Security Bank in city_name, state_name - Detailed Financial Reports, Location

Security Bank in New Auburn, Wisconsin (WI)
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Security Bank routing number info

Security Bank - Overview

General
FDIC Certificate #: 10015
Status: Active
Federal Reserve ID: 20053
Bank Holding Company (Regulatory Top Holder): Security Bank Shares, Inc. (RSSDID: 1128497, Location: Iron River, WI)
Date Established: August 28, 1907
WWW: http://www.securityonlinebank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
FDIC's unique #: 6404
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: Febuary 20, 2007
Last Structure Change Process Date: September 05, 2007
Last Data Update: September 05, 2007
Data Source Date: April 05, 2012
Location
Address: 119 Main Street, New Auburn, WI 54757
County: Chippewa
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Eau Claire
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Eau Claire, WI (#2290)
Combined Statistical Area (CSA): Eau Claire-Menomonie, WI (#232)
Core Based Statistical Area (CBSA): Eau Claire, WI (#20740)
CBSA Metro Statistical Area: Eau Claire, WI (#20740)
History of Changes
Office Purchased
Financial Summary
Total assets: $70.0 mil
Equity capital: $8.5 mil
Deposits held in domestic offices: $59.5 mil
Return on assets (ROA): 0.73% ($0.5 mil)
Quarterly return on assets: 0.90% ($0.6 mil)
Return on Equity (ROE): 6.11% ($0.5 mil)
Quarterly return on equity: 7.33% ($0.6 mil)
Net income: $0.5 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 1.17% ($818.8 mil)
Quarterly Pretax return on assets: 1.45% ($1,014.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
17Total employees (full-time equivalent)
$69,980Total assets
$6,388Cash and due from depository institutions
$4,332Interest-bearing balances
$9,191Securities
$422Federal funds sold & reverse repurchase agreements
$49,910Net loans & leases
$770Loan loss allowance
$0Trading account assets
$431Bank premises and fixed assets
$569Other real estate owned
$1,513Goodwill and other intangibles
$69,980Life insurance assets
$1,556All other assets
$61,489Total liabilities and capital
$59,542Total liabilities
$46,386Total deposits
$59,542Interest-bearing deposits
$98Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,701Trading liabilities
$0Other borrowed funds
$246Subordinated debt
$8,491All other liabilities
$8,491Total equity capital
$8,491Total bank equity capital
$0Perpetual preferred stock
$150Common stock
$6,053Surplus
$2,288Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,819Income earned, not collected on loans
$0Earning assets
$394Long-term assets (5+ years)
$63,855Average Assets, year-to-date
$19,308Average Assets, quarterly
$68,171Volatile liabilities
$68,554Insider loans
$54,971FHLB advances
$65,785Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$6,756Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$5,300Restructured Loans and leases
$233Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$3,481Total interest income
$689Total interest expense
$2,792Net interest income
$165Provision for loan and lease losses
$415Total noninterest income
$0Fiduciary activities
$255Service charges on deposit accounts
$0Trading account gains & fees
$160Additional noninterest income
$2,239Total noninterest expense
$875Salaries and employee benefits
$158Premises and equipment expense
$1,206Additional noninterest expense
$803Pre-tax net operating income
-$4Securities gains (losses)
$299Applicable income taxes
$500Income before extraordinary items
$0Extraordinary gains - net
$500Net income attributable to bank
$0Net charge-offs
$500Cash dividends
$375Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.58%Yield on earning assets
1.10%Cost of funding earning assets
4.48%Net interest margin
0.67%Noninterest income to earning assets
3.59%Noninterest expense to earning assets
0.74%Net operating income to assets
0.73%Return on assets (ROA)
1.17%Pretax return on assets
6.11%Return on equity (ROE)
6.11%Retained earnings to average equity (YTD only)
0.77%Net charge-offs to loans
44.00%Credit loss provision to net charge-offs
2.58%Efficiency ratio
69,816Assets per employee
4.12%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.52%Loss allowance to noncurrent loans
42.33%Noncurrent assets plus other real estate owned to assets
3.41%Noncurrent loans to loans
3.59%Net loans and leases to deposits
83.82%Net loans and leases to core deposits
91.76%Equity capital to assets
12.13%Core capital (leverage) ratio
10.27%Tier 1 risk-based capital ratio
12.29%Total risk-based capital ratio
Memoranda
$13Average assets
$68,171Average earning assets
$8,182Average equity
$62,357Average loans

Bank Assets Sold and Securitized (December 31, 2008)

Dollar figures in thousands
Principal balance with servicing or other recourse retained
$42,0321-4 family residential loans
$0Home equity lines
$0Credit cards receivables
$0Auto loans
$0Other consumer loans
$0Commercial and industrial loans
$42,032All other loans and all leases
Past due loan amounts 30-89 days (included in principal balance)
$1,0251-4 family residential loans
$0>Home equity lines
$0Credit cards receivables
$0Auto loans
$0Other consumer loans
$0Commercial and industrial loans
$0All other loans and all leases
Past due loan amounts 90 days or more (included in principal balance)
$6301-4 family residential loans
$0>Home equity lines
$0Credit cards receivables
$0Auto loans
$0Other consumer loans
$0Commercial and industrial loans
$0All other loans and all leases
Recoveries on Assets Sold and Securitized (included in principal balance and YTD only)
$42,0321-4 family residential loans
$0>Home equity lines
$0Credit cards receivables
$0Auto loans
$0Other consumer loans
$0Commercial and industrial loans
$0All other loans and all leases

List of branches

4 Wisconsin Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	6404	Security Bank	119 Main Street, New Auburn, WI 54757	August 28, 1907	Full Service Brick and Mortar
1	221699	Sand Creek Branch	County Road 1, Sand Creek, WI 54765	October 02, 1935	Full Service Brick and Mortar
2	461649	Ridgeland Office Branch	101 Main Street, Ridgeland, WI 54763	Febuary 20, 2007	Full Service Brick and Mortar
3	7856	Dallas Branch	107 Dallas Street West, Dallas, WI 54733	August 28, 1903	Full Service Brick and Mortar

Security Bank in New Auburn, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

Security Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Bank Assets Sold and Securitized (December 31, 2008)

List of branches

Comment about this bank, ask questions, or add new information about it:

Security Bank in New Auburn, Wisconsin (WI)Overview, Financial Summary, Detailed Financial Reports, Branches

Security Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Bank Assets Sold and Securitized (December 31, 2008)

List of branches

Comment about this bank, ask questions, or add new information about it:

Security Bank in New Auburn, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches