SUNRISE BANK OF ALBUQUERQUE in Albuquerque, New Mexico (NM)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • SUNRISE BANK OF ALBUQUERQUE in Albuquerque, New Mexico (NM)
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  • General
  • FDIC Certificate #: 35428
    Status: Active
    Federal Reserve ID: 2855884
    Bank Holding Company (Regulatory Top Holder): Capitol Bancorp Ltd. (RSSDID: 1247334, Location: Lansing, MI)
    Date Established: April 06, 2000
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 80025
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: April 06, 2000
    Last Structure Change Effective Date: September 17, 2007
    Last Structure Change Process Date: September 18, 2007
    Last Data Update: September 18, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 219 Central Avenue Northwest, Albuquerque, NM 87102
    County: Bernalillo
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Albuquerque
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Albuquerque, NM (#200)
    Core Based Statistical Area (CBSA): Albuquerque, NM (#10740)
    CBSA Metro Statistical Area: Albuquerque, NM (#10740)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $60.1 mil
    Equity capital: $1.5 mil
    Deposits held in domestic offices: $53.4 mil
    Return on assets (ROA): -2.90% (-$1.7 mil)
    Quarterly return on assets: -0.27% (-$0.2 mil)
    Return on Equity (ROE): -115.12% (-$1.2 mil)
    Quarterly return on equity: -11.79% (-$0.1 mil)
    Net income: -$1.9 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: -2.90% (-$1,744.0 mil)
    Quarterly Pretax return on assets: -0.27% (-$162.4 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $60,138Total assets
  • $11,852Cash and due from depository institutions
  • $11,106Interest-bearing balances
  • $0Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $43,986Net loans & leases
  • $2,013Loan loss allowance
  • $0Trading account assets
  • $256Bank premises and fixed assets
  • $3,048Other real estate owned
  • $0Goodwill and other intangibles
  • $60,138Life insurance assets
  • $996All other assets
  • $58,643Total liabilities and capital
  • $53,440Total liabilities
  • $46,539Total deposits
  • $53,440Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,075Trading liabilities
  • $0Other borrowed funds
  • $128Subordinated debt
  • $1,495All other liabilities
  • $1,495Total equity capital
  • $1,495Total bank equity capital
  • $0Perpetual preferred stock
  • $2,137Common stock
  • $5,839Surplus
  • $-6,481Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,077Income earned, not collected on loans
  • $0Earning assets
  • $194Long-term assets (5+ years)
  • $55,092Average Assets, year-to-date
  • $11,940Average Assets, quarterly
  • $64,470Volatile liabilities
  • $60,550Insider loans
  • $46,462FHLB advances
  • $61,509Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $1,495Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,418Restructured Loans and leases
  • $900Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,947Total interest income
  • $686Total interest expense
  • $2,261Net interest income
  • $941Provision for loan and lease losses
  • -$460Total noninterest income
  • $0Fiduciary activities
  • $61Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$521Additional noninterest income
  • $2,730Total noninterest expense
  • $979Salaries and employee benefits
  • $461Premises and equipment expense
  • $1,290Additional noninterest expense
  • -$1,870Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$1,870Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,870Net income attributable to bank
  • $0Net charge-offs
  • -$1,870Cash dividends
  • $1,427Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.04%Yield on earning assets
  • 1.17%Cost of funding earning assets
  • 3.87%Net interest margin
  • -0.79%Noninterest income to earning assets
  • 4.67%Noninterest expense to earning assets
  • -2.90%Net operating income to assets
  • -2.90%Return on assets (ROA)
  • -2.90%Pretax return on assets
  • -115.12%Return on equity (ROE)
  • -115.12%Retained earnings to average equity (YTD only)
  • 2.92%Net charge-offs to loans
  • 65.94%Credit loss provision to net charge-offs
  • -0.65%Efficiency ratio
  • 151,582Assets per employee
  • 4.63%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.38%Loss allowance to noncurrent loans
  • 49.37%Noncurrent assets plus other real estate owned to assets
  • 11.85%Noncurrent loans to loans
  • 8.86%Net loans and leases to deposits
  • 82.31%Net loans and leases to core deposits
  • 91.07%Equity capital to assets
  • 2.49%Core capital (leverage) ratio
  • 2.43%Tier 1 risk-based capital ratio
  • 3.22%Total risk-based capital ratio
  • Memoranda
  • $5Average assets
  • $64,470Average earning assets
  • $1,624Average equity
  • $58,442Average loans

List of branches

  • 1 New Mexico Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    080025Sunrise Bank Of Albuquerque219 Central Avenue Northwest, Albuquerque, NM 87102April 06, 2000Full Service Brick and Mortar

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