Second National Bank in Greenville, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 16, 2008

  • Second National Bank in Greenville, Ohio (OH)
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Second National Bank - Overview

  • General
  • FDIC Certificate #: 6596
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Park National Bank (#6653)
    Federal Reserve ID: 236519
    Date Established: July 03, 1883
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 9 (Interstate: No)
    FDIC's unique #: 4418
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 16, 2008
    Last Structure Change Process Date: September 29, 2008
    Last Data Update: September 29, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: Fourth Street And Broadway, Greenville, OH 45331
    County: Darke
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Combined Statistical Area (CSA): Dayton-Springfield-Greenville, OH (#212)
    Core Based Statistical Area (CBSA): Greenville, OH (#24820)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $451.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 116Total employees (full-time equivalent)
  • $434,862Total assets
  • $14,313Cash and due from depository institutions
  • $0Interest-bearing balances
  • $123,884Securities
  • $34,413Federal funds sold & reverse repurchase agreements
  • $245,503Net loans & leases
  • $4,355Loan loss allowance
  • $0Trading account assets
  • $1,891Bank premises and fixed assets
  • $100Other real estate owned
  • $245Goodwill and other intangibles
  • $6,629Life insurance assets
  • $14,513All other assets
  • $434,862Total liabilities and capital
  • $412,360Total liabilities
  • $246,781Total deposits
  • $202,578Interest-bearing deposits
  • $246,781Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $97,692Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $62,490Other borrowed funds
  • $2,500Subordinated debt
  • $2,897All other liabilities
  • $22,502Total equity capital
  • $22,502Total bank equity capital
  • $22,502Perpetual preferred stock
  • $0Common stock
  • $452Surplus
  • $3,173Undivided profits
  • Memoranda
  • $18,877Noncurrent loans and leases
  • $37,759Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,621Earning assets
  • $0Long-term assets (5+ years)
  • $2,397Average Assets, year-to-date
  • $403,800Average Assets, quarterly
  • $143,505Volatile liabilities
  • $411,552Insider loans
  • $436,604FHLB advances
  • $123,749Loans and leases held for sale
  • $2,623Unused loan commitments
  • $62,490Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $102Total risk weighted assets
  • $37,759Total unused commitments
  • $0Restructured Loans and leases
  • $5,893Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $24,769Total interest income
  • $12,138Total interest expense
  • $12,631Net interest income
  • $450Provision for loan and lease losses
  • $2,736Total noninterest income
  • $193Fiduciary activities
  • $1,148Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,395Additional noninterest income
  • $7,989Total noninterest expense
  • $5,138Salaries and employee benefits
  • $604Premises and equipment expense
  • $2,247Additional noninterest expense
  • $6,928Pre-tax net operating income
  • $0Securities gains (losses)
  • $2,081Applicable income taxes
  • $4,847Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,847Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $293Sale, conversion, retirement of capital stock, net
  • $3,000Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.50%Yield on earning assets
  • 3.18%Cost of funding earning assets
  • 3.31%Net interest margin
  • 0.72%Noninterest income to earning assets
  • 2.10%Noninterest expense to earning assets
  • 1.18%Net operating income to assets
  • 1.18%Return on assets (ROA)
  • 1.68%Pretax return on assets
  • 23.70%Return on equity (ROE)
  • 9.03%Retained earnings to average equity (YTD only)
  • 0.12%Net charge-offs to loans
  • 153.58%Credit loss provision to net charge-offs
  • 25.18%Efficiency ratio
  • 51,988Assets per employee
  • 3.75%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 61.89%Loss allowance to loans
  • 1.74%Loss allowance to noncurrent loans
  • 268.66%Noncurrent assets plus other real estate owned to assets
  • 0.40%Noncurrent loans to loans
  • 0.65%Net loans and leases to deposits
  • 99.48%Net loans and leases to core deposits
  • 111.23%Equity capital to assets
  • 5.17%Core capital (leverage) ratio
  • 5.27%Tier 1 risk-based capital ratio
  • 8.49%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $411,552Average earning assets
  • $20,451Average equity
  • $381,317Average loans

Total Fiduciary and Related Assets (December 31, 2007)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $17,516Managed Assets
  • 1Number of Accounts
  • $16,574Personal trust and agency accounts
  • $1,419Employee benefit-defined contribution accounts
  • $966Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $3,770Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $10,419Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 155Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $942Other retirement accounts
  • $164Corporate trust and agency accounts
  • $49Other fiduciary accounts
  • $729Fiduciary accounts held in foreign offices

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