STAR Financial Bank in Fort Wayne, Indiana (IN)



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STAR Financial Bank routing number info

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STAR Financial Bank
GeneralFDIC Certificate #: 27235
Status: Active
Federal Reserve ID: 547840
Bank Holding Company (Regulatory Top Holder): Star Financial Group, Inc. (RSSDID: 1141647, Location: Fort Wayne, IN)
Date Established: May 02, 1988
WWW: http://www.starfinancial.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 48 (Domestic: 48, Interstate: No)
OTS Docket #: 10676
FDIC's unique #: 39170
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: May 02, 1988
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 127 West Berry Street, Fort Wayne, IN 46802
County: Allen
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Fort Wayne, IN (#2760)
Combined Statistical Area (CSA): Fort Wayne-Huntington-Auburn, IN (#258)
Core Based Statistical Area (CBSA): Fort Wayne, IN (#23060)
CBSA Metro Statistical Area: Fort Wayne, IN (#23060)
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $1,622.5 mil
Equity capital: $153.7 mil
Deposits held in domestic offices: $1,346.4 mil
Return on assets (ROA): 0.89% ($14.4 mil)
Quarterly return on assets: 0.69% ($11.2 mil)
Return on Equity (ROE): 9.61% ($14.8 mil)
Quarterly return on equity: 7.24% ($11.1 mil)
Net income: $14.3 mil
Quarterly Net income: $2.8 mil
Pretax return on assets: 1.25% ($20,280.9 mil)
Quarterly Pretax return on assets: 0.92% ($14,926.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)613
Total assets$1,622,469
Cash and due from depository institutions$184,963
Interest-bearing balances$120,677
Securities$228,088
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$1,080,437
Loan loss allowance $21,691
Trading account assets$0
Bank premises and fixed assets$34,269
Other real estate owned$7,635
Goodwill and other intangibles$9,333
All other assets$77,744
Life insurance assets$1,622,469
Total liabilities and capital$1,468,791
Total liabilities$1,346,374
Total deposits$986,364
Interest-bearing deposits$1,346,374
Deposits held in domestic offices$83
% insured (estimated)41060.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$66,798
Other borrowed funds $0
Subordinated debt $14,559
All other liabilities $153,678
Total equity capital$153,678
Total bank equity capital$153,678
Perpetual preferred stock$0
Common stock$400
Surplus$71,668
Undivided profits $81,610
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $1,160
Income earned, not collected on loans $19,886
Earning assets $134
Long-term assets (5+ years) $5,302
Average Assets, year-to-date $1,429,202
Average Assets, quarterly $365,638
Volatile liabilities $1,600,258
Insider loans $1,605,792
FHLB advances $1,285,642
Loans and leases held for sale $1,601,311
Unused loan commitments $37,077
Tier 1 (core) risk-based capital $427
Tier 2 risk-based capital $154,881
Total risk weighted assets $0
Total unused commitments $36,650
Restructured Loans and leases $350,587
Derivatives$6,383
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $66,610
Total interest expense $10,231
Net interest income $56,379
Provision for loan and lease losses $1,977
Total noninterest income $31,459
Fiduciary activities $1,492
Service charges on deposit accounts $10,084
Trading account gains & fees $0
Additional noninterest income $19,883
Total noninterest expense $64,743
Salaries and employee benefits $36,081
Premises and equipment expense $9,101
Additional noninterest expense $19,561
Pre-tax net operating income $21,118
Securities gains (losses) -$1,080
Applicable income taxes $5,716
Income before extraordinary items $14,322
Extraordinary gains - net $0
Net income attributable to bank $14,322
Net charge-offs $0
Cash dividends $14,322
Sale, conversion, retirement of capital stock, net $577
Net operating income $5,950
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.70%
Cost of funding earning assets 0.72%
Net interest margin 3.98%
Noninterest income to earning assets 2.22%
Noninterest expense to earning assets 4.57%
Net operating income to assets 0.94%
Return on assets (ROA) 0.89%
Pretax return on assets 1.25%
Return on equity (ROE) 9.61%
Retained earnings to average equity (YTD only) 5.62%
Net charge-offs to loans 0.05%
Credit loss provision to net charge-offs 342.63%
Efficiency ratio40.03%
Assets per employee$72,876
Cash dividends to net income (YTD only)2.65%
Condition Ratios (%)
Loss allowance to loans 41.54%
Loss allowance to noncurrent loans 1.97%
Noncurrent assets plus other real estate owned to assets 109.08%
Noncurrent loans to loans 1.70%
Net loans and leases to deposits1.80%
Net loans and leases to core deposits 80.25%
Equity capital to assets 83.90%
Core capital (leverage) ratio 9.47%
Tier 1 risk-based capital ratio 9.67%
Total risk-based capital ratio 12.05%
Memoranda
Average assets$13
Average earning assets$1,600,258
Average equity $149,056
Average loans $1,416,922
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Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$186,279
Number of Accounts1
Personal trust and agency accounts$185,809
Employee benefit-defined contribution accounts$53,187
Employee benefit-defined benefit accounts$0
Other retirement accounts$19,309
Corporate trust and agency accounts$26,133
Investment management agency accounts$4,913
Other fiduciary accounts$82,267
Fiduciary accounts held in foreign offices$0
Non-managed Assets$0
Number of Accounts599
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$21,967
Employee benefit-defined benefit accounts$0
Other retirement accounts$470
Corporate trust and agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$394
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48 Indiana Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
039170Star Financial Bank127 West Berry Street, Fort Wayne, IN 46802May 02, 1988Full Service Brick and Mortar
5203083Elwood Branch7373w Sr28 East, Elwood, IN 46036January 03, 1967Full Service Brick and Mortar
8203086Carmel Branch140 East Carmel Drive, Carmel, IN 46032December 30, 1986Full Service Brick and Mortar
91210Elwood/Star Branch125 South Anderson Street, Elwood, IN 46036April 07, 1933Full Service Brick and Mortar
14261433Pendleton Branch7180 State Road 67, Pendleton, IN 46064July 31, 1995Full Service Brick and Mortar
20208135North Baldwin Branch1127 North Baldwin Aveue, Marion, IN 46952Febuary 05, 1973Full Service Brick and Mortar
2110314Upland Branch175 North Main Street, Upland, IN 46989October 25, 1943Full Service Brick and Mortar
221216Gas City Branch931 East Main Street, Gas City, IN 46933December 30, 1930Full Service Brick and Mortar
23190197South Western Branch2948 South Western Avenue, Marion, IN 46953December 20, 1972Full Service Brick and Mortar
25285176Kokomo Markland Branch1708 East Markland Avenue, Kokomo, IN 46901January 01, 1887Full Service Brick and Mortar
265124New Castle Branch403 Parkview Drive, New Castle, IN 47362January 01, 1904Full Service Brick and Mortar
27217785Shirley Branch310 Main Street, Shirley, IN 47384November 09, 1973Full Service Brick and Mortar
289305High Street Branch400 North High Street, Muncie, IN 47305January 01, 1909Full Service Brick and Mortar
29232302Jackson Street Branch2701 West Jackson Street, Muncie, IN 47303July 27, 1970Full Service Brick and Mortar
30232303Gaston Branch201 West Elm Street, Gaston, IN 47342August 15, 1977Full Service Brick and Mortar
31232304Everbrook/Mcgalliard Branch3300 N Everbrook, Muncie, IN 47304December 14, 1982Full Service Brick and Mortar
32232306Broadway Branch3901 North Broadway, Muncie, IN 47303December 27, 1989Full Service Brick and Mortar
333942Columbia City Branch102 West Van Buren Street, Columbia City, IN 46725January 01, 1929Full Service Brick and Mortar
34208153South Whitley Branch207 South State Street, South Whitley, IN 46787October 08, 1976Full Service Brick and Mortar
35208154Churubusco Branch4070 North Us 33, Churubusco, IN 46723December 01, 1981Full Service Brick and Mortar
36208155Illinois Road Branch5513 Illinois Road, Fort Wayne, IN 46804September 30, 1985Full Service Brick and Mortar
37208156St. Joe Center Road Branch5920 St. Joe Center Road, Fort Wayne, IN 46835October 01, 1987Full Service Brick and Mortar
38208157Lima Road Branch7110 Lima Road, Fort Wayne, IN 46818October 01, 1990Full Service Brick and Mortar
3912331Hamilton Branch7700 South Wayne Street, Hamilton, IN 46742January 01, 1905Full Service Brick and Mortar
40245377Angola Branch2004 N. Wayne Street Suite F, Angola, IN 46703January 27, 1983Full Service Brick and Mortar
41208158Frontage Road Branch105 Frontage Road, Columbia City, IN 46725July 29, 1991Full Service Brick and Mortar
4240739Tipton Branch874 East Jefferson St, Tipton, IN 46072January 01, 1915Full Service Brick and Mortar
43261436Anderson Main735 Main Street, Anderson, IN 46015August 02, 1999Full Service Brick and Mortar
44340746Walnut Street Branch114 East Walnut Street, Kokomo, IN 46901October 13, 1999Full Service Brick and Mortar
46358638Waynedale Branch6240 Bluffton Road, Fort Wayne, IN 46809September 18, 2000Full Service Brick and Mortar
47361835Coventry Branch5760 Coventry Lane, Fort Wayne, IN 46804March 05, 2001Full Service Brick and Mortar
49420246Ft. Wayne Coliseum Branch1820 North Coliseum Boulevard, Fort Wayne, IN 46805November 18, 2002Full Service Retail
50430795Fort Harrison(Harrison Centre) Branc9165 East 56th Street, Indianapolis, IN 46216December 08, 2003Full Service Brick and Mortar
51432676Greenfield Branch230 East New Road, Greenfield, IN 46140September 13, 2004Full Service Brick and Mortar
52432679Cross Street Branch1523 East Cross Street, Anderson, IN 46012September 07, 2004Full Service Brick and Mortar
53440190Southdale Branch1503 East 53rd Street, Anderson, IN 46013May 02, 2005Full Service Brick and Mortar
54440531South Wasington2900 South Washington Street, Kokomo, IN 46902May 23, 2005Full Service Brick and Mortar
55443012Prairie Lakes Branch14160 Mundy Drive Suite 100, Noblesville, IN 46060August 20, 2004Full Service Brick and Mortar
56446898Olio Road Branch13318 Olio Road, Fishers, IN 46037January 16, 2006Full Service Brick and Mortar
57448976Fishers Branch11673 Allisonville Road, Fishers, IN 46038March 06, 2006Full Service Brick and Mortar
5844984096th Street Branch8762 East 96th Street, Fishers, IN 46037March 13, 2006Full Service Brick and Mortar
60463555Muncie South Branch1651 East 29th Street, Muncie, IN 47302May 29, 2007Full Service Brick and Mortar
61469638Dupont Road Branch2130 East Dupont Road, Fort Wayne, IN 46825December 10, 2007Full Service Brick and Mortar
62472040Keystone At The Crossing Branch3610 River Crossing Parkway, Indianapolis, IN 46240Febuary 19, 2008Full Service Brick and Mortar
63473589Marion Downtown Branch315 South Adams Street, Marion, IN 46952March 17, 2008Full Service Brick and Mortar
64483415Hazel Dell Crossing Branch14675 Hazell Dell Crossing, Noblesville, IN 46062December 08, 2008Full Service Brick and Mortar
65500317Kendallville Branch360 West North Street, Kendallville, IN 46755January 04, 2010Full Service Brick and Mortar
66511739North Meridian Branch9102 N Meridian St., Suite 101, Indianapolis, IN 46260November 02, 2009Full Service Brick and Mortar
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