Scribner Bank in Scribner, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

Scribner Bank - Overview

  • General
  • FDIC Certificate #: 14026
    Status: Active
    Federal Reserve ID: 711753
    Bank Holding Company (Regulatory Top Holder): Scribner Banshares, Inc. (RSSDID: 1056143, Location: Scribner, NE)
    Date Established: August 17, 1917
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 8767
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: March 09, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 400 Main Street, Scribner, NE 68057
    County: Dodge
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
    Core Based Statistical Area (CBSA): Fremont, NE (#23340)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $63.2 mil
    Equity capital: $6.8 mil
    Deposits held in domestic offices: $55.8 mil
    Return on assets (ROA): 0.96% ($0.6 mil)
    Quarterly return on assets: 0.91% ($0.6 mil)
    Return on Equity (ROE): 8.74% ($0.6 mil)
    Quarterly return on equity: 8.30% ($0.6 mil)
    Net income: $0.6 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.48% ($935.3 mil)
    Quarterly Pretax return on assets: 1.38% ($872.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $63,198Total assets
  • $8,649Cash and due from depository institutions
  • $2,215Interest-bearing balances
  • $11,094Securities
  • $3,686Federal funds sold & reverse repurchase agreements
  • $37,557Net loans & leases
  • $650Loan loss allowance
  • $0Trading account assets
  • $247Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $63,198Life insurance assets
  • $1,965All other assets
  • $56,388Total liabilities and capital
  • $55,847Total liabilities
  • $36,073Total deposits
  • $55,847Interest-bearing deposits
  • $84Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $200Trading liabilities
  • $0Other borrowed funds
  • $341Subordinated debt
  • $6,810All other liabilities
  • $6,810Total equity capital
  • $6,810Total bank equity capital
  • $0Perpetual preferred stock
  • $450Common stock
  • $5,150Surplus
  • $1,210Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $469Income earned, not collected on loans
  • $0Earning assets
  • $562Long-term assets (5+ years)
  • $54,552Average Assets, year-to-date
  • $1,682Average Assets, quarterly
  • $60,433Volatile liabilities
  • $61,809Insider loans
  • $44,352FHLB advances
  • $60,938Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,766Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $17,491Restructured Loans and leases
  • $1,206Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,070Total interest income
  • $169Total interest expense
  • $1,901Net interest income
  • $0Provision for loan and lease losses
  • $2,026Total noninterest income
  • $0Fiduciary activities
  • $116Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,910Additional noninterest income
  • $3,035Total noninterest expense
  • $1,211Salaries and employee benefits
  • $124Premises and equipment expense
  • $1,700Additional noninterest expense
  • $892Pre-tax net operating income
  • $0Securities gains (losses)
  • $312Applicable income taxes
  • $580Income before extraordinary items
  • $0Extraordinary gains - net
  • $580Net income attributable to bank
  • $0Net charge-offs
  • $580Cash dividends
  • $6Sale, conversion, retirement of capital stock, net
  • $423Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.70%Yield on earning assets
  • 0.30%Cost of funding earning assets
  • 3.40%Net interest margin
  • 3.62%Noninterest income to earning assets
  • 5.43%Noninterest expense to earning assets
  • 0.96%Net operating income to assets
  • 0.96%Return on assets (ROA)
  • 1.48%Pretax return on assets
  • 8.74%Return on equity (ROE)
  • 2.37%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 148.67%Efficiency ratio
  • 77,285Assets per employee
  • 4.21%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 72.93%Loss allowance to loans
  • 1.70%Loss allowance to noncurrent loans
  • 138.59%Noncurrent assets plus other real estate owned to assets
  • 0.74%Noncurrent loans to loans
  • 1.23%Net loans and leases to deposits
  • 67.25%Net loans and leases to core deposits
  • 67.86%Equity capital to assets
  • 10.78%Core capital (leverage) ratio
  • 11.10%Tier 1 risk-based capital ratio
  • 15.26%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $60,433Average earning assets
  • $6,635Average equity
  • $55,895Average loans

List of branches

  • 1 Nebraska Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08767Scribner Bank400 Main Street, Scribner, NE 68057August 17, 1917Full Service Brick and Mortar

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