Scottsburg Building and Loan Association in Scottsburg, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Scottsburg Building and Loan Association in Scottsburg, Indiana (IN)
  • Show street view No street view available for this location

Scottsburg Building and Loan Association - Overview

  • General
  • FDIC Certificate #: 29910
    Status: Active
    Federal Reserve ID: 735973
    Date Established: January 01, 1889
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 4315
    FDIC's unique #: 42744
    Numeric code: 37
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: June 29, 1942
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 306 West Mcclain Street, Scottsburg, IN 47170
    County: Scott
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Louisville, KY-IN (#4520)
    Combined Statistical Area (CSA): Louisville-Jefferson County-Elizabethtown-Scottsburg, KY-IN (#350)
    Core Based Statistical Area (CBSA): Scottsburg, IN (#42500)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $88.5 mil
    Equity capital: $11.0 mil
    Deposits held in domestic offices: $66.5 mil
    Return on assets (ROA): 0.40% ($0.4 mil)
    Quarterly return on assets: 0.24% ($0.2 mil)
    Return on Equity (ROE): 3.24% ($0.4 mil)
    Quarterly return on equity: 1.88% ($0.2 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.51% ($451.4 mil)
    Quarterly Pretax return on assets: 0.34% ($300.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 9Total employees (full-time equivalent)
  • $88,506Total assets
  • $1,750Cash and due from depository institutions
  • $1,668Interest-bearing balances
  • $36,683Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $43,358Net loans & leases
  • $250Loan loss allowance
  • $0Trading account assets
  • $378Bank premises and fixed assets
  • $88Other real estate owned
  • $0Goodwill and other intangibles
  • $88,506Life insurance assets
  • $6,249All other assets
  • $77,504Total liabilities and capital
  • $66,544Total liabilities
  • $66,468Total deposits
  • $66,544Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $10,000Trading liabilities
  • $0Other borrowed funds
  • $960Subordinated debt
  • $11,002All other liabilities
  • $11,002Total equity capital
  • $11,002Total bank equity capital
  • $0Perpetual preferred stock
  • $1Common stock
  • $0Surplus
  • $11,001Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $285Income earned, not collected on loans
  • $0Earning assets
  • $274Long-term assets (5+ years)
  • $81,709Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $88,416Volatile liabilities
  • $86,985Insider loans
  • $43,926FHLB advances
  • $88,730Loans and leases held for sale
  • $4,167Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $11,226Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,144Restructured Loans and leases
  • $492Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,809Total interest income
  • $1,802Total interest expense
  • $2,007Net interest income
  • $163Provision for loan and lease losses
  • $124Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $124Additional noninterest income
  • $1,642Total noninterest expense
  • $1,058Salaries and employee benefits
  • $299Premises and equipment expense
  • $285Additional noninterest expense
  • $326Pre-tax net operating income
  • $128Securities gains (losses)
  • $98Applicable income taxes
  • $356Income before extraordinary items
  • $0Extraordinary gains - net
  • $356Net income attributable to bank
  • $0Net charge-offs
  • $356Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.66%Yield on earning assets
  • 2.21%Cost of funding earning assets
  • 2.46%Net interest margin
  • 0.15%Noninterest income to earning assets
  • 2.01%Noninterest expense to earning assets
  • 0.29%Net operating income to assets
  • 0.40%Return on assets (ROA)
  • 0.51%Pretax return on assets
  • 3.24%Return on equity (ROE)
  • 3.24%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 77,053Assets per employee
  • 9.83%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.57%Loss allowance to noncurrent loans
  • 87.72%Noncurrent assets plus other real estate owned to assets
  • 0.42%Noncurrent loans to loans
  • 0.65%Net loans and leases to deposits
  • 65.16%Net loans and leases to core deposits
  • 74.26%Equity capital to assets
  • 12.43%Core capital (leverage) ratio
  • 12.65%Tier 1 risk-based capital ratio
  • 25.56%Total risk-based capital ratio
  • Memoranda
  • $26Average assets
  • $88,416Average earning assets
  • $11,000Average equity
  • $81,671Average loans

List of branches

  • 1 Indiana Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    042744Scottsburg Building And Loan Associa306 West Mcclain Street, Scottsburg, IN 47170January 01, 1889Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Scottsburg Building and Loan Association.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents