San Francisco Federal Savings and Loan Association in San Francisco, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 01, 1996

  • San Francisco Federal Savings and Loan Association in San Francisco, California (CA)
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San Francisco Federal Savings and Loan Association - Overview

  • General
  • FDIC Certificate #: 29524
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Nationwide Bank, FSB (#32643)
    Federal Reserve ID: 188579
    Date Established: August 01, 1935
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 3590
    FDIC's unique #: 42358
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: September 12, 1935
    Last Structure Change Effective Date: Febuary 01, 1996
    Last Structure Change Process Date: March 15, 1996
    Last Data Update: March 15, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 99 Post Street, San Francisco, CA 94104
    County: San Francisco
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Francisco, CA (#7360)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
  • Financial Summary
  • Total assets: $3,996.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $533Total assets
  • $3,996,500Cash and due from depository institutions
  • $26,345Interest-bearing balances
  • $5Securities
  • $1,097,397Federal funds sold & reverse repurchase agreements
  • $4,000Net loans & leases
  • $2,719,719Loan loss allowance
  • $38,603Trading account assets
  • $0Bank premises and fixed assets
  • $21,900Other real estate owned
  • $32,381Goodwill and other intangibles
  • $86,704Life insurance assets
  • $8,054All other assets
  • $0Total liabilities and capital
  • $3,996,500Total liabilities
  • $3,759,665Total deposits
  • $2,703,385Interest-bearing deposits
  • $2,684,356Deposits held in domestic offices
  • 2703385.00%% insured (estimated)
  • $97Federal funds purchased & repurchase agreements
  • $717,362Trading liabilities
  • $0Other borrowed funds
  • $274,951Subordinated debt
  • $0All other liabilities
  • $63,967Total equity capital
  • $63,967Total bank equity capital
  • $236,835Perpetual preferred stock
  • $0Common stock
  • $77Surplus
  • $103,258Undivided profits
  • Memoranda
  • $133,500Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $40,976Income earned, not collected on loans
  • $17,389Earning assets
  • $3,821,121Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $3,961,006Average Assets, quarterly
  • $4,020,921Volatile liabilities
  • $1,398,646Insider loans
  • $1,213FHLB advances
  • $274,951Loans and leases held for sale
  • $0Unused loan commitments
  • $119,330Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $220,985Total risk weighted assets
  • $2,233,993Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $285,222Total interest expense
  • $202,415Net interest income
  • $82,807Provision for loan and lease losses
  • $11,094Total noninterest income
  • $12,303Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $12,303Total noninterest expense
  • $67,591Salaries and employee benefits
  • $30,530Premises and equipment expense
  • $14,237Additional noninterest expense
  • $22,824Pre-tax net operating income
  • $16,425Securities gains (losses)
  • -$205Applicable income taxes
  • $6,110Income before extraordinary items
  • $10,110Extraordinary gains - net
  • $0Net income attributable to bank
  • $10,110Net charge-offs
  • $10,918Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.52%Cost of funding earning assets
  • 5.33%Net interest margin
  • 2.18%Noninterest income to earning assets
  • 0.32%Noninterest expense to earning assets
  • 1.78%Net operating income to assets
  • 0.26%Return on assets (ROA)
  • 0.26%Pretax return on assets
  • 0.41%Return on equity (ROE)
  • 4.42%Retained earnings to average equity (YTD only)
  • 4.42%Net charge-offs to loans
  • 0.38%Credit loss provision to net charge-offs
  • 101.61%Efficiency ratio
  • 70,363Assets per employee
  • 7.50%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.40%Loss allowance to noncurrent loans
  • 94.21%Noncurrent assets plus other real estate owned to assets
  • 1.84%Noncurrent loans to loans
  • 1.49%Net loans and leases to deposits
  • 100.60%Net loans and leases to core deposits
  • 118.40%Equity capital to assets
  • 5.93%Core capital (leverage) ratio
  • 5.55%Tier 1 risk-based capital ratio
  • 9.89%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $3,961,006Average earning assets
  • $228,860Average equity
  • $3,794,269Average loans

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