Roxborough-Manayunk Bank in Philadelphia, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 05, 2004

  • Roxborough-Manayunk Bank in Philadelphia, Pennsylvania (PA)
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Roxborough-Manayunk Bank - Overview

  • General
  • FDIC Certificate #: 28342
    Status: Inactive
    Closing history: Office Sold
    Acquiring institution: Citizens Bank of Pennsylvania (#57282)
    Federal Reserve ID: 61971
    Date Established: January 01, 1917
    WWW: http://www.rmbgo.com
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 1402
    FDIC's unique #: 41176
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: June 05, 1936
    Last Structure Change Effective Date: January 05, 2004
    Last Structure Change Process Date: January 21, 2004
    Last Data Update: January 21, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 6060 Ridge Avenue, Philadelphia, PA 19128
    County: Philadelphia
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • History of Changes
  • Merger - Without Assistance
    Office Sold
  • Financial Summary
  • Total assets: $855.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 154Total employees (full-time equivalent)
  • $855,822Total assets
  • $117,246Cash and due from depository institutions
  • $104,251Interest-bearing balances
  • $338,490Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $346,684Net loans & leases
  • $3,282Loan loss allowance
  • $0Trading account assets
  • $7,609Bank premises and fixed assets
  • $421Other real estate owned
  • $7,754Goodwill and other intangibles
  • $0Life insurance assets
  • $37,618All other assets
  • $855,822Total liabilities and capital
  • $791,986Total liabilities
  • $597,675Total deposits
  • $597,675Interest-bearing deposits
  • $597,675Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $186,604Other borrowed funds
  • $0Subordinated debt
  • $7,707All other liabilities
  • $63,836Total equity capital
  • $63,836Total bank equity capital
  • $63,836Perpetual preferred stock
  • $0Common stock
  • $10Surplus
  • $57,426Undivided profits
  • Memoranda
  • $6,400Noncurrent loans and leases
  • $92,788Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $242Earning assets
  • $0Long-term assets (5+ years)
  • $1,857Average Assets, year-to-date
  • $789,425Average Assets, quarterly
  • $0Volatile liabilities
  • $818,668Insider loans
  • $837,594FHLB advances
  • $372,336Loans and leases held for sale
  • $2,978Unused loan commitments
  • $181,884Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $92,788Total unused commitments
  • $160Restructured Loans and leases
  • $3,282Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $38,749Total interest income
  • $22,309Total interest expense
  • $16,440Net interest income
  • $1,158Provision for loan and lease losses
  • $2,552Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,552Additional noninterest income
  • $18,720Total noninterest expense
  • $11,852Salaries and employee benefits
  • $3,317Premises and equipment expense
  • $3,551Additional noninterest expense
  • -$886Pre-tax net operating income
  • $4,176Securities gains (losses)
  • $316Applicable income taxes
  • $2,974Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,974Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $91Sale, conversion, retirement of capital stock, net
  • $2,250Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.12%Yield on earning assets
  • 2.94%Cost of funding earning assets
  • 2.17%Net interest margin
  • 0.34%Noninterest income to earning assets
  • 2.47%Noninterest expense to earning assets
  • -0.10%Net operating income to assets
  • 0.36%Return on assets (ROA)
  • 0.40%Pretax return on assets
  • 4.44%Return on equity (ROE)
  • 1.08%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 1272.53%Credit loss provision to net charge-offs
  • 2.99%Efficiency ratio
  • 98,568Assets per employee
  • 5.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 75.66%Loss allowance to loans
  • 0.94%Loss allowance to noncurrent loans
  • 1356.20%Noncurrent assets plus other real estate owned to assets
  • 0.05%Noncurrent loans to loans
  • 0.07%Net loans and leases to deposits
  • 58.01%Net loans and leases to core deposits
  • 84.16%Equity capital to assets
  • 7.46%Core capital (leverage) ratio
  • 6.62%Tier 1 risk-based capital ratio
  • 11.91%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $818,668Average earning assets
  • $66,961Average equity
  • $757,532Average loans

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