Roseville 1st National Bank in Roseville, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 05, 2000

  • Roseville 1st National Bank in Roseville, California (CA)
  • Show street view No street view available for this location

Roseville 1st National Bank - Overview

  • General
  • FDIC Certificate #: 32990
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Western Sierra National Bank (#24903)
    Federal Reserve ID: 1418433
    Date Established: January 01, 1983
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    OTS Docket #: 12515
    FDIC's unique #: 46171
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: June 29, 1990
    Last Structure Change Effective Date: May 05, 2000
    Last Structure Change Process Date: May 17, 2000
    Last Data Update: May 17, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 1801 Douglas Boulevard, Roseville, CA 95661
    County: Placer
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Sacramento
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Sacramento, CA (#6920)
    Consolidated Metropolitan Statistical Area (CMSA): Sacramento-Yolo, CA (#82)
    Combined Statistical Area (CSA): Sacramento-Arden-Arcade-Yuba City, CA-NV (#472)
    Core Based Statistical Area (CBSA): Sacramento-Arden-Arcade-Roseville, CA (#40900)
    CBSA Metro Statistical Area: Sacramento-Arden-Arcade-Roseville, CA (#40900)
  • Financial Summary
  • Total assets: $78.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $64,943Total assets
  • $2,427Cash and due from depository institutions
  • $71Interest-bearing balances
  • $7,832Securities
  • $1,325Federal funds sold & reverse repurchase agreements
  • $49,795Net loans & leases
  • $456Loan loss allowance
  • $0Trading account assets
  • $1,440Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $2,124All other assets
  • $64,943Total liabilities and capital
  • $60,435Total liabilities
  • $59,917Total deposits
  • $47,702Interest-bearing deposits
  • $59,917Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $518All other liabilities
  • $4,508Total equity capital
  • $4,508Total bank equity capital
  • $4,508Perpetual preferred stock
  • $0Common stock
  • $1,600Surplus
  • $422Undivided profits
  • Memoranda
  • $2,486Noncurrent loans and leases
  • $15,148Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $4Earning assets
  • $0Long-term assets (5+ years)
  • $299Average Assets, year-to-date
  • $59,023Average Assets, quarterly
  • $9,141Volatile liabilities
  • $59,848Insider loans
  • $65,491FHLB advances
  • $9,786Loans and leases held for sale
  • $2,455Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $350Total risk weighted assets
  • $15,148Total unused commitments
  • $0Restructured Loans and leases
  • $456Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $4,541Total interest income
  • $1,858Total interest expense
  • $2,683Net interest income
  • $130Provision for loan and lease losses
  • $383Total noninterest income
  • $0Fiduciary activities
  • $90Service charges on deposit accounts
  • $0Trading account gains & fees
  • $293Additional noninterest income
  • $1,916Total noninterest expense
  • $886Salaries and employee benefits
  • $256Premises and equipment expense
  • $774Additional noninterest expense
  • $1,020Pre-tax net operating income
  • -$1Securities gains (losses)
  • $404Applicable income taxes
  • $615Income before extraordinary items
  • $0Extraordinary gains - net
  • $615Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $3Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.42%Yield on earning assets
  • 3.45%Cost of funding earning assets
  • 4.98%Net interest margin
  • 0.71%Noninterest income to earning assets
  • 3.55%Noninterest expense to earning assets
  • 1.03%Net operating income to assets
  • 1.03%Return on assets (ROA)
  • 1.70%Pretax return on assets
  • 14.27%Return on equity (ROE)
  • 14.27%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 4333.33%Credit loss provision to net charge-offs
  • 383.33%Efficiency ratio
  • 62,492Assets per employee
  • 3.09%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.91%Loss allowance to noncurrent loans
  • 11400.00%Noncurrent assets plus other real estate owned to assets
  • 0.01%Noncurrent loans to loans
  • 0.01%Net loans and leases to deposits
  • 83.11%Net loans and leases to core deposits
  • 99.33%Equity capital to assets
  • 6.94%Core capital (leverage) ratio
  • 7.05%Tier 1 risk-based capital ratio
  • 9.44%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $59,848Average earning assets
  • $4,310Average equity
  • $53,903Average loans

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