San Gabriel Valley Bank in El Monte, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 06, 1997

  • San Gabriel Valley Bank in El Monte, California (CA)
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San Gabriel Valley Bank - Overview

  • General
  • FDIC Certificate #: 20882
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Pacific Business Bank (#25069)
    Federal Reserve ID: 170462
    Date Established: December 08, 1972
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 14426
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 08, 1972
    Last Structure Change Effective Date: November 06, 1997
    Last Structure Change Process Date: December 11, 1997
    Last Data Update: December 11, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 3920 North Peck Road, El Monte, CA 91734
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (North)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • Financial Summary
  • Total assets: $45.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $46Total assets
  • $46,669Cash and due from depository institutions
  • $4,766Interest-bearing balances
  • $0Securities
  • $1,601Federal funds sold & reverse repurchase agreements
  • $4,677Net loans & leases
  • $32,519Loan loss allowance
  • $908Trading account assets
  • $0Bank premises and fixed assets
  • $2,588Other real estate owned
  • $0Goodwill and other intangibles
  • $518Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $46,669Total liabilities
  • $41,070Total deposits
  • $40,636Interest-bearing deposits
  • $23,968Deposits held in domestic offices
  • 40636.00%% insured (estimated)
  • $76Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $434Total equity capital
  • $434Total bank equity capital
  • $5,599Perpetual preferred stock
  • $0Common stock
  • $692Surplus
  • $1,698Undivided profits
  • Memoranda
  • $3,209Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,060Income earned, not collected on loans
  • $160Earning assets
  • $38,797Long-term assets (5+ years)
  • $621Average Assets, year-to-date
  • $46,158Average Assets, quarterly
  • $45,867Volatile liabilities
  • $3,259Insider loans
  • $802FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,619Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $5,599Total risk weighted assets
  • $37,592Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,602Total interest expense
  • $806Net interest income
  • $2,796Provision for loan and lease losses
  • $0Total noninterest income
  • $706Fiduciary activities
  • $0Service charges on deposit accounts
  • $452Trading account gains & fees
  • $0Additional noninterest income
  • $254Total noninterest expense
  • $2,913Salaries and employee benefits
  • $1,716Premises and equipment expense
  • $434Additional noninterest expense
  • $763Pre-tax net operating income
  • $589Securities gains (losses)
  • $0Applicable income taxes
  • $231Income before extraordinary items
  • $358Extraordinary gains - net
  • $0Net income attributable to bank
  • $358Net charge-offs
  • $58Cash dividends
  • $138Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.58%Cost of funding earning assets
  • 2.14%Net interest margin
  • 7.44%Noninterest income to earning assets
  • 1.88%Noninterest expense to earning assets
  • 7.75%Net operating income to assets
  • 0.78%Return on assets (ROA)
  • 0.78%Pretax return on assets
  • 1.28%Return on equity (ROE)
  • 6.62%Retained earnings to average equity (YTD only)
  • 4.07%Net charge-offs to loans
  • 0.18%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 83,181Assets per employee
  • 1.01%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 38.55%Loss allowance to loans
  • 2.72%Loss allowance to noncurrent loans
  • 85.66%Noncurrent assets plus other real estate owned to assets
  • 2.27%Noncurrent loans to loans
  • 3.17%Net loans and leases to deposits
  • 80.03%Net loans and leases to core deposits
  • 87.00%Equity capital to assets
  • 12.00%Core capital (leverage) ratio
  • 12.04%Tier 1 risk-based capital ratio
  • 14.89%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $46,158Average earning assets
  • $5,405Average equity
  • $37,589Average loans

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