American National Bank of Fremont in Fremont, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 01, 2010

  • American National Bank of Fremont in Fremont, Nebraska (NE)
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American National Bank of Fremont - Overview

  • General
  • FDIC Certificate #: 24481
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Pinnacle Bank (#10634)
    Federal Reserve ID: 262451
    Date Established: April 08, 1983
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    OTS Docket #: 13148
    FDIC's unique #: 17013
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: April 08, 1983
    Last Structure Change Effective Date: December 01, 2010
    Last Structure Change Process Date: December 10, 2010
    Last Data Update: December 10, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 99 West Sixth Street, Fremont, NE 68025
    County: Dodge
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
    Core Based Statistical Area (CBSA): Fremont, NE (#23340)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $165.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2009)

  • Dollar figures in thousands
  • 41Total employees (full-time equivalent)
  • $160,966Total assets
  • $2,937Cash and due from depository institutions
  • $0Interest-bearing balances
  • $40,010Securities
  • $4,128Federal funds sold & reverse repurchase agreements
  • $107,327Net loans & leases
  • $1,653Loan loss allowance
  • $0Trading account assets
  • $2,505Bank premises and fixed assets
  • $260Other real estate owned
  • $0Goodwill and other intangibles
  • $311Life insurance assets
  • $3,799All other assets
  • $160,966Total liabilities and capital
  • $145,022Total liabilities
  • $119,609Total deposits
  • $104,069Interest-bearing deposits
  • $119,609Deposits held in domestic offices
  • 93.40%% insured (estimated)
  • $11,175Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $13,240Other borrowed funds
  • $0Subordinated debt
  • $998All other liabilities
  • $15,944Total equity capital
  • $15,944Total bank equity capital
  • $15,944Perpetual preferred stock
  • $0Common stock
  • $625Surplus
  • $4,705Undivided profits
  • Memoranda
  • $10,614Noncurrent loans and leases
  • $14,421Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,602Earning assets
  • $0Long-term assets (5+ years)
  • $1,003Average Assets, year-to-date
  • $151,465Average Assets, quarterly
  • $39,988Volatile liabilities
  • $156,406Insider loans
  • $158,502FHLB advances
  • $38,371Loans and leases held for sale
  • $2,899Unused loan commitments
  • $13,240Tier 1 (core) risk-based capital
  • $1,716Tier 2 risk-based capital
  • $50Total risk weighted assets
  • $14,421Total unused commitments
  • $0Restructured Loans and leases
  • $1,441Derivatives

Income and Expense (December 31, 2009)

  • Dollar figures in thousands
  • $8,427Total interest income
  • $2,913Total interest expense
  • $5,514Net interest income
  • $305Provision for loan and lease losses
  • $1,265Total noninterest income
  • $0Fiduciary activities
  • $447Service charges on deposit accounts
  • $0Trading account gains & fees
  • $818Additional noninterest income
  • $4,354Total noninterest expense
  • $2,246Salaries and employee benefits
  • $435Premises and equipment expense
  • $1,673Additional noninterest expense
  • $2,120Pre-tax net operating income
  • $78Securities gains (losses)
  • $0Applicable income taxes
  • $2,198Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,198Net income attributable to bank
  • $0Net charge-offs
  • $2,198Cash dividends
  • $13Sale, conversion, retirement of capital stock, net
  • $530Net operating income

Performance and Condition Ratios (December 31, 2009)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.70%Yield on earning assets
  • 1.97%Cost of funding earning assets
  • 3.73%Net interest margin
  • 0.86%Noninterest income to earning assets
  • 2.94%Noninterest expense to earning assets
  • 1.36%Net operating income to assets
  • 1.41%Return on assets (ROA)
  • 1.41%Pretax return on assets
  • 14.84%Return on equity (ROE)
  • 11.26%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 2346.15%Credit loss provision to net charge-offs
  • 186.54%Efficiency ratio
  • 64,228Assets per employee
  • 3.93%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 24.11%Loss allowance to loans
  • 1.52%Loss allowance to noncurrent loans
  • 103.18%Noncurrent assets plus other real estate owned to assets
  • 1.16%Noncurrent loans to loans
  • 1.47%Net loans and leases to deposits
  • 89.73%Net loans and leases to core deposits
  • 113.68%Equity capital to assets
  • 9.91%Core capital (leverage) ratio
  • 9.40%Tier 1 risk-based capital ratio
  • 13.05%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $156,406Average earning assets
  • $14,816Average equity
  • $147,904Average loans

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