Santee Cooper State Bank in Elloree, South Carolina (SC)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1993

  • Santee Cooper State Bank in Elloree, South Carolina (SC)
  • Show street view No street view available for this location

Santee Cooper State Bank - Overview

  • General
  • FDIC Certificate #: 14958
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SCBT National Association (#13425)
    Federal Reserve ID: 642129
    Date Established: January 01, 1935
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 9370
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1935
    Last Structure Change Effective Date: January 01, 1993
    Last Structure Change Process Date: January 12, 1993
    Last Data Update: January 12, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Elloree, SC 29047
    County: Orangeburg
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Columbia Sc
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Core Based Statistical Area (CBSA): Orangeburg, SC (#36700)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $38.8 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $26Total assets
  • $38,818Cash and due from depository institutions
  • $1,854Interest-bearing balances
  • $100Securities
  • $9,248Federal funds sold & reverse repurchase agreements
  • $5,650Net loans & leases
  • $20,612Loan loss allowance
  • $500Trading account assets
  • $0Bank premises and fixed assets
  • $913Other real estate owned
  • $55Goodwill and other intangibles
  • $486Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $38,818Total liabilities
  • $34,249Total deposits
  • $34,179Interest-bearing deposits
  • $30,064Deposits held in domestic offices
  • 34179.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $70Total equity capital
  • $70Total bank equity capital
  • $4,569Perpetual preferred stock
  • $0Common stock
  • $1,200Surplus
  • $1,800Undivided profits
  • Memoranda
  • $1,569Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $218Earning assets
  • $35,610Long-term assets (5+ years)
  • $3,146Average Assets, year-to-date
  • $38,816Average Assets, quarterly
  • $38,662Volatile liabilities
  • $933Insider loans
  • $131FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,171Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,569Total risk weighted assets
  • $18,638Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,985Total interest expense
  • $1,239Net interest income
  • $1,746Provision for loan and lease losses
  • $220Total noninterest income
  • $289Fiduciary activities
  • $0Service charges on deposit accounts
  • $244Trading account gains & fees
  • $0Additional noninterest income
  • $45Total noninterest expense
  • $1,359Salaries and employee benefits
  • $698Premises and equipment expense
  • $251Additional noninterest expense
  • $410Pre-tax net operating income
  • $456Securities gains (losses)
  • $0Applicable income taxes
  • $118Income before extraordinary items
  • $338Extraordinary gains - net
  • $0Net income attributable to bank
  • $338Net charge-offs
  • $71Cash dividends
  • $180Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.50%Cost of funding earning assets
  • 3.53%Net interest margin
  • 4.97%Noninterest income to earning assets
  • 0.82%Noninterest expense to earning assets
  • 3.87%Net operating income to assets
  • 0.87%Return on assets (ROA)
  • 0.87%Pretax return on assets
  • 1.17%Return on equity (ROE)
  • 7.35%Retained earnings to average equity (YTD only)
  • 3.44%Net charge-offs to loans
  • 0.32%Credit loss provision to net charge-offs
  • 309.86%Efficiency ratio
  • 66,781Assets per employee
  • 1.49%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 53.25%Loss allowance to loans
  • 2.37%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.14%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 60.31%Net loans and leases to core deposits
  • 62.00%Equity capital to assets
  • 11.77%Core capital (leverage) ratio
  • 11.80%Tier 1 risk-based capital ratio
  • 24.51%Total risk-based capital ratio
  • Memoranda
  • $26Average assets
  • $38,816Average earning assets
  • $4,597Average equity
  • $35,110Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Santee Cooper State Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents