases
  • $0Loan loss allowance
  • $0Trading account assets
  • $4,959Bank premises and fixed assets
  • $847Other real estate owned
  • $5,301Goodwill and other intangibles
  • $267,326Life insurance assets
  • $2,349All other assets
  • $238,720Total liabilities and capital
  • $236,984Total liabilities
  • $210,337Total deposits
  • $236,984Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,736Subordinated debt
  • $28,606All other liabilities
  • $28,606Total equity capital
  • $28,606Total bank equity capital
  • $0Perpetual preferred stock
  • $250Common stock
  • $27,569Surplus
  • $787Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,206Income earned, not collected on loans
  • $8Earning assets
  • $1,238Long-term assets (5+ years)
  • $250,542Average Assets, year-to-date
  • $60,943Average Assets, quarterly
  • $255,379Volatile liabilities
  • $265,205Insider loans
  • $169,435FHLB advances
  • $259,053Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $23,961Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $15,930Restructured Loans and leases
  • $35Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,118Total interest income
  • $411Total interest expense
  • $1,707Net interest income
  • $0Provision for loan and lease losses
  • $186Total noninterest income
  • $0Fiduciary activities
  • $59Service charges on deposit accounts
  • $0Trading account gains & fees
  • $127Additional noninterest income
  • $854Total noninterest expense
  • $540Salaries and employee benefits
  • $131Premises and equipment expense
  • $183Additional noninterest expense
  • $1,039Pre-tax net operating income
  • $0Securities gains (losses)
  • $337Applicable income taxes
  • $702Income before extraordinary items
  • $0Extraordinary gains - net
  • $702Net income attributable to bank
  • $0Net charge-offs
  • $702Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.87%Yield on earning assets
  • 0.17%Cost of funding earning assets
  • 0.70%Net interest margin
  • 0.08%Noninterest income to earning assets
  • 0.35%Noninterest expense to earning assets
  • 0.27%Net operating income to assets
  • 0.27%Return on assets (ROA)
  • 0.41%Pretax return on assets
  • 2.69%Return on equity (ROE)
  • 2.69%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 43,951Assets per employee
  • 3.71%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.00%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 1.52%Noncurrent loans to loans
  • 2.05%Net loans and leases to deposits
  • 65.85%Net loans and leases to core deposits
  • 70.48%Equity capital to assets
  • 10.70%Core capital (leverage) ratio
  • 9.25%Tier 1 risk-based capital ratio
  • 14.14%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $255,379Average earning assets
  • $26,141Average equity
  • $243,416Average loans

List of branches

  • 4 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08678Rose Hill Bank107 N Rose Hill Rd, Rose Hill, KS 67133May 17, 1906Full Service Brick and Mortar
    1356924Augusta Branch133 East 7th Street, Augusta, KS 67010June 12, 2000Full Service Brick and Mortar
    2428735East Wichita Branch2110 North Webb Road, Wichita, KS 67206June 01, 2004Full Service Brick and Mortar
    3494850West Wichita Branch3313 North Ridge Road, Wichita, KS 67205September 09, 2009Full Service Brick and Mortar

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