Security National Bank of South Dakota in city_name, state_name

Security National Bank of South Dakota in Dakota Dunes, South Dakota (SD)
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Security National Bank of South Dakota routing number info

Security National Bank of South Dakota - Overview

General
FDIC Certificate #: 34394
Status: Active
Federal Reserve ID: 2529176
Bank Holding Company (Regulatory Top Holder): Security National Corporation (RSSDID: 1200348, Location: Dakota Dunes, SD)
Date Established: May 01, 1997
WWW: http://www.snbonline.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 57157
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: May 01, 1997
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 325 Dakota Dunes Blvd, Dakota Dunes, SD 57049
County: Union
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Sioux Falls
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Combined Statistical Area (CSA): Sioux City-Vermillion, IA-NE-SD (#512)
Core Based Statistical Area (CBSA): Sioux City, IA-NE-SD (#43580)
CBSA Metro Statistical Area: Sioux City, IA-NE-SD (#43580)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $145.3 mil
Equity capital: $10.8 mil
Deposits held in domestic offices: $133.2 mil
Return on assets (ROA): 0.82% ($1.2 mil)
Quarterly return on assets: 0.68% ($1.0 mil)
Return on Equity (ROE): 11.08% ($1.2 mil)
Quarterly return on equity: 9.08% ($1.0 mil)
Net income: $1.1 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 1.22% ($1,772.8 mil)
Quarterly Pretax return on assets: 1.14% ($1,656.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
24Total employees (full-time equivalent)
$145,315Total assets
$28,509Cash and due from depository institutions
$27,340Interest-bearing balances
$60,074Securities
$2,508Federal funds sold & reverse repurchase agreements
$45,436Net loans & leases
$1,302Loan loss allowance
$0Trading account assets
$7,283Bank premises and fixed assets
$176Other real estate owned
$0Goodwill and other intangibles
$145,314Life insurance assets
$1,329All other assets
$134,558Total liabilities and capital
$133,228Total liabilities
$117,223Total deposits
$133,228Interest-bearing deposits
$95Deposits held in domestic offices
781.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$549Subordinated debt
$10,756All other liabilities
$10,756Total equity capital
$10,756Total bank equity capital
$0Perpetual preferred stock
$500Common stock
$6,000Surplus
$4,256Undivided profits
Memoranda
$0Noncurrent loans and leases
$397Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$5Income earned, not collected on loans
$0Earning assets
$432Long-term assets (5+ years)
$135,358Average Assets, year-to-date
$41,641Average Assets, quarterly
$137,449Volatile liabilities
$142,384Insider loans
$62,477FHLB advances
$141,157Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$10,312Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$6,789Restructured Loans and leases
$2,689Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,066Total interest income
$1,590Total interest expense
$2,476Net interest income
$0Provision for loan and lease losses
$2,431Total noninterest income
$1,952Fiduciary activities
$420Service charges on deposit accounts
$0Trading account gains & fees
$59Additional noninterest income
$3,235Total noninterest expense
$1,589Salaries and employee benefits
$589Premises and equipment expense
$1,057Additional noninterest expense
$1,672Pre-tax net operating income
$0Securities gains (losses)
$551Applicable income taxes
$1,121Income before extraordinary items
$0Extraordinary gains - net
$1,121Net income attributable to bank
$0Net charge-offs
$1,121Cash dividends
$8Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.19%Yield on earning assets
1.25%Cost of funding earning assets
1.94%Net interest margin
1.91%Noninterest income to earning assets
2.54%Noninterest expense to earning assets
0.82%Net operating income to assets
0.82%Return on assets (ROA)
1.22%Pretax return on assets
11.08%Return on equity (ROE)
11.08%Retained earnings to average equity (YTD only)
0.02%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
209.00%Efficiency ratio
65,926Assets per employee
6.05%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.79%Loss allowance to noncurrent loans
26040.00%Noncurrent assets plus other real estate owned to assets
0.12%Noncurrent loans to loans
0.01%Net loans and leases to deposits
34.10%Net loans and leases to core deposits
34.64%Equity capital to assets
7.40%Core capital (leverage) ratio
7.31%Tier 1 risk-based capital ratio
16.51%Total risk-based capital ratio
Memoranda
$18Average assets
$137,449Average earning assets
$10,118Average equity
$127,492Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$354,912Managed Assets
1Number of Accounts
$309,851Personal trust and agency accounts
$190,521Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$25,595Corporate trust and agency accounts
$0Investment management agency accounts
$84,018Other fiduciary accounts
$9,717Fiduciary accounts held in foreign offices
$0Non-managed Assets
388Number of Accounts
$0Personal trust and agency accounts
$25,595Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$45,061Other retirement accounts
$38,401Corporate trust and agency accounts
$478Other fiduciary accounts
$6,182Fiduciary accounts held in foreign offices

List of branches

3 South Dakota Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	57157	Security National Bank Of South Dako	325 Dakota Dunes Blvd, Dakota Dunes, SD 57049	May 01, 1997	Full Service Brick and Mortar
2	462286	26th Street Branch	4621 West 26th Street, Sioux Falls, SD 57106	March 12, 2007	Full Service Brick and Mortar
3	464070	74th And Louise Branch	6601 South Louise Avenue, Sioux Falls, SD 57108	April 04, 2007	Full Service Brick and Mortar

Security National Bank of South Dakota in Dakota Dunes, South Dakota (SD)
Overview, Financial Summary, Detailed Financial Reports, Branches

Security National Bank of South Dakota - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Security National Bank of South Dakota in Dakota Dunes, South Dakota (SD)Overview, Financial Summary, Detailed Financial Reports, Branches

Security National Bank of South Dakota - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Security National Bank of South Dakota in Dakota Dunes, South Dakota (SD)
Overview, Financial Summary, Detailed Financial Reports, Branches